Best Cheap Auto Insurance in Haltom City, TX (2021)

The average Haltom City, TX auto insurance rates are $323 per month. The minimum auto insurance in Haltom City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Haltom City, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Haltom City is 26.6 minutes
  • Average auto insurance rates in Haltom City, TX for senior drivers are $2,348 per year
  • The most expensive auto insurance company in Haltom City for teen drivers is Allstate

Haltom City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Haltom City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Haltom City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Haltom City to other Texas cities, including El Paso auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates to see how Haltom City, Texas auto insurance rates stack up.

Before you buy Haltom City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Haltom City, Texas auto insurance quotes.

Minimum Auto Insurance in Haltom City, Texas

Haltom City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Haltom City, Texas.

Minimum Required Auto Insurance Coverage in Haltom City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Haltom City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Haltom City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Haltom City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,476 $3,494 $3,428 $3,428 $9,373 $11,278 $4,292 $4,452
American Family $2,828 $3,161 $2,679 $3,081 $7,814 $10,241 $4,123 $4,714
GEICO $2,410 $2,602 $2,331 $2,649 $5,277 $5,453 $2,604 $2,588
Nationwide $2,388 $2,427 $2,107 $2,230 $6,913 $8,874 $2,819 $3,051
Progressive $2,183 $2,084 $1,945 $1,981 $9,078 $10,140 $2,593 $2,646
State Farm $2,219 $2,219 $1,987 $1,987 $5,450 $6,966 $2,422 $2,491
USAA $1,592 $1,592 $1,528 $1,507 $4,524 $4,898 $2,111 $2,242

Cheap Haltom City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Haltom City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Haltom City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Haltom City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,373 $11,278
American Family $7,814 $10,241
GEICO $5,277 $5,453
Nationwide $6,913 $8,874
Progressive $9,078 $10,140
State Farm $5,450 $6,966
USAA $4,524 $4,898

Cheap Haltom City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Haltom City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Haltom City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,679 $3,081
GEICO $2,331 $2,649
Nationwide $2,107 $2,230
Progressive $1,945 $1,981
State Farm $1,987 $1,987
USAA $1,528 $1,507

Cheap Haltom City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Haltom City, Texas compared to the annual auto insurance rates with a clean record in Haltom City, Texas.

Annual Haltom City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,146 $6,512 $6,806 $4,146
American Family $4,388 $5,625 $4,919 $4,388
GEICO $2,748 $3,634 $3,033 $3,541
Nationwide $3,337 $3,337 $4,958 $3,772
Progressive $3,563 $4,594 $4,157 $4,010
State Farm $2,844 $3,282 $3,902 $2,844
USAA $1,858 $2,756 $3,251 $2,133

Cheap Haltom City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Haltom City, Texas is not easy. Compare the annual rates for DUI auto insurance in Haltom City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Haltom City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
American Family $4,919
GEICO $3,033
Nationwide $4,958
Progressive $4,157
State Farm $3,902
USAA $3,251

Cheap Haltom City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Haltom City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Haltom City, Texas

Insurance Company Poor Fair Good
Allstate $6,854 $5,035 $4,318
American Family $6,605 $4,208 $3,678
GEICO $4,998 $2,831 $1,889
Nationwide $4,614 $3,714 $3,226
Progressive $4,594 $3,970 $3,680
State Farm $4,546 $2,840 $2,268
USAA $3,655 $2,127 $1,715

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Haltom City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Haltom City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Haltom City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Haltom City, Texas

ZIP Code Average Annual Rates
76117 $5,728

Cheap Haltom City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Haltom City, Texas auto insurance. Find the cheapest annual Haltom City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Haltom City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,266 $5,539
American Family $4,830 $4,830
GEICO $3,179 $3,299
Nationwide $3,851 $3,851
Progressive $4,081 $4,081
State Farm $3,218 $3,218
USAA $2,468 $2,531

Cheap Haltom City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Haltom City, Texas? Check out the comparison of annual Haltom City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Haltom City, Texas

Insurance Company Low Medium High
Allstate $5,276 $5,355 $5,577
American Family $4,496 $4,653 $5,342
GEICO $3,060 $3,198 $3,459
Nationwide $4,160 $3,687 $3,706
Progressive $3,909 $4,065 $4,270
State Farm $3,033 $3,207 $3,414
USAA $2,405 $2,489 $2,604

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Haltom City, Texas

Compare the cheapest auto insurance companies in Haltom City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Haltom City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Haltom City, Texas Auto Insurance Companies

What auto insurance companies in Haltom City, Texas are the cheapest? Compare the top Haltom City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Haltom City, Texas

Insurance Company Average Annual Rates
Allstate $5,403
American Family $4,830
GEICO $3,239
Nationwide $3,851
Progressive $4,081
State Farm $3,218
USAA $2,499

What affects auto insurance rates in Haltom City, Texas?

There are a lot of reasons why auto insurance rates in Haltom City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Haltom City, Texas. Many local factors may affect your Haltom City auto insurance rates.

Haltom City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Haltom City, Texas auto theft statistics, there have been 203 auto thefts in the city.

Haltom City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Haltom City, Texas commute length is 26.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Haltom City, Texas Auto Insurance Quotes

Before you buy Haltom City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Haltom City, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption