Best Cheap Auto Insurance in Gunter, TX (2021)

The average Gunter, TX auto insurance rates are $290 per month. The minimum auto insurance in Gunter is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gunter, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Gunter is 35.2 minutes
  • The cheapest auto insurance company in Gunter is USAA
  • The most expensive auto insurance company in Gunter for teen drivers is Progressive

Gunter, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gunter can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gunter, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gunter to other Texas cities, including Dallas auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates to see how Gunter, Texas auto insurance rates stack up.

Before you buy Gunter, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gunter, Texas auto insurance quotes.

Minimum Auto Insurance in Gunter, Texas

Gunter, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gunter, Texas.

Minimum Required Auto Insurance Coverage in Gunter, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gunter, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gunter, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gunter, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,295 $2,543 $2,135 $2,432 $5,896 $7,721 $3,253 $3,702
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,122 $2,157 $1,880 $1,987 $5,952 $7,624 $2,486 $2,685
Progressive $2,283 $2,161 $2,033 $2,075 $9,501 $10,557 $2,689 $2,713
State Farm $2,025 $2,025 $1,804 $1,804 $4,891 $6,243 $2,204 $2,275
USAA $1,472 $1,478 $1,407 $1,394 $4,143 $4,505 $1,958 $2,094

Cheap Gunter, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gunter, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gunter, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gunter, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $5,896 $7,721
GEICO $4,502 $4,684
Nationwide $5,952 $7,624
Progressive $9,501 $10,557
State Farm $4,891 $6,243
USAA $4,143 $4,505

Cheap Gunter, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gunter, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gunter, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,135 $2,432
GEICO $2,042 $2,293
Nationwide $1,880 $1,987
Progressive $2,033 $2,075
State Farm $1,804 $1,804
USAA $1,407 $1,394

Cheap Gunter, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gunter, Texas compared to the annual auto insurance rates with a clean record in Gunter, Texas.

Annual Gunter, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,425 $4,331 $3,808 $3,425
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $2,923 $2,923 $4,306 $3,295
Progressive $3,711 $4,792 $4,327 $4,175
State Farm $2,582 $2,965 $3,507 $2,582
USAA $1,720 $2,537 $2,996 $1,973

Cheap Gunter, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gunter, Texas is not easy. Compare the annual rates for DUI auto insurance in Gunter, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gunter, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $3,808
GEICO $2,636
Nationwide $4,306
Progressive $4,327
State Farm $3,507
USAA $2,996

Cheap Gunter, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gunter, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gunter, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,171 $3,237 $2,834
GEICO $4,311 $2,455 $1,648
Nationwide $4,029 $3,240 $2,816
Progressive $4,783 $4,136 $3,835
State Farm $4,120 $2,564 $2,043
USAA $3,384 $1,958 $1,577

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Cheap Gunter, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gunter, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gunter, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gunter, Texas

ZIP Code Average Annual Rates
75058 $5,129

Cheap Gunter, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gunter, Texas auto insurance. Find the cheapest annual Gunter, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gunter, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,850 $5,087
American Family $3,747 $3,747
GEICO $2,754 $2,855
Nationwide $3,362 $3,362
Progressive $4,251 $4,251
State Farm $2,909 $2,909
USAA $2,277 $2,335

Cheap Gunter, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gunter, Texas? Check out the comparison of annual Gunter, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gunter, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,497 $3,615 $4,130
GEICO $2,662 $2,771 $2,980
Nationwide $3,620 $3,219 $3,246
Progressive $4,040 $4,228 $4,485
State Farm $2,765 $2,900 $3,062
USAA $2,229 $2,298 $2,393

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Best By Category: Cheapest Auto Insurance in Gunter, Texas

Compare the cheapest auto insurance companies in Gunter, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gunter, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Gunter, Texas Auto Insurance Companies

What auto insurance companies in Gunter, Texas are the cheapest? Compare the top Gunter, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gunter, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $3,747
GEICO $2,804
Nationwide $3,362
Progressive $4,251
State Farm $2,909
USAA $2,306

What affects auto insurance rates in Gunter, Texas?

There are a lot of reasons why auto insurance rates in Gunter, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gunter, Texas. Many local factors may affect your Gunter auto insurance rates.

Gunter Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gunter, Texas commute length is 35.2 minutes according to City-Data.

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Compare Gunter, Texas Auto Insurance Quotes

Before you buy Gunter, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gunter, Texas auto insurance quotes.

Free Auto Insurance Comparison

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