Best Cheap Auto Insurance in Gulfport, FL (2021)

The average Gulfport, FL auto insurance rates are $447 per month. The minimum auto insurance in Gulfport is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Gulfport, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gulfport, FL for senior drivers are $3,231 per year
  • The minimum auto insurance required in Gulfport, Florida is 10/20/10
  • The most expensive auto insurance company in Gulfport for teen drivers is Allstate

Gulfport, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Gulfport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gulfport, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Gulfport to other Florida cities, including Miami auto insurance rates, Cape Coral auto insurance rates, and Hialeah auto insurance rates to see how Gulfport, Florida auto insurance rates stack up.

Before you buy Gulfport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gulfport, Florida auto insurance quotes.

Minimum Auto Insurance in Gulfport, Florida

Gulfport, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gulfport, Florida.

Minimum Required Auto Insurance Coverage in Gulfport, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gulfport, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gulfport, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gulfport, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,493 $5,242 $4,803 $4,868 $19,094 $20,799 $5,386 $5,434
GEICO $3,545 $3,567 $3,310 $3,310 $6,310 $7,943 $3,910 $3,983
Liberty Mutual $4,072 $4,072 $3,719 $3,719 $8,744 $13,541 $4,072 $5,570
Nationwide $3,515 $3,472 $3,134 $3,243 $8,543 $10,544 $3,879 $4,044
Progressive $4,221 $3,935 $3,589 $3,854 $11,815 $12,758 $5,038 $4,718
State Farm $2,379 $2,379 $2,160 $2,160 $7,102 $9,068 $2,655 $2,834
USAA $1,803 $1,769 $1,694 $1,674 $6,284 $7,257 $2,250 $2,423

Cheap Gulfport, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gulfport, Florida is a challenge. Take a look at the annual teen auto insurance rates in Gulfport, Florida.

Annual Auto Insurance Rates for Teen Drivers in Gulfport, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,094 $20,799
GEICO $6,310 $7,943
Liberty Mutual $8,744 $13,541
Nationwide $8,543 $10,544
Progressive $11,815 $12,758
State Farm $7,102 $9,068
USAA $6,284 $7,257

Cheap Gulfport, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Gulfport, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gulfport, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,803 $4,868
GEICO $3,310 $3,310
Liberty Mutual $3,719 $3,719
Nationwide $3,134 $3,243
Progressive $3,589 $3,854
State Farm $2,160 $2,160
USAA $1,694 $1,674

Cheap Gulfport, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gulfport, Florida compared to the annual auto insurance rates with a clean record in Gulfport, Florida.

Annual Gulfport, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,652 $9,204 $10,201 $8,502
GEICO $3,141 $3,999 $5,925 $4,874
Liberty Mutual $4,202 $5,539 $8,171 $5,842
Nationwide $4,298 $4,722 $6,385 $4,782
Progressive $4,946 $7,269 $6,146 $6,602
State Farm $3,503 $4,181 $3,842 $3,842
USAA $2,450 $3,039 $4,515 $2,572

Cheap Gulfport, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gulfport, Florida is not easy. Compare the annual rates for DUI auto insurance in Gulfport, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Gulfport, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,201
GEICO $5,925
Liberty Mutual $8,171
Nationwide $6,385
Progressive $6,146
State Farm $3,842
USAA $4,515

Cheap Gulfport, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gulfport, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gulfport, Florida

Insurance Company Poor Fair Good
Allstate $12,500 $7,848 $6,322
GEICO $6,507 $3,960 $2,988
Liberty Mutual $7,687 $5,608 $4,521
Nationwide $6,314 $4,634 $4,192
Progressive $8,139 $5,787 $4,797
State Farm $5,297 $3,434 $2,796
USAA $5,101 $2,509 $1,823

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Cheap Gulfport, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Gulfport, Florida auto insurance. Find the cheapest annual Gulfport, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gulfport, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,634 $9,146
GEICO $4,462 $4,507
Liberty Mutual $5,742 $6,135
Nationwide $5,047 $5,047
Progressive $6,241 $6,241
State Farm $3,707 $3,977
USAA $3,108 $3,180

Cheap Gulfport, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gulfport, Florida? Check out the comparison of annual Gulfport, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gulfport, Florida

Insurance Company Low Medium High
Allstate $6,571 $9,414 $10,685
GEICO $3,586 $4,655 $5,214
Liberty Mutual $5,409 $6,045 $6,362
Nationwide $3,836 $5,273 $6,031
Progressive $5,033 $6,411 $7,280
State Farm $3,237 $3,947 $4,342
USAA $2,660 $3,271 $3,502

Best By Category: Cheapest Auto Insurance in Gulfport, Florida

Compare the cheapest auto insurance companies in Gulfport, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gulfport, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Gulfport, Florida Auto Insurance Companies

What auto insurance companies in Gulfport, Florida are the cheapest? Compare the top Gulfport, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gulfport, Florida

Insurance Company Average Annual Rates
Allstate $8,890
GEICO $4,485
Liberty Mutual $5,939
Nationwide $5,047
Progressive $6,241
State Farm $3,842
USAA $3,144

What affects auto insurance rates in Gulfport, Florida?

There are a lot of reasons why auto insurance rates in Gulfport, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gulfport, Florida. Many local factors may affect your Gulfport auto insurance rates.

Gulfport Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gulfport, Florida auto theft statistics, there have been 32 auto thefts in the city.

Gulfport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gulfport, Florida commute length is 24.5 minutes according to City-Data.

Compare Gulfport, Florida Auto Insurance Quotes

Before you buy Gulfport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gulfport, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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