Best Cheap Auto Insurance in Gruver, TX (2021)

The average Gruver, TX auto insurance rates are $335 per month. The minimum auto insurance in Gruver is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Gruver, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Gruver for teen drivers is Progressive
  • The cheapest auto insurance company in Gruver is USAA
  • Average auto insurance rates in Gruver, TX for senior drivers are $2,446 per year

Gruver, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Gruver can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gruver, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Gruver to other Texas cities, including Plano auto insurance rates, San Antonio auto insurance rates, and Fort Worth auto insurance rates to see how Gruver, Texas auto insurance rates stack up.

Before you buy Gruver, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gruver, Texas auto insurance quotes.

Minimum Auto Insurance in Gruver, Texas

Gruver, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gruver, Texas.

Minimum Required Auto Insurance Coverage in Gruver, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gruver, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gruver, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gruver, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $3,674 $4,016 $3,124 $3,524 $7,839 $10,413 $4,936 $5,605
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,724 $2,572 $2,402 $2,465 $11,004 $12,193 $3,195 $3,206
State Farm $1,772 $1,772 $1,566 $1,566 $4,054 $5,134 $1,913 $1,979
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Gruver, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gruver, Texas is a challenge. Take a look at the annual teen auto insurance rates in Gruver, Texas.

Annual Auto Insurance Rates for Teen Drivers in Gruver, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $7,839 $10,413
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $11,004 $12,193
State Farm $4,054 $5,134
USAA $4,047 $4,518

Cheap Gruver, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Gruver, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gruver, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $3,124 $3,524
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $2,402 $2,465
State Farm $1,566 $1,566
USAA $1,497 $1,531

Cheap Gruver, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gruver, Texas compared to the annual auto insurance rates with a clean record in Gruver, Texas.

Annual Gruver, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $4,966 $6,185 $5,449 $4,966
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,334 $5,585 $5,072 $4,890
State Farm $2,215 $2,514 $2,935 $2,215
USAA $1,833 $2,638 $3,094 $2,103

Cheap Gruver, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gruver, Texas is not easy. Compare the annual rates for DUI auto insurance in Gruver, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gruver, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,805
American Family $5,449
GEICO $2,988
Nationwide $5,466
Progressive $5,072
State Farm $2,935
USAA $3,094

Cheap Gruver, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gruver, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gruver, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $7,674 $4,553 $3,947
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $5,625 $4,826 $4,459
State Farm $3,500 $2,176 $1,733
USAA $3,624 $2,022 $1,606

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Cheap Gruver, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gruver, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Gruver, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gruver, Texas

ZIP Code Average Annual Rates
79040 $5,821

Cheap Gruver, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gruver, Texas auto insurance. Find the cheapest annual Gruver, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gruver, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,399 $5,649
American Family $5,391 $5,391
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $4,970 $4,970
State Farm $2,469 $2,469
USAA $2,385 $2,449

Cheap Gruver, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gruver, Texas? Check out the comparison of annual Gruver, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gruver, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $5,139 $5,266 $5,768
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $4,687 $4,936 $5,287
State Farm $2,357 $2,462 $2,589
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Gruver, Texas

Compare the cheapest auto insurance companies in Gruver, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gruver, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gruver, Texas Auto Insurance Companies

What auto insurance companies in Gruver, Texas are the cheapest? Compare the top Gruver, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gruver, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $5,391
GEICO $3,116
Nationwide $4,232
Progressive $4,970
State Farm $2,469
USAA $2,417

What affects auto insurance rates in Gruver, Texas?

There are a lot of reasons why auto insurance rates in Gruver, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gruver, Texas. Many local factors may affect your Gruver auto insurance rates.

Gruver Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gruver, Texas commute length is 19.4 minutes according to City-Data.

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Compare Gruver, Texas Auto Insurance Quotes

Before you buy Gruver, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gruver, Texas auto insurance quotes.

Free Auto Insurance Comparison

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