Best Cheap Auto Insurance in Grimes, AL (2021)

The average Grimes, AL auto insurance rates are $285 per month. The minimum auto insurance in Grimes is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Grimes, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Grimes is 17.4 minutes
  • The most expensive auto insurance company in Grimes for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Grimes is USAA

Grimes, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Grimes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grimes, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Grimes to other Alabama cities, including Decatur auto insurance rates, Dothan auto insurance rates, and Madison auto insurance rates to see how Grimes, Alabama auto insurance rates stack up.

Before you buy Grimes, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grimes, Alabama auto insurance quotes.

Minimum Auto Insurance in Grimes, Alabama

Grimes, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grimes, Alabama.

Minimum Required Auto Insurance Coverage in Grimes, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grimes, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grimes, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grimes, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,204 $2,057 $1,805 $1,947 $8,861 $9,842 $2,549 $2,652
State Farm $2,646 $2,646 $2,387 $2,387 $7,904 $9,907 $2,987 $3,440
Travelers $1,493 $1,518 $1,394 $1,391 $7,810 $12,215 $1,418 $1,642
USAA $1,231 $1,251 $1,152 $1,133 $3,626 $4,022 $1,600 $1,729

Cheap Grimes, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grimes, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Grimes, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Grimes, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $8,861 $9,842
State Farm $7,904 $9,907
Travelers $7,810 $12,215
USAA $3,626 $4,022

Cheap Grimes, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Grimes, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grimes, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,805 $1,947
State Farm $2,387 $2,387
Travelers $1,394 $1,391
USAA $1,152 $1,133

Cheap Grimes, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grimes, Alabama compared to the annual auto insurance rates with a clean record in Grimes, Alabama.

Annual Grimes, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,596 $4,518 $3,893 $3,952
State Farm $3,878 $4,790 $4,243 $4,243
Travelers $3,009 $3,158 $4,608 $3,665
USAA $1,516 $1,900 $2,816 $1,640

Cheap Grimes, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grimes, Alabama is not easy. Compare the annual rates for DUI auto insurance in Grimes, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Grimes, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,241
Progressive $3,893
State Farm $4,243
Travelers $4,608
USAA $2,816

Cheap Grimes, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grimes, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grimes, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,509 $3,861 $3,599
State Farm $6,951 $3,521 $2,393
Travelers $3,940 $3,414 $3,477
USAA $2,639 $1,724 $1,541

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Cheap Grimes, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grimes, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Grimes, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grimes, Alabama

ZIP Code Average Annual Rates
36350 $3,506

Cheap Grimes, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Grimes, Alabama auto insurance. Find the cheapest annual Grimes, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grimes, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $3,990 $3,990
State Farm $4,185 $4,392
Travelers $3,610 $3,610
USAA $1,878 $2,058

Cheap Grimes, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grimes, Alabama? Check out the comparison of annual Grimes, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grimes, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,498 $3,959 $4,512
State Farm $4,059 $4,282 $4,524
Travelers $3,457 $3,681 $3,692
USAA $1,893 $1,957 $2,055

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Best By Category: Cheapest Auto Insurance in Grimes, Alabama

Compare the cheapest auto insurance companies in Grimes, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grimes, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grimes, Alabama Auto Insurance Companies

What auto insurance companies in Grimes, Alabama are the cheapest? Compare the top Grimes, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grimes, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,548
Progressive $3,990
State Farm $4,288
Travelers $3,610
USAA $1,968

What affects auto insurance rates in Grimes, Alabama?

There are a lot of reasons why auto insurance rates in Grimes, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grimes, Alabama. Many local factors may affect your Grimes auto insurance rates.

Grimes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grimes, Alabama commute length is 17.4 minutes according to City-Data.

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Compare Grimes, Alabama Auto Insurance Quotes

Before you buy Grimes, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grimes, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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