Best Cheap Auto Insurance in Gun Barrel City, TX (2021)

The average Gun Barrel City, TX auto insurance rates are $300 per month. The minimum auto insurance in Gun Barrel City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gun Barrel City, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gun Barrel City, TX for senior drivers are $2,196 per year
  • The minimum auto insurance required in Gun Barrel City, Texas is 30/60/25
  • The cheapest auto insurance company in Gun Barrel City is USAA

Gun Barrel City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gun Barrel City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gun Barrel City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gun Barrel City to other Texas cities, including Houston auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Gun Barrel City, Texas auto insurance rates stack up.

Before you buy Gun Barrel City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gun Barrel City, Texas auto insurance quotes.

Minimum Auto Insurance in Gun Barrel City, Texas

Gun Barrel City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gun Barrel City, Texas.

Minimum Required Auto Insurance Coverage in Gun Barrel City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gun Barrel City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gun Barrel City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gun Barrel City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $2,248 $2,493 $2,098 $2,391 $5,807 $7,596 $3,192 $3,631
GEICO $2,192 $2,368 $2,132 $2,428 $4,776 $4,920 $2,363 $2,338
Nationwide $2,189 $2,226 $1,936 $2,050 $6,152 $7,900 $2,566 $2,776
Progressive $2,246 $2,133 $1,996 $2,036 $9,256 $10,325 $2,654 $2,695
State Farm $2,025 $2,025 $1,797 $1,797 $4,787 $6,091 $2,197 $2,268
USAA $1,636 $1,647 $1,559 $1,549 $4,608 $5,028 $2,186 $2,350

Cheap Gun Barrel City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gun Barrel City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gun Barrel City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gun Barrel City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $5,807 $7,596
GEICO $4,776 $4,920
Nationwide $6,152 $7,900
Progressive $9,256 $10,325
State Farm $4,787 $6,091
USAA $4,608 $5,028

Cheap Gun Barrel City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gun Barrel City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gun Barrel City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $2,098 $2,391
GEICO $2,132 $2,428
Nationwide $1,936 $2,050
Progressive $1,996 $2,036
State Farm $1,797 $1,797
USAA $1,559 $1,549

Cheap Gun Barrel City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gun Barrel City, Texas compared to the annual auto insurance rates with a clean record in Gun Barrel City, Texas.

Annual Gun Barrel City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $3,374 $4,240 $3,740 $3,374
GEICO $2,497 $3,299 $2,751 $3,211
Nationwide $3,015 $3,015 $4,463 $3,404
Progressive $3,638 $4,690 $4,249 $4,092
State Farm $2,560 $2,927 $3,446 $2,560
USAA $1,916 $2,826 $3,339 $2,200

Cheap Gun Barrel City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gun Barrel City, Texas is not easy. Compare the annual rates for DUI auto insurance in Gun Barrel City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gun Barrel City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,886
American Family $3,740
GEICO $2,751
Nationwide $4,463
Progressive $4,249
State Farm $3,446
USAA $3,339

Cheap Gun Barrel City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gun Barrel City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gun Barrel City, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $5,070 $3,181 $2,795
GEICO $4,525 $2,571 $1,723
Nationwide $4,164 $3,347 $2,913
Progressive $4,699 $4,052 $3,751
State Farm $4,072 $2,532 $2,016
USAA $3,786 $2,177 $1,748

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Cheap Gun Barrel City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gun Barrel City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gun Barrel City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gun Barrel City, Texas

ZIP Code Average Annual Rates
75156 $5,275

Cheap Gun Barrel City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gun Barrel City, Texas auto insurance. Find the cheapest annual Gun Barrel City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gun Barrel City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,618
American Family $3,682 $3,682
GEICO $2,886 $2,993
Nationwide $3,474 $3,474
Progressive $4,167 $4,167
State Farm $2,873 $2,873
USAA $2,538 $2,603

Cheap Gun Barrel City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gun Barrel City, Texas? Check out the comparison of annual Gun Barrel City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gun Barrel City, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $3,417 $3,546 $4,083
GEICO $2,769 $2,899 $3,151
Nationwide $3,729 $3,325 $3,369
Progressive $3,971 $4,146 $4,385
State Farm $2,731 $2,863 $3,026
USAA $2,490 $2,561 $2,661

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Best By Category: Cheapest Auto Insurance in Gun Barrel City, Texas

Compare the cheapest auto insurance companies in Gun Barrel City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gun Barrel City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Gun Barrel City, Texas Auto Insurance Companies

What auto insurance companies in Gun Barrel City, Texas are the cheapest? Compare the top Gun Barrel City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gun Barrel City, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $3,682
GEICO $2,940
Nationwide $3,474
Progressive $4,167
State Farm $2,873
USAA $2,570

What affects auto insurance rates in Gun Barrel City, Texas?

There are a lot of reasons why auto insurance rates in Gun Barrel City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gun Barrel City, Texas. Many local factors may affect your Gun Barrel City auto insurance rates.

Gun Barrel City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gun Barrel City, Texas auto theft statistics, there have been 17 auto thefts in the city.

Gun Barrel City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gun Barrel City, Texas commute length is 35.9 minutes according to City-Data.

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Compare Gun Barrel City, Texas Auto Insurance Quotes

Before you buy Gun Barrel City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gun Barrel City, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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