Best Cheap Auto Insurance in Gunnison, MS (2021)

The average Gunnison, MS auto insurance rates are $297 per month. The minimum auto insurance in Gunnison is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Gunnison, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gunnison, MS for senior drivers are $1,936 per year
  • The average commute length in Gunnison is 22.5 minutes
  • The cheapest auto insurance company in Gunnison is USAA

Gunnison, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Gunnison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gunnison, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Gunnison to other Mississippi cities, including Hattiesburg auto insurance rates, Biloxi auto insurance rates, and Greenville auto insurance rates to see how Gunnison, Mississippi auto insurance rates stack up.

Before you buy Gunnison, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gunnison, Mississippi auto insurance quotes.

Minimum Auto Insurance in Gunnison, Mississippi

Gunnison, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gunnison, Mississippi.

Minimum Required Auto Insurance Coverage in Gunnison, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gunnison, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gunnison, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gunnison, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,817 $2,690 $2,510 $2,568 $11,283 $12,037 $3,206 $3,291
GEICO $2,692 $2,546 $2,439 $2,266 $6,683 $6,272 $4,478 $2,173
Liberty Mutual $2,720 $2,946 $2,189 $2,457 $9,708 $10,793 $2,888 $3,037
Nationwide $2,058 $2,117 $1,844 $1,958 $4,062 $5,183 $2,325 $2,521
Progressive $2,451 $2,221 $2,008 $1,921 $8,777 $9,780 $2,477 $2,523
State Farm $1,728 $1,728 $1,552 $1,552 $5,069 $6,375 $1,927 $2,195
Travelers $1,583 $1,612 $1,506 $1,510 $7,079 $11,242 $1,660 $1,917
USAA $1,433 $1,420 $1,335 $1,353 $3,562 $4,229 $1,752 $1,934

Cheap Gunnison, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gunnison, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Gunnison, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Gunnison, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,283 $12,037
GEICO $6,683 $6,272
Liberty Mutual $9,708 $10,793
Nationwide $4,062 $5,183
Progressive $8,777 $9,780
State Farm $5,069 $6,375
Travelers $7,079 $11,242
USAA $3,562 $4,229

Cheap Gunnison, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Gunnison, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gunnison, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,510 $2,568
GEICO $2,439 $2,266
Liberty Mutual $2,189 $2,457
Nationwide $1,844 $1,958
Progressive $2,008 $1,921
State Farm $1,552 $1,552
Travelers $1,506 $1,510
USAA $1,335 $1,353

Cheap Gunnison, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gunnison, Mississippi compared to the annual auto insurance rates with a clean record in Gunnison, Mississippi.

Annual Gunnison, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,265 $5,028 $6,074 $4,833
GEICO $2,300 $3,487 $5,302 $3,686
Liberty Mutual $3,260 $5,201 $5,329 $4,579
Nationwide $2,200 $2,812 $3,584 $2,438
Progressive $3,441 $4,606 $3,995 $4,037
State Farm $2,507 $3,082 $2,737 $2,737
Travelers $3,074 $3,218 $4,412 $3,351
USAA $1,660 $2,120 $2,881 $1,847

Cheap Gunnison, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gunnison, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Gunnison, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Gunnison, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,074
GEICO $5,302
Liberty Mutual $5,329
Nationwide $3,584
Progressive $3,995
State Farm $2,737
Travelers $4,412
USAA $2,881

Cheap Gunnison, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gunnison, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gunnison, Mississippi

Insurance Company Poor Fair Good
Allstate $5,850 $5,177 $4,124
GEICO $5,569 $3,155 $2,357
Liberty Mutual $6,585 $4,026 $3,165
Nationwide $3,237 $2,635 $2,403
Progressive $4,556 $3,890 $3,613
State Farm $3,987 $2,418 $1,893
Travelers $3,987 $3,253 $3,301
USAA $2,909 $1,893 $1,579

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Cheap Gunnison, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gunnison, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Gunnison, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gunnison, Mississippi

ZIP Code Average Annual Rates
38746 $3,078

Cheap Gunnison, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Gunnison, Mississippi auto insurance. Find the cheapest annual Gunnison, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gunnison, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,050 $5,050
GEICO $3,683 $3,705
Liberty Mutual $4,592 $4,592
Nationwide $2,758 $2,758
Progressive $4,020 $4,020
State Farm $2,699 $2,833
Travelers $3,514 $3,514
USAA $2,062 $2,193

Cheap Gunnison, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gunnison, Mississippi? Check out the comparison of annual Gunnison, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gunnison, Mississippi

Insurance Company Low Medium High
Allstate $4,834 $5,046 $5,271
GEICO $3,453 $3,724 $3,905
Liberty Mutual $4,303 $4,571 $4,902
Nationwide $2,604 $2,749 $2,922
Progressive $3,512 $4,067 $4,480
State Farm $2,598 $2,754 $2,946
Travelers $3,320 $3,535 $3,686
USAA $1,989 $2,116 $2,276

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Best By Category: Cheapest Auto Insurance in Gunnison, Mississippi

Compare the cheapest auto insurance companies in Gunnison, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gunnison, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gunnison, Mississippi Auto Insurance Companies

What auto insurance companies in Gunnison, Mississippi are the cheapest? Compare the top Gunnison, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gunnison, Mississippi

Insurance Company Average Annual Rates
Allstate $5,050
GEICO $3,694
Liberty Mutual $4,592
Nationwide $2,758
Progressive $4,020
State Farm $2,766
Travelers $3,514
USAA $2,127

What affects auto insurance rates in Gunnison, Mississippi?

There are a lot of reasons why auto insurance rates in Gunnison, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gunnison, Mississippi. Many local factors may affect your Gunnison auto insurance rates.

Gunnison Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gunnison, Mississippi commute length is 22.5 minutes according to City-Data.

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Compare Gunnison, Mississippi Auto Insurance Quotes

Before you buy Gunnison, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gunnison, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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