Best Cheap Auto Insurance in Hagar Shores, MI (2021)

The average Hagar Shores, MI auto insurance rates are $812 per month. The minimum auto insurance in Hagar Shores is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Hagar Shores, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hagar Shores, MI for senior drivers are $6,467 per year
  • The minimum auto insurance required in Hagar Shores, Michigan is 20/40/10
  • The most expensive auto insurance company in Hagar Shores for teen drivers is Allstate

Hagar Shores, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Hagar Shores can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hagar Shores, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Hagar Shores to other Michigan cities, including Warren auto insurance rates, Dearborn auto insurance rates, and Troy auto insurance rates to see how Hagar Shores, Michigan auto insurance rates stack up.

Before you buy Hagar Shores, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hagar Shores, Michigan auto insurance quotes.

Minimum Auto Insurance in Hagar Shores, Michigan

Hagar Shores, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hagar Shores, Michigan.

Minimum Required Auto Insurance Coverage in Hagar Shores, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hagar Shores, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hagar Shores, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hagar Shores, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,916 $3,916 $3,659 $3,659 $8,691 $8,691 $4,396 $4,396
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,607 $3,607 $3,225 $3,225 $9,344 $9,344 $3,947 $3,947
Progressive $2,564 $2,378 $2,280 $2,541 $9,289 $9,867 $2,967 $2,728
State Farm $5,783 $5,783 $5,375 $5,375 $20,337 $20,337 $6,791 $6,791
Travelers $6,786 $6,786 $5,815 $5,815 $20,584 $20,584 $7,377 $7,377
USAA $2,632 $2,482 $2,480 $2,335 $6,444 $6,093 $3,199 $3,053

Cheap Hagar Shores, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hagar Shores, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Hagar Shores, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Hagar Shores, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,691 $8,691
GEICO $26,764 $26,764
Liberty Mutual $28,240 $28,240
Nationwide $9,344 $9,344
Progressive $9,289 $9,867
State Farm $20,337 $20,337
Travelers $20,584 $20,584
USAA $6,444 $6,093

Cheap Hagar Shores, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Hagar Shores, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hagar Shores, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,659 $3,659
GEICO $9,664 $9,664
Liberty Mutual $12,062 $12,062
Nationwide $3,225 $3,225
Progressive $2,280 $2,541
State Farm $5,375 $5,375
Travelers $5,815 $5,815
USAA $2,480 $2,335

Cheap Hagar Shores, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hagar Shores, Michigan compared to the annual auto insurance rates with a clean record in Hagar Shores, Michigan.

Annual Hagar Shores, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,347 $5,528 $5,463 $5,324
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,317 $5,741 $5,217 $4,848
Progressive $3,678 $4,813 $4,335 $4,481
State Farm $6,061 $7,282 $15,830 $9,114
Travelers $6,852 $9,797 $15,806 $8,106
USAA $2,886 $3,606 $4,723 $3,144

Cheap Hagar Shores, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hagar Shores, Michigan is not easy. Compare the annual rates for DUI auto insurance in Hagar Shores, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Hagar Shores, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $5,463
GEICO $31,253
Liberty Mutual $25,747
Nationwide $5,217
Progressive $4,335
State Farm $15,830
Travelers $15,806
USAA $4,723

Cheap Hagar Shores, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hagar Shores, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hagar Shores, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,840 $4,503 $4,153
GEICO $17,840 $13,040 $10,556
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,277 $4,756 $4,058
Progressive $4,980 $4,206 $3,794
State Farm $15,499 $7,862 $5,353
Travelers $10,393 $10,078 $9,951
USAA $5,363 $3,070 $2,336

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Cheap Hagar Shores, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hagar Shores, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Hagar Shores, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hagar Shores, Michigan

ZIP Code Average Annual Rates
49039 $7,071

Cheap Hagar Shores, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Hagar Shores, Michigan auto insurance. Find the cheapest annual Hagar Shores, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hagar Shores, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,166 $5,166
GEICO $13,483 $14,141
Liberty Mutual $15,619 $16,711
Nationwide $5,031 $5,031
Progressive $4,327 $4,327
State Farm $9,317 $9,826
Travelers $10,082 $10,199
USAA $3,549 $3,631

Cheap Hagar Shores, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hagar Shores, Michigan? Check out the comparison of annual Hagar Shores, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hagar Shores, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $5,019 $5,152 $5,325
GEICO $13,313 $13,749 $14,375
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,202 $4,962 $4,927
Progressive $4,182 $4,333 $4,465
State Farm $9,102 $9,629 $9,983
Travelers $10,035 $10,152 $10,234
USAA $3,466 $3,601 $3,703

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Best By Category: Cheapest Auto Insurance in Hagar Shores, Michigan

Compare the cheapest auto insurance companies in Hagar Shores, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hagar Shores, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Hagar Shores, Michigan Auto Insurance Companies

What auto insurance companies in Hagar Shores, Michigan are the cheapest? Compare the top Hagar Shores, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hagar Shores, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,166
GEICO $13,812
Liberty Mutual $16,165
Nationwide $5,031
Progressive $4,327
State Farm $9,571
Travelers $10,140
USAA $3,590

Compare Hagar Shores, Michigan Auto Insurance Quotes

Before you buy Hagar Shores, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hagar Shores, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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