Best Cheap Auto Insurance in Hagerman, ID (2021)

The average Hagerman, ID auto insurance rates are $234 per month. The minimum auto insurance in Hagerman is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Hagerman, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hagerman, Idaho is 25/50/15
  • The average commute length in Hagerman is 25.3 minutes
  • The cheapest auto insurance company in Hagerman is USAA

Hagerman, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Hagerman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hagerman, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Hagerman to other Idaho cities, including Twin Falls auto insurance rates, Boise City auto insurance rates, and Meridian auto insurance rates to see how Hagerman, Idaho auto insurance rates stack up.

Before you buy Hagerman, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hagerman, Idaho auto insurance quotes.

Minimum Auto Insurance in Hagerman, Idaho

Hagerman, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hagerman, Idaho.

Minimum Required Auto Insurance Coverage in Hagerman, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hagerman, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hagerman, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hagerman, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,237 $2,225 $1,949 $2,020 $8,164 $9,435 $2,497 $2,640
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,363 $1,469 $1,097 $1,227 $4,655 $5,176 $1,443 $1,518
Nationwide $1,693 $1,730 $1,531 $1,622 $4,180 $5,135 $1,984 $2,134
State Farm $1,071 $1,071 $968 $968 $3,223 $4,062 $1,209 $1,394
Travelers $1,390 $1,412 $1,402 $1,393 $6,855 $10,806 $1,478 $1,694
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

Cheap Hagerman, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hagerman, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Hagerman, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Hagerman, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $9,435
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,655 $5,176
Nationwide $4,180 $5,135
State Farm $3,223 $4,062
Travelers $6,855 $10,806
USAA $3,348 $3,751

Cheap Hagerman, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Hagerman, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hagerman, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,949 $2,020
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,097 $1,227
Nationwide $1,531 $1,622
State Farm $968 $968
Travelers $1,402 $1,393
USAA $1,003 $989

Cheap Hagerman, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hagerman, Idaho compared to the annual auto insurance rates with a clean record in Hagerman, Idaho.

Annual Hagerman, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,216 $4,040 $4,514 $3,813
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,864 $2,341 $2,399 $2,370
Nationwide $1,922 $2,481 $3,448 $2,153
State Farm $1,590 $1,901 $1,746 $1,746
Travelers $2,032 $2,896 $5,044 $3,243
USAA $1,254 $1,786 $2,422 $1,518

Cheap Hagerman, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hagerman, Idaho is not easy. Compare the annual rates for DUI auto insurance in Hagerman, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Hagerman, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,514
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,399
Nationwide $3,448
State Farm $1,746
Travelers $5,044
USAA $2,422

Cheap Hagerman, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hagerman, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hagerman, Idaho

Insurance Company Poor Fair Good
Allstate $5,140 $3,494 $3,053
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,189 $1,977 $1,564
Nationwide $2,980 $2,411 $2,112
State Farm $2,451 $1,551 $1,235
Travelers $3,784 $3,182 $2,945
USAA $2,546 $1,488 $1,201

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Cheap Hagerman, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hagerman, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Hagerman, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hagerman, Idaho

ZIP Code Average Annual Rates
83332 $2,803

Cheap Hagerman, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Hagerman, Idaho auto insurance. Find the cheapest annual Hagerman, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hagerman, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,896 $3,896
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,243 $2,243
Nationwide $2,501 $2,501
State Farm $1,704 $1,788
Travelers $3,304 $3,304
USAA $1,724 $1,766

Cheap Hagerman, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hagerman, Idaho? Check out the comparison of annual Hagerman, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hagerman, Idaho

Insurance Company Low Medium High
Allstate $3,748 $3,888 $4,051
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,104 $2,239 $2,387
Nationwide $2,455 $2,627 $2,422
State Farm $1,643 $1,749 $1,845
Travelers $3,254 $3,352 $3,305
USAA $1,692 $1,742 $1,801

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Best By Category: Cheapest Auto Insurance in Hagerman, Idaho

Compare the cheapest auto insurance companies in Hagerman, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hagerman, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hagerman, Idaho Auto Insurance Companies

What auto insurance companies in Hagerman, Idaho are the cheapest? Compare the top Hagerman, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hagerman, Idaho

Insurance Company Average Annual Rates
Allstate $3,896
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,243
Nationwide $2,501
State Farm $1,746
Travelers $3,304
USAA $1,745

What affects auto insurance rates in Hagerman, Idaho?

There are a lot of reasons why auto insurance rates in Hagerman, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hagerman, Idaho. Many local factors may affect your Hagerman auto insurance rates.

Hagerman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hagerman, Idaho commute length is 25.3 minutes according to City-Data.

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Compare Hagerman, Idaho Auto Insurance Quotes

Before you buy Hagerman, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hagerman, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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