Best Cheap Auto Insurance in Gypsum, CO (2021)

The average Gypsum, CO auto insurance rates are $320 per month. The minimum auto insurance in Gypsum is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Gypsum, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Gypsum for teen drivers is Allstate
  • The cheapest auto insurance company in Gypsum is GEICO
  • Average auto insurance rates in Gypsum, CO for senior drivers are $2,239 per year

Gypsum, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Gypsum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gypsum, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Gypsum to other Colorado cities, including Lakewood auto insurance rates, Denver auto insurance rates, and Centennial auto insurance rates to see how Gypsum, Colorado auto insurance rates stack up.

Before you buy Gypsum, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gypsum, Colorado auto insurance quotes.

Minimum Auto Insurance in Gypsum, Colorado

Gypsum, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gypsum, Colorado.

Minimum Required Auto Insurance Coverage in Gypsum, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Gypsum, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gypsum, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gypsum, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,875 $2,848 $2,602 $2,790 $10,771 $10,882 $3,184 $3,247
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,107 $2,112 $1,763 $1,932 $6,071 $6,640 $2,142 $2,205
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,467 $2,297 $2,121 $2,114 $8,600 $9,650 $2,801 $2,729
State Farm $2,026 $2,026 $1,813 $1,813 $5,828 $7,359 $2,268 $2,707
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

Cheap Gypsum, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gypsum, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Gypsum, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Gypsum, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,284 $8,441
Farmers $10,771 $10,882
GEICO $5,105 $5,462
Liberty Mutual $6,071 $6,640
Nationwide $5,843 $7,486
Progressive $8,600 $9,650
State Farm $5,828 $7,359
USAA $5,820 $6,673

Cheap Gypsum, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Gypsum, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gypsum, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,333 $2,333
Farmers $2,602 $2,790
GEICO $1,682 $1,894
Liberty Mutual $1,763 $1,932
Nationwide $2,066 $2,188
Progressive $2,121 $2,114
State Farm $1,813 $1,813
USAA $2,198 $2,206

Cheap Gypsum, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gypsum, Colorado compared to the annual auto insurance rates with a clean record in Gypsum, Colorado.

Annual Gypsum, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,135 $5,311 $5,240 $4,912
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,723 $3,193 $3,341 $3,229
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,557 $4,935 $3,753 $4,144
State Farm $2,973 $3,487 $3,230 $3,230
USAA $2,525 $3,080 $5,429 $2,848

Cheap Gypsum, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gypsum, Colorado is not easy. Compare the annual rates for DUI auto insurance in Gypsum, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Gypsum, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,208
Farmers $5,240
GEICO $3,291
Liberty Mutual $3,341
Nationwide $4,637
Progressive $3,753
State Farm $3,230
USAA $5,429

Cheap Gypsum, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gypsum, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gypsum, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,927 $3,507 $2,935
Farmers $5,678 $4,625 $4,396
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,484 $2,716 $2,165
Nationwide $4,201 $3,324 $2,896
Progressive $4,642 $3,979 $3,671
State Farm $4,490 $2,881 $2,319
USAA $5,149 $2,924 $2,339

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Cheap Gypsum, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gypsum, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Gypsum, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gypsum, Colorado

ZIP Code Average Annual Rates
81637 $3,536

Cheap Gypsum, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Gypsum, Colorado auto insurance. Find the cheapest annual Gypsum, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gypsum, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,709 $3,871
Farmers $4,900 $4,900
GEICO $2,516 $2,616
Liberty Mutual $3,122 $3,122
Nationwide $3,474 $3,474
Progressive $4,097 $4,097
State Farm $3,153 $3,307
USAA $3,372 $3,569

Cheap Gypsum, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gypsum, Colorado? Check out the comparison of annual Gypsum, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gypsum, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,623 $3,868 $3,879
Farmers $4,380 $4,841 $5,477
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,989 $3,114 $3,262
Nationwide $3,517 $3,472 $3,432
Progressive $3,882 $4,108 $4,302
State Farm $3,051 $3,231 $3,408
USAA $3,329 $3,470 $3,612

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Best By Category: Cheapest Auto Insurance in Gypsum, Colorado

Compare the cheapest auto insurance companies in Gypsum, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gypsum, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Gypsum, Colorado Auto Insurance Companies

What auto insurance companies in Gypsum, Colorado are the cheapest? Compare the top Gypsum, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gypsum, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,790
Farmers $4,900
GEICO $2,566
Liberty Mutual $3,122
Nationwide $3,474
Progressive $4,097
State Farm $3,230
USAA $3,470

What affects auto insurance rates in Gypsum, Colorado?

There are a lot of reasons why auto insurance rates in Gypsum, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gypsum, Colorado. Many local factors may affect your Gypsum auto insurance rates.

Gypsum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gypsum, Colorado commute length is 23.7 minutes according to City-Data.

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Compare Gypsum, Colorado Auto Insurance Quotes

Before you buy Gypsum, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gypsum, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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