Best Cheap Auto Insurance in Guttenberg, IA (2021)

The average Guttenberg, IA auto insurance rates are $250 per month. The minimum auto insurance in Guttenberg is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Guttenberg, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Guttenberg is USAA
  • The average commute length in Guttenberg is 19.4 minutes
  • The minimum auto insurance required in Guttenberg, Iowa is 20/40/15

Guttenberg, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Guttenberg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Guttenberg, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Guttenberg to other Iowa cities, including Iowa City auto insurance rates, Council Bluffs auto insurance rates, and West Des Moines auto insurance rates to see how Guttenberg, Iowa auto insurance rates stack up.

Before you buy Guttenberg, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Guttenberg, Iowa auto insurance quotes.

Minimum Auto Insurance in Guttenberg, Iowa

Guttenberg, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Guttenberg, Iowa.

Minimum Required Auto Insurance Coverage in Guttenberg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Guttenberg, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Guttenberg, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guttenberg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,863 $1,805 $1,537 $1,588 $4,415 $4,992 $2,248 $2,431
State Farm $1,542 $1,542 $1,345 $1,345 $4,025 $5,129 $1,730 $1,958
Travelers $2,514 $2,567 $2,435 $2,443 $11,023 $17,517 $2,615 $3,106
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Cheap Guttenberg, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Guttenberg, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Guttenberg, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Guttenberg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,256 $7,372
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,415 $4,992
State Farm $4,025 $5,129
Travelers $11,023 $17,517
USAA $3,352 $3,562

Cheap Guttenberg, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Guttenberg, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Guttenberg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,760 $1,760
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,537 $1,588
State Farm $1,345 $1,345
Travelers $2,435 $2,443
USAA $1,139 $1,163

Cheap Guttenberg, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Guttenberg, Iowa compared to the annual auto insurance rates with a clean record in Guttenberg, Iowa.

Annual Guttenberg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,103 $3,425 $2,277 $2,634
State Farm $2,164 $2,490 $2,327 $2,327
Travelers $4,034 $5,372 $7,185 $5,520
USAA $1,420 $1,903 $2,478 $1,630

Cheap Guttenberg, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Guttenberg, Iowa is not easy. Compare the annual rates for DUI auto insurance in Guttenberg, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Guttenberg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,189
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,277
State Farm $2,327
Travelers $7,185
USAA $2,478

Cheap Guttenberg, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Guttenberg, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Guttenberg, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,893 $2,860 $2,405
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,097 $2,486 $2,246
State Farm $3,315 $2,050 $1,617
Travelers $6,221 $5,307 $5,055
USAA $2,445 $1,677 $1,452

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Cheap Guttenberg, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Guttenberg, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Guttenberg, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Guttenberg, Iowa

ZIP Code Average Annual Rates
52052 $2,531

Cheap Guttenberg, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Guttenberg, Iowa auto insurance. Find the cheapest annual Guttenberg, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Guttenberg, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,017 $3,088
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,610 $2,610
State Farm $2,271 $2,384
Travelers $5,528 $5,528
USAA $1,790 $1,925

Cheap Guttenberg, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Guttenberg, Iowa? Check out the comparison of annual Guttenberg, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guttenberg, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,064 $3,222 $2,872
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,486 $2,619 $2,724
State Farm $2,218 $2,340 $2,424
Travelers $5,226 $5,610 $5,748
USAA $1,768 $1,863 $1,942

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Best By Category: Cheapest Auto Insurance in Guttenberg, Iowa

Compare the cheapest auto insurance companies in Guttenberg, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Guttenberg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Guttenberg, Iowa Auto Insurance Companies

What auto insurance companies in Guttenberg, Iowa are the cheapest? Compare the top Guttenberg, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Guttenberg, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,053
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,610
State Farm $2,327
Travelers $5,528
USAA $1,858

What affects auto insurance rates in Guttenberg, Iowa?

There are a lot of reasons why auto insurance rates in Guttenberg, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Guttenberg, Iowa. Many local factors may affect your Guttenberg auto insurance rates.

Guttenberg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Guttenberg, Iowa commute length is 19.4 minutes according to City-Data.

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Compare Guttenberg, Iowa Auto Insurance Quotes

Before you buy Guttenberg, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Guttenberg, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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