Best Cheap Auto Insurance in Gwinn, MI (2021)

The average Gwinn, MI auto insurance rates are $704 per month. The minimum auto insurance in Gwinn is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Gwinn, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Gwinn is 22.8 minutes
  • The minimum auto insurance required in Gwinn, Michigan is 20/40/10
  • Average auto insurance rates in Gwinn, MI for senior drivers are $5,592 per year

Gwinn, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Gwinn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gwinn, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Gwinn to other Michigan cities, including Livonia auto insurance rates, Troy auto insurance rates, and Sterling Heights auto insurance rates to see how Gwinn, Michigan auto insurance rates stack up.

Before you buy Gwinn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gwinn, Michigan auto insurance quotes.

Minimum Auto Insurance in Gwinn, Michigan

Gwinn, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gwinn, Michigan.

Minimum Required Auto Insurance Coverage in Gwinn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gwinn, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gwinn, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gwinn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,377 $3,377 $3,144 $3,144 $7,638 $7,638 $3,794 $3,794
GEICO $3,265 $3,265 $3,311 $3,311 $9,314 $9,314 $3,131 $3,131
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,502 $2,359 $2,217 $2,438 $9,056 $9,743 $2,914 $2,760
State Farm $5,777 $5,777 $5,341 $5,341 $20,000 $20,000 $6,776 $6,776
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,528 $2,417 $2,374 $2,258 $6,232 $5,983 $3,105 $3,010

Cheap Gwinn, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gwinn, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Gwinn, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Gwinn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,638 $7,638
GEICO $9,314 $9,314
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,056 $9,743
State Farm $20,000 $20,000
Travelers $15,616 $15,616
USAA $6,232 $5,983

Cheap Gwinn, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Gwinn, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gwinn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,144 $3,144
GEICO $3,311 $3,311
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,217 $2,438
State Farm $5,341 $5,341
Travelers $4,461 $4,461
USAA $2,374 $2,258

Cheap Gwinn, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gwinn, Michigan compared to the annual auto insurance rates with a clean record in Gwinn, Michigan.

Annual Gwinn, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,780 $4,805 $4,737 $4,631
GEICO $1,705 $3,550 $10,649 $3,117
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,633 $4,709 $4,245 $4,408
State Farm $6,066 $7,251 $15,548 $9,029
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,494 $4,591 $3,061

Cheap Gwinn, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gwinn, Michigan is not easy. Compare the annual rates for DUI auto insurance in Gwinn, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Gwinn, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,737
GEICO $10,649
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,245
State Farm $15,548
Travelers $12,018
USAA $4,591

Cheap Gwinn, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gwinn, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gwinn, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,852 $3,951 $3,661
GEICO $6,104 $4,497 $3,665
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $4,879 $4,125 $3,742
State Farm $15,339 $7,783 $5,299
Travelers $7,919 $7,680 $7,583
USAA $5,217 $2,972 $2,277

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Cheap Gwinn, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gwinn, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Gwinn, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gwinn, Michigan

ZIP Code Average Annual Rates
49841 $5,954

Cheap Gwinn, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Gwinn, Michigan auto insurance. Find the cheapest annual Gwinn, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gwinn, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,488 $4,488
GEICO $4,646 $4,864
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,249 $4,249
State Farm $9,225 $9,722
Travelers $7,683 $7,771
USAA $3,449 $3,528

Cheap Gwinn, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gwinn, Michigan? Check out the comparison of annual Gwinn, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gwinn, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,377 $4,478 $4,609
GEICO $4,447 $4,713 $5,105
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,133 $4,254 $4,359
State Farm $9,036 $9,527 $9,857
Travelers $7,640 $7,737 $7,805
USAA $3,380 $3,498 $3,588

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Best By Category: Cheapest Auto Insurance in Gwinn, Michigan

Compare the cheapest auto insurance companies in Gwinn, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gwinn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Gwinn, Michigan Auto Insurance Companies

What auto insurance companies in Gwinn, Michigan are the cheapest? Compare the top Gwinn, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gwinn, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,488
GEICO $4,755
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,249
State Farm $9,474
Travelers $7,727
USAA $3,489

What affects auto insurance rates in Gwinn, Michigan?

There are a lot of reasons why auto insurance rates in Gwinn, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gwinn, Michigan. Many local factors may affect your Gwinn auto insurance rates.

Gwinn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gwinn, Michigan commute length is 22.8 minutes according to City-Data.

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Compare Gwinn, Michigan Auto Insurance Quotes

Before you buy Gwinn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gwinn, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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