Best Cheap Auto Insurance in Groesbeck, TX (2021)

The average Groesbeck, TX auto insurance rates are $283 per month. The minimum auto insurance in Groesbeck is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Groesbeck, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Groesbeck for teen drivers is Progressive
  • The cheapest auto insurance company in Groesbeck is USAA
  • The minimum auto insurance required in Groesbeck, Texas is 30/60/25

Groesbeck, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Groesbeck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Groesbeck, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Groesbeck to other Texas cities, including Dallas auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how Groesbeck, Texas auto insurance rates stack up.

Before you buy Groesbeck, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Groesbeck, Texas auto insurance quotes.

Minimum Auto Insurance in Groesbeck, Texas

Groesbeck, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Groesbeck, Texas.

Minimum Required Auto Insurance Coverage in Groesbeck, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Groesbeck, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Groesbeck, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Groesbeck, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,350 $3,280 $3,280 $8,790 $10,601 $4,105 $4,273
American Family $2,243 $2,485 $2,090 $2,381 $5,770 $7,551 $3,179 $3,617
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,250 $2,126 $2,003 $2,043 $9,354 $10,404 $2,648 $2,673
State Farm $1,826 $1,826 $1,619 $1,619 $4,260 $5,410 $1,978 $2,044
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Groesbeck, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Groesbeck, Texas is a challenge. Take a look at the annual teen auto insurance rates in Groesbeck, Texas.

Annual Auto Insurance Rates for Teen Drivers in Groesbeck, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,790 $10,601
American Family $5,770 $7,551
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $9,354 $10,404
State Farm $4,260 $5,410
USAA $3,887 $4,247

Cheap Groesbeck, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Groesbeck, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Groesbeck, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,280
American Family $2,090 $2,381
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,003 $2,043
State Farm $1,619 $1,619
USAA $1,339 $1,334

Cheap Groesbeck, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Groesbeck, Texas compared to the annual auto insurance rates with a clean record in Groesbeck, Texas.

Annual Groesbeck, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,974 $6,141 $6,410 $3,974
American Family $3,350 $4,233 $3,724 $3,350
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,655 $4,721 $4,264 $4,110
State Farm $2,299 $2,620 $3,073 $2,299
USAA $1,639 $2,406 $2,835 $1,880

Cheap Groesbeck, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Groesbeck, Texas is not easy. Compare the annual rates for DUI auto insurance in Groesbeck, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Groesbeck, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,410
American Family $3,724
GEICO $2,571
Nationwide $4,197
Progressive $4,264
State Farm $3,073
USAA $2,835

Cheap Groesbeck, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Groesbeck, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Groesbeck, Texas

Insurance Company Poor Fair Good
Allstate $6,512 $4,775 $4,088
American Family $5,054 $3,166 $2,774
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $4,714 $4,074 $3,775
State Farm $3,645 $2,267 $1,806
USAA $3,224 $1,855 $1,491

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Cheap Groesbeck, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Groesbeck, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Groesbeck, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Groesbeck, Texas

ZIP Code Average Annual Rates
76642 $5,036

Cheap Groesbeck, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Groesbeck, Texas auto insurance. Find the cheapest annual Groesbeck, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Groesbeck, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,002 $5,248
American Family $3,665 $3,665
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,188 $4,188
State Farm $2,573 $2,573
USAA $2,162 $2,217

Cheap Groesbeck, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Groesbeck, Texas? Check out the comparison of annual Groesbeck, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Groesbeck, Texas

Insurance Company Low Medium High
Allstate $5,003 $5,079 $5,292
American Family $3,426 $3,543 $4,025
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $3,979 $4,164 $4,420
State Farm $2,451 $2,564 $2,703
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Groesbeck, Texas

Compare the cheapest auto insurance companies in Groesbeck, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Groesbeck, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Groesbeck, Texas Auto Insurance Companies

What auto insurance companies in Groesbeck, Texas are the cheapest? Compare the top Groesbeck, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Groesbeck, Texas

Insurance Company Average Annual Rates
Allstate $5,125
American Family $3,665
GEICO $2,723
Nationwide $3,270
Progressive $4,188
State Farm $2,573
USAA $2,190

What affects auto insurance rates in Groesbeck, Texas?

There are a lot of reasons why auto insurance rates in Groesbeck, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Groesbeck, Texas. Many local factors may affect your Groesbeck auto insurance rates.

Groesbeck Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Groesbeck, Texas auto theft statistics, there have been 7 auto thefts in the city.

Groesbeck Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Groesbeck, Texas commute length is 19.2 minutes according to City-Data.

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Compare Groesbeck, Texas Auto Insurance Quotes

Before you buy Groesbeck, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Groesbeck, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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