Best Cheap Auto Insurance in Guffey, CO (2021)

The average Guffey, CO auto insurance rates are $326 per month. The minimum auto insurance in Guffey is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Guffey, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Guffey, Colorado is 25/50/15
  • The most expensive auto insurance company in Guffey for teen drivers is Farmers
  • Average auto insurance rates in Guffey, CO for senior drivers are $2,300 per year

Guffey, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Guffey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Guffey, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Guffey to other Colorado cities, including Pueblo auto insurance rates, Colorado Springs auto insurance rates, and Westminster auto insurance rates to see how Guffey, Colorado auto insurance rates stack up.

Before you buy Guffey, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Guffey, Colorado auto insurance quotes.

Minimum Auto Insurance in Guffey, Colorado

Guffey, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Guffey, Colorado.

Minimum Required Auto Insurance Coverage in Guffey, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Guffey, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Guffey, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guffey, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,106 $2,972 $3,004 $11,296 $11,861 $3,672 $3,702
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,329 $3,299 $3,015 $3,238 $12,459 $12,572 $3,673 $3,732
GEICO $1,866 $2,036 $1,986 $2,259 $5,793 $6,105 $1,706 $1,727
Liberty Mutual $1,772 $1,738 $1,493 $1,640 $5,549 $6,066 $1,803 $1,841
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,515 $2,352 $2,185 $2,178 $8,558 $9,585 $2,840 $2,766
State Farm $1,994 $1,994 $1,784 $1,784 $5,673 $7,192 $2,230 $2,644
USAA $2,470 $2,471 $2,351 $2,361 $6,204 $7,122 $3,187 $3,478

Cheap Guffey, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Guffey, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Guffey, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Guffey, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,296 $11,861
American Family $6,552 $8,774
Farmers $12,459 $12,572
GEICO $5,793 $6,105
Liberty Mutual $5,549 $6,066
Nationwide $5,929 $7,587
Progressive $8,558 $9,585
State Farm $5,673 $7,192
USAA $6,204 $7,122

Cheap Guffey, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Guffey, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Guffey, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,004
American Family $2,430 $2,430
Farmers $3,015 $3,238
GEICO $1,986 $2,259
Liberty Mutual $1,493 $1,640
Nationwide $2,085 $2,204
Progressive $2,185 $2,178
State Farm $1,784 $1,784
USAA $2,351 $2,361

Cheap Guffey, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Guffey, Colorado compared to the annual auto insurance rates with a clean record in Guffey, Colorado.

Annual Guffey, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,589 $5,267 $6,420 $5,187
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,784 $6,144 $6,060 $5,670
GEICO $2,072 $3,229 $3,729 $2,708
Liberty Mutual $2,404 $2,804 $2,911 $2,832
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,572 $4,983 $3,770 $4,165
State Farm $2,915 $3,409 $3,162 $3,162
USAA $2,700 $3,296 $5,779 $3,048

Cheap Guffey, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Guffey, Colorado is not easy. Compare the annual rates for DUI auto insurance in Guffey, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Guffey, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,420
American Family $5,425
Farmers $6,060
GEICO $3,729
Liberty Mutual $2,911
Nationwide $4,685
Progressive $3,770
State Farm $3,162
USAA $5,779

Cheap Guffey, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Guffey, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Guffey, Colorado

Insurance Company Poor Fair Good
Allstate $6,844 $5,271 $3,982
American Family $5,143 $3,648 $3,057
Farmers $6,571 $5,344 $5,079
GEICO $3,527 $2,935 $2,342
Liberty Mutual $3,916 $2,394 $1,903
Nationwide $4,245 $3,363 $2,929
Progressive $4,691 $4,002 $3,674
State Farm $4,395 $2,820 $2,271
USAA $5,494 $3,123 $2,500

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Cheap Guffey, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Guffey, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Guffey, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Guffey, Colorado

ZIP Code Average Annual Rates
80820 $3,605

Cheap Guffey, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Guffey, Colorado auto insurance. Find the cheapest annual Guffey, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Guffey, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,366 $5,366
American Family $3,865 $4,034
Farmers $5,665 $5,665
GEICO $2,871 $2,998
Liberty Mutual $2,738 $2,738
Nationwide $3,512 $3,512
Progressive $4,122 $4,122
State Farm $3,085 $3,239
USAA $3,599 $3,812

Cheap Guffey, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Guffey, Colorado? Check out the comparison of annual Guffey, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guffey, Colorado

Insurance Company Low Medium High
Allstate $5,087 $5,348 $5,663
American Family $3,759 $4,030 $4,059
Farmers $5,033 $5,594 $6,367
GEICO $2,606 $2,871 $3,327
Liberty Mutual $2,602 $2,729 $2,882
Nationwide $3,535 $3,511 $3,491
Progressive $3,821 $4,134 $4,412
State Farm $2,969 $3,164 $3,353
USAA $3,544 $3,706 $3,867

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Best By Category: Cheapest Auto Insurance in Guffey, Colorado

Compare the cheapest auto insurance companies in Guffey, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Guffey, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Guffey, Colorado Auto Insurance Companies

What auto insurance companies in Guffey, Colorado are the cheapest? Compare the top Guffey, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Guffey, Colorado

Insurance Company Average Annual Rates
Allstate $5,366
American Family $3,949
Farmers $5,665
GEICO $2,935
Liberty Mutual $2,738
Nationwide $3,512
Progressive $4,122
State Farm $3,162
USAA $3,706

Compare Guffey, Colorado Auto Insurance Quotes

Before you buy Guffey, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Guffey, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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