Best Cheap Auto Insurance in Gulf Hills, MS (2021)

The average Gulf Hills, MS auto insurance rates are $324 per month. The minimum auto insurance in Gulf Hills is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Gulf Hills, Mississippi, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gulf Hills, MS for senior drivers are $2,060 per year
  • The cheapest auto insurance company in Gulf Hills is USAA
  • The average commute length in Gulf Hills is 26.0 minutes

Gulf Hills, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Gulf Hills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gulf Hills, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Gulf Hills to other Mississippi cities, including Southaven auto insurance rates, Meridian auto insurance rates, and Hattiesburg auto insurance rates to see how Gulf Hills, Mississippi auto insurance rates stack up.

Before you buy Gulf Hills, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gulf Hills, Mississippi auto insurance quotes.

Minimum Auto Insurance in Gulf Hills, Mississippi

Gulf Hills, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gulf Hills, Mississippi.

Minimum Required Auto Insurance Coverage in Gulf Hills, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gulf Hills, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gulf Hills, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gulf Hills, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,871 $2,732 $2,579 $2,637 $11,832 $12,645 $3,225 $3,294
GEICO $2,937 $2,773 $2,651 $2,463 $7,555 $7,089 $5,048 $2,378
Liberty Mutual $2,726 $2,950 $2,178 $2,449 $10,221 $11,378 $2,893 $3,040
Nationwide $1,982 $2,025 $1,785 $1,879 $4,073 $5,145 $2,261 $2,437
Progressive $2,993 $2,748 $2,472 $2,388 $11,068 $12,360 $3,056 $3,158
State Farm $1,870 $1,870 $1,692 $1,692 $5,679 $7,122 $2,092 $2,400
Travelers $1,761 $1,791 $1,689 $1,690 $8,352 $13,406 $1,852 $2,112
USAA $1,444 $1,423 $1,359 $1,363 $3,720 $4,389 $1,750 $1,921

Cheap Gulf Hills, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gulf Hills, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Gulf Hills, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Gulf Hills, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,832 $12,645
GEICO $7,555 $7,089
Liberty Mutual $10,221 $11,378
Nationwide $4,073 $5,145
Progressive $11,068 $12,360
State Farm $5,679 $7,122
Travelers $8,352 $13,406
USAA $3,720 $4,389

Cheap Gulf Hills, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Gulf Hills, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gulf Hills, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,579 $2,637
GEICO $2,651 $2,463
Liberty Mutual $2,178 $2,449
Nationwide $1,785 $1,879
Progressive $2,472 $2,388
State Farm $1,692 $1,692
Travelers $1,689 $1,690
USAA $1,359 $1,363

Cheap Gulf Hills, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gulf Hills, Mississippi compared to the annual auto insurance rates with a clean record in Gulf Hills, Mississippi.

Annual Gulf Hills, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,386 $5,187 $6,340 $4,995
GEICO $2,580 $3,888 $5,878 $4,101
Liberty Mutual $3,338 $5,381 $5,495 $4,703
Nationwide $2,169 $2,750 $3,481 $2,394
Progressive $4,291 $5,782 $5,014 $5,034
State Farm $2,751 $3,420 $3,019 $3,019
Travelers $3,562 $3,728 $5,153 $3,884
USAA $1,686 $2,170 $2,949 $1,879

Cheap Gulf Hills, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gulf Hills, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Gulf Hills, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Gulf Hills, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,340
GEICO $5,878
Liberty Mutual $5,495
Nationwide $3,481
Progressive $5,014
State Farm $3,019
Travelers $5,153
USAA $2,949

Cheap Gulf Hills, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gulf Hills, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gulf Hills, Mississippi

Insurance Company Poor Fair Good
Allstate $6,056 $5,357 $4,267
GEICO $6,200 $3,514 $2,622
Liberty Mutual $6,768 $4,157 $3,264
Nationwide $3,156 $2,579 $2,360
Progressive $5,680 $4,872 $4,539
State Farm $4,398 $2,669 $2,090
Travelers $4,619 $3,780 $3,846
USAA $2,954 $1,937 $1,622

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Cheap Gulf Hills, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gulf Hills, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Gulf Hills, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gulf Hills, Mississippi

ZIP Code Average Annual Rates
39564 $3,369

Cheap Gulf Hills, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Gulf Hills, Mississippi auto insurance. Find the cheapest annual Gulf Hills, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gulf Hills, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,227 $5,227
GEICO $4,097 $4,126
Liberty Mutual $4,729 $4,729
Nationwide $2,698 $2,698
Progressive $5,030 $5,030
State Farm $2,978 $3,126
Travelers $4,082 $4,082
USAA $2,105 $2,237

Cheap Gulf Hills, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gulf Hills, Mississippi? Check out the comparison of annual Gulf Hills, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gulf Hills, Mississippi

Insurance Company Low Medium High
Allstate $4,978 $5,221 $5,481
GEICO $3,850 $4,145 $4,340
Liberty Mutual $4,425 $4,708 $5,055
Nationwide $2,533 $2,690 $2,873
Progressive $4,434 $5,110 $5,547
State Farm $2,857 $3,039 $3,260
Travelers $3,827 $4,106 $4,311
USAA $2,018 $2,159 $2,336

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Best By Category: Cheapest Auto Insurance in Gulf Hills, Mississippi

Compare the cheapest auto insurance companies in Gulf Hills, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gulf Hills, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Gulf Hills, Mississippi Auto Insurance Companies

What auto insurance companies in Gulf Hills, Mississippi are the cheapest? Compare the top Gulf Hills, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gulf Hills, Mississippi

Insurance Company Average Annual Rates
Allstate $5,227
GEICO $4,112
Liberty Mutual $4,729
Nationwide $2,698
Progressive $5,030
State Farm $3,052
Travelers $4,082
USAA $2,171

What affects auto insurance rates in Gulf Hills, Mississippi?

There are a lot of reasons why auto insurance rates in Gulf Hills, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gulf Hills, Mississippi. Many local factors may affect your Gulf Hills auto insurance rates.

Gulf Hills Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gulf Hills, Mississippi commute length is 26.0 minutes according to City-Data.

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Compare Gulf Hills, Mississippi Auto Insurance Quotes

Before you buy Gulf Hills, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gulf Hills, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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