Best Cheap Auto Insurance in Gulf Gate Estates, FL (2021)

The average Gulf Gate Estates, FL auto insurance rates are $336 per month. The minimum auto insurance in Gulf Gate Estates is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Gulf Gate Estates, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Gulf Gate Estates, Florida is 10/20/10
  • The most expensive auto insurance company in Gulf Gate Estates for teen drivers is Allstate
  • Average auto insurance rates in Gulf Gate Estates, FL for senior drivers are $2,430 per year

Gulf Gate Estates, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Gulf Gate Estates can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gulf Gate Estates, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Gulf Gate Estates to other Florida cities, including Tampa auto insurance rates, Hialeah auto insurance rates, and Fort Lauderdale auto insurance rates to see how Gulf Gate Estates, Florida auto insurance rates stack up.

Before you buy Gulf Gate Estates, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gulf Gate Estates, Florida auto insurance quotes.

Minimum Auto Insurance in Gulf Gate Estates, Florida

Gulf Gate Estates, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gulf Gate Estates, Florida.

Minimum Required Auto Insurance Coverage in Gulf Gate Estates, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Gulf Gate Estates, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gulf Gate Estates, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gulf Gate Estates, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,867 $3,683 $3,347 $3,395 $13,160 $14,183 $3,871 $3,927
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,559 $2,531 $2,286 $2,366 $6,169 $7,619 $2,820 $2,942
Progressive $3,324 $3,147 $2,876 $3,065 $9,535 $10,415 $4,012 $3,855
State Farm $1,741 $1,741 $1,583 $1,583 $5,128 $6,537 $1,934 $2,078
USAA $1,581 $1,551 $1,480 $1,463 $5,498 $6,382 $1,971 $2,123

Cheap Gulf Gate Estates, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gulf Gate Estates, Florida is a challenge. Take a look at the annual teen auto insurance rates in Gulf Gate Estates, Florida.

Annual Auto Insurance Rates for Teen Drivers in Gulf Gate Estates, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,160 $14,183
GEICO $4,485 $5,645
Liberty Mutual $6,713 $10,307
Nationwide $6,169 $7,619
Progressive $9,535 $10,415
State Farm $5,128 $6,537
USAA $5,498 $6,382

Cheap Gulf Gate Estates, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Gulf Gate Estates, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gulf Gate Estates, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,347 $3,395
GEICO $2,338 $2,338
Liberty Mutual $2,948 $2,948
Nationwide $2,286 $2,366
Progressive $2,876 $3,065
State Farm $1,583 $1,583
USAA $1,480 $1,463

Cheap Gulf Gate Estates, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gulf Gate Estates, Florida compared to the annual auto insurance rates with a clean record in Gulf Gate Estates, Florida.

Annual Gulf Gate Estates, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,336 $6,381 $7,081 $5,918
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,133 $3,430 $4,607 $3,476
Progressive $3,950 $5,890 $4,940 $5,335
State Farm $2,549 $3,032 $2,791 $2,791
USAA $2,143 $2,661 $3,969 $2,251

Cheap Gulf Gate Estates, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gulf Gate Estates, Florida is not easy. Compare the annual rates for DUI auto insurance in Gulf Gate Estates, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Gulf Gate Estates, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,081
GEICO $4,204
Liberty Mutual $6,263
Nationwide $4,607
Progressive $4,940
State Farm $2,791
USAA $3,969

Cheap Gulf Gate Estates, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gulf Gate Estates, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gulf Gate Estates, Florida

Insurance Company Poor Fair Good
Allstate $8,618 $5,470 $4,450
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,572 $3,365 $3,048
Progressive $6,530 $4,655 $3,901
State Farm $3,827 $2,500 $2,045
USAA $4,472 $2,197 $1,598

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Cheap Gulf Gate Estates, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gulf Gate Estates, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Gulf Gate Estates, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gulf Gate Estates, Florida

ZIP Code Average Annual Rates
34231 $3,111

Cheap Gulf Gate Estates, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Gulf Gate Estates, Florida auto insurance. Find the cheapest annual Gulf Gate Estates, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gulf Gate Estates, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,003 $6,355
GEICO $3,155 $3,186
Liberty Mutual $4,463 $4,757
Nationwide $3,662 $3,662
Progressive $5,029 $5,029
State Farm $2,696 $2,885
USAA $2,725 $2,787

Cheap Gulf Gate Estates, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gulf Gate Estates, Florida? Check out the comparison of annual Gulf Gate Estates, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gulf Gate Estates, Florida

Insurance Company Low Medium High
Allstate $4,984 $6,451 $7,102
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,936 $3,798 $4,250
Progressive $4,245 $5,143 $5,697
State Farm $2,389 $2,858 $3,126
USAA $2,383 $2,853 $3,032

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Best By Category: Cheapest Auto Insurance in Gulf Gate Estates, Florida

Compare the cheapest auto insurance companies in Gulf Gate Estates, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gulf Gate Estates, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gulf Gate Estates, Florida Auto Insurance Companies

What auto insurance companies in Gulf Gate Estates, Florida are the cheapest? Compare the top Gulf Gate Estates, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gulf Gate Estates, Florida

Insurance Company Average Annual Rates
Allstate $6,179
GEICO $3,170
Liberty Mutual $4,610
Nationwide $3,662
Progressive $5,029
State Farm $2,791
USAA $2,756

What affects auto insurance rates in Gulf Gate Estates, Florida?

There are a lot of reasons why auto insurance rates in Gulf Gate Estates, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gulf Gate Estates, Florida. Many local factors may affect your Gulf Gate Estates auto insurance rates.

Gulf Gate Estates Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gulf Gate Estates, Florida commute length is 23.1 minutes according to City-Data.

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Compare Gulf Gate Estates, Florida Auto Insurance Quotes

Before you buy Gulf Gate Estates, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gulf Gate Estates, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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