Best Cheap Auto Insurance in Hagarstown, IL (2021)

The average Hagarstown, IL auto insurance rates are $275 per month. The minimum auto insurance in Hagarstown is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Hagarstown, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hagarstown, Illinois is 25/50/20
  • The most expensive auto insurance company in Hagarstown for teen drivers is Farmers
  • The cheapest auto insurance company in Hagarstown is State Farm

Hagarstown, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Hagarstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hagarstown, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Hagarstown to other Illinois cities, including Springfield auto insurance rates, Chicago auto insurance rates, and Elgin auto insurance rates to see how Hagarstown, Illinois auto insurance rates stack up.

Before you buy Hagarstown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hagarstown, Illinois auto insurance quotes.

Minimum Auto Insurance in Hagarstown, Illinois

Hagarstown, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hagarstown, Illinois.

Minimum Required Auto Insurance Coverage in Hagarstown, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hagarstown, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hagarstown, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hagarstown, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,260 $2,264 $2,010 $2,119 $9,386 $9,789 $2,577 $2,705
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,419 $1,535 $1,182 $1,321 $4,350 $4,839 $1,486 $1,575
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,013 $1,915 $1,655 $1,726 $7,160 $8,054 $2,411 $2,629
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Cheap Hagarstown, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hagarstown, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Hagarstown, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Hagarstown, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,270 $8,739
Farmers $9,386 $9,789
GEICO $4,375 $4,641
Liberty Mutual $4,350 $4,839
Nationwide $6,133 $7,891
Progressive $7,160 $8,054
State Farm $3,798 $4,833
Travelers $7,852 $9,892
USAA $5,277 $5,820

Cheap Hagarstown, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Hagarstown, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hagarstown, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,069 $2,069
Farmers $2,010 $2,119
GEICO $1,364 $1,612
Liberty Mutual $1,182 $1,321
Nationwide $1,955 $2,075
Progressive $1,655 $1,726
State Farm $1,218 $1,218
Travelers $2,366 $2,530
USAA $1,524 $1,504

Cheap Hagarstown, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hagarstown, Illinois compared to the annual auto insurance rates with a clean record in Hagarstown, Illinois.

Annual Hagarstown, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,501 $4,498 $4,386 $4,170
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,854 $2,602 $2,301 $2,097
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,843 $4,203 $3,142 $3,595
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,958 $2,812 $3,851 $2,361

Cheap Hagarstown, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hagarstown, Illinois is not easy. Compare the annual rates for DUI auto insurance in Hagarstown, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Hagarstown, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $5,001
Farmers $4,386
GEICO $3,141
Liberty Mutual $2,301
Nationwide $4,284
Progressive $3,142
State Farm $2,142
Travelers $4,927
USAA $3,851

Cheap Hagarstown, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hagarstown, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hagarstown, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,812 $3,260 $2,751
Farmers $4,713 $3,946 $3,756
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,947 $1,555
Nationwide $4,164 $3,354 $2,932
Progressive $3,929 $3,330 $3,078
State Farm $3,115 $1,865 $1,446
Travelers $5,140 $4,145 $3,357
USAA $3,657 $2,511 $2,069

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Cheap Hagarstown, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hagarstown, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Hagarstown, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hagarstown, Illinois

ZIP Code Average Annual Rates
62247 $3,257

Cheap Hagarstown, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Hagarstown, Illinois auto insurance. Find the cheapest annual Hagarstown, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hagarstown, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,561 $3,655
Farmers $4,139 $4,139
GEICO $2,263 $2,351
Liberty Mutual $2,213 $2,213
Nationwide $3,483 $3,483
Progressive $3,445 $3,445
State Farm $2,088 $2,196
Travelers $4,044 $4,385
USAA $2,669 $2,823

Cheap Hagarstown, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hagarstown, Illinois? Check out the comparison of annual Hagarstown, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hagarstown, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,503 $3,739 $3,582
Farmers $3,949 $4,047 $4,420
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,099 $2,209 $2,332
Nationwide $3,470 $3,512 $3,468
Progressive $3,215 $3,439 $3,682
State Farm $2,032 $2,145 $2,249
Travelers $3,940 $4,209 $4,494
USAA $2,561 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in Hagarstown, Illinois

Compare the cheapest auto insurance companies in Hagarstown, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hagarstown, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Hagarstown, Illinois Auto Insurance Companies

What auto insurance companies in Hagarstown, Illinois are the cheapest? Compare the top Hagarstown, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hagarstown, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,608
Farmers $4,139
GEICO $2,307
Liberty Mutual $2,213
Nationwide $3,483
Progressive $3,445
State Farm $2,142
Travelers $4,214
USAA $2,746

Compare Hagarstown, Illinois Auto Insurance Quotes

Before you buy Hagarstown, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hagarstown, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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