Best Cheap Auto Insurance in Gunlock, KY (2021)

The average Gunlock, KY auto insurance rates are $575 per month. The minimum auto insurance in Gunlock is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Gunlock, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gunlock, Kentucky is 25/50/25
  • The cheapest auto insurance company in Gunlock is USAA
  • Average auto insurance rates in Gunlock, KY for senior drivers are $3,778 per year

Gunlock, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Gunlock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gunlock, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Gunlock to other Kentucky cities, including Owensboro auto insurance rates, Bowling Green auto insurance rates, and Covington auto insurance rates to see how Gunlock, Kentucky auto insurance rates stack up.

Before you buy Gunlock, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gunlock, Kentucky auto insurance quotes.

Minimum Auto Insurance in Gunlock, Kentucky

Gunlock, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gunlock, Kentucky.

Minimum Required Auto Insurance Coverage in Gunlock, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gunlock, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gunlock, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gunlock, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,740 $5,640 $5,299 $5,629 $21,769 $24,081 $6,173 $6,414
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,657 $5,079 $3,998 $4,506 $18,458 $20,441 $4,806 $4,919
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $3,015 $2,846 $2,727 $2,734 $15,162 $17,169 $3,740 $3,768
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,027 $2,032 $1,830 $1,861 $5,444 $5,721 $2,563 $2,808

Cheap Gunlock, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gunlock, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Gunlock, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Gunlock, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,769 $24,081
GEICO $8,902 $10,417
Liberty Mutual $18,458 $20,441
Nationwide $12,445 $15,350
Progressive $15,162 $17,169
State Farm $7,103 $8,745
Travelers $21,158 $34,320
USAA $5,444 $5,721

Cheap Gunlock, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Gunlock, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gunlock, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,299 $5,629
GEICO $4,595 $4,158
Liberty Mutual $3,998 $4,506
Nationwide $5,015 $5,208
Progressive $2,727 $2,734
State Farm $2,371 $2,371
Travelers $4,067 $4,072
USAA $1,830 $1,861

Cheap Gunlock, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gunlock, Kentucky compared to the annual auto insurance rates with a clean record in Gunlock, Kentucky.

Annual Gunlock, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,330 $10,902 $11,706 $9,434
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,950 $10,757 $8,323 $7,402
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,272 $7,889 $6,010 $6,410
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,286 $3,234 $3,872 $2,750

Cheap Gunlock, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gunlock, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Gunlock, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Gunlock, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,706
GEICO $8,597
Liberty Mutual $8,323
Nationwide $10,137
Progressive $6,010
State Farm $4,000
Travelers $13,249
USAA $3,872

Cheap Gunlock, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gunlock, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gunlock, Kentucky

Insurance Company Poor Fair Good
Allstate $13,607 $9,154 $7,518
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,028 $7,309 $5,737
Nationwide $9,500 $7,372 $6,351
Progressive $7,144 $6,234 $5,807
State Farm $5,740 $3,505 $2,756
Travelers $11,350 $9,578 $9,547
USAA $4,518 $2,529 $2,060

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Cheap Gunlock, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gunlock, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Gunlock, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gunlock, Kentucky

ZIP Code Average Annual Rates
41632 $6,276

Cheap Gunlock, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Gunlock, Kentucky auto insurance. Find the cheapest annual Gunlock, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gunlock, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,093 $10,093
GEICO $5,341 $5,438
Liberty Mutual $8,358 $8,358
Nationwide $7,741 $7,741
Progressive $6,395 $6,395
State Farm $3,895 $4,105
Travelers $10,159 $10,159
USAA $2,922 $3,149

Cheap Gunlock, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gunlock, Kentucky? Check out the comparison of annual Gunlock, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gunlock, Kentucky

Insurance Company Low Medium High
Allstate $8,637 $10,003 $11,640
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,739 $8,276 $9,059
Nationwide $7,713 $7,608 $7,902
Progressive $5,755 $6,255 $7,175
State Farm $3,743 $3,988 $4,270
Travelers $9,606 $10,191 $10,679
USAA $2,890 $3,028 $3,189

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Best By Category: Cheapest Auto Insurance in Gunlock, Kentucky

Compare the cheapest auto insurance companies in Gunlock, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gunlock, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gunlock, Kentucky Auto Insurance Companies

What auto insurance companies in Gunlock, Kentucky are the cheapest? Compare the top Gunlock, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gunlock, Kentucky

Insurance Company Average Annual Rates
Allstate $10,093
GEICO $5,390
Liberty Mutual $8,358
Nationwide $7,741
Progressive $6,395
State Farm $4,000
Travelers $10,159
USAA $3,036

Compare Gunlock, Kentucky Auto Insurance Quotes

Before you buy Gunlock, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gunlock, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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