Best Cheap Auto Insurance in Grinnell, KS (2021)

The average Grinnell, KS auto insurance rates are $292 per month. The minimum auto insurance in Grinnell is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Grinnell, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Grinnell, KS for senior drivers are $2,094 per year
  • The most expensive auto insurance company in Grinnell for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Grinnell is American Family

Grinnell, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Grinnell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grinnell, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Grinnell to other Kansas cities, including Kansas City auto insurance rates, Lenexa auto insurance rates, and Salina auto insurance rates to see how Grinnell, Kansas auto insurance rates stack up.

Before you buy Grinnell, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grinnell, Kansas auto insurance quotes.

Minimum Auto Insurance in Grinnell, Kansas

Grinnell, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grinnell, Kansas.

Minimum Required Auto Insurance Coverage in Grinnell, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grinnell, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grinnell, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grinnell, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,752 $1,752 $1,579 $1,579 $3,253 $3,876 $1,752 $1,953
Farmers $2,494 $2,481 $2,234 $2,326 $6,455 $6,682 $2,798 $2,951
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,615 $2,510 $2,105 $2,191 $9,348 $10,569 $3,100 $3,328
State Farm $2,095 $2,095 $1,791 $1,791 $4,932 $6,372 $2,339 $2,606
Travelers $2,190 $2,237 $2,090 $2,129 $8,396 $13,111 $2,230 $2,702
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Grinnell, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grinnell, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Grinnell, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Grinnell, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,253 $3,876
Farmers $6,455 $6,682
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $9,348 $10,569
State Farm $4,932 $6,372
Travelers $8,396 $13,111
USAA $4,983 $5,299

Cheap Grinnell, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Grinnell, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grinnell, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,579 $1,579
Farmers $2,234 $2,326
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $2,105 $2,191
State Farm $1,791 $1,791
Travelers $2,090 $2,129
USAA $1,424 $1,461

Cheap Grinnell, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grinnell, Kansas compared to the annual auto insurance rates with a clean record in Grinnell, Kansas.

Annual Grinnell, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,150 $2,300 $2,150 $2,150
Farmers $3,004 $3,844 $3,748 $3,614
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $4,144 $4,809 $4,314 $4,618
State Farm $2,829 $3,176 $3,003 $3,003
Travelers $3,246 $4,177 $5,704 $4,416
USAA $1,897 $2,529 $3,713 $2,170

Cheap Grinnell, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grinnell, Kansas is not easy. Compare the annual rates for DUI auto insurance in Grinnell, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Grinnell, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,150
Farmers $3,748
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $4,314
State Farm $3,003
Travelers $5,704
USAA $3,713

Cheap Grinnell, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grinnell, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grinnell, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,853 $2,028 $1,681
Farmers $4,197 $3,324 $3,138
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $5,151 $4,300 $3,962
State Farm $4,373 $2,612 $2,023
Travelers $5,092 $4,115 $3,949
USAA $3,553 $2,300 $1,879

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grinnell, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grinnell, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Grinnell, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grinnell, Kansas

ZIP Code Average Annual Rates
67738 $3,627

Cheap Grinnell, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Grinnell, Kansas auto insurance. Find the cheapest annual Grinnell, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grinnell, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,158 $2,216
Farmers $3,553 $3,553
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $4,471 $4,471
State Farm $2,928 $3,077
Travelers $4,386 $4,386
USAA $2,500 $2,655

Cheap Grinnell, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grinnell, Kansas? Check out the comparison of annual Grinnell, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grinnell, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,220 $2,298 $2,043
Farmers $3,422 $3,536 $3,700
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $4,281 $4,442 $4,691
State Farm $2,921 $3,009 $3,078
Travelers $4,196 $4,391 $4,571
USAA $2,515 $2,573 $2,644

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Grinnell, Kansas

Compare the cheapest auto insurance companies in Grinnell, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grinnell, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Grinnell, Kansas Auto Insurance Companies

What auto insurance companies in Grinnell, Kansas are the cheapest? Compare the top Grinnell, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grinnell, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,187
Farmers $3,553
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $4,471
State Farm $3,003
Travelers $4,386
USAA $2,577

What affects auto insurance rates in Grinnell, Kansas?

There are a lot of reasons why auto insurance rates in Grinnell, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grinnell, Kansas. Many local factors may affect your Grinnell auto insurance rates.

Grinnell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grinnell, Kansas commute length is 11.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Grinnell, Kansas Auto Insurance Quotes

Before you buy Grinnell, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grinnell, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption