Best Cheap Auto Insurance in Gridley, KS (2021)

The average Gridley, KS auto insurance rates are $277 per month. The minimum auto insurance in Gridley is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Gridley, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Gridley is 22.5 minutes
  • The cheapest auto insurance company in Gridley is American Family
  • Average auto insurance rates in Gridley, KS for senior drivers are $1,940 per year

Gridley, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Gridley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gridley, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Gridley to other Kansas cities, including Topeka auto insurance rates, Wichita auto insurance rates, and Olathe auto insurance rates to see how Gridley, Kansas auto insurance rates stack up.

Before you buy Gridley, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gridley, Kansas auto insurance quotes.

Minimum Auto Insurance in Gridley, Kansas

Gridley, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gridley, Kansas.

Minimum Required Auto Insurance Coverage in Gridley, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gridley, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gridley, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gridley, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,584 $1,584 $1,431 $1,431 $3,047 $3,651 $1,584 $1,778
Farmers $2,474 $2,450 $2,209 $2,310 $6,736 $6,960 $2,791 $2,934
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,294 $2,183 $1,847 $1,930 $8,497 $9,589 $2,710 $2,910
State Farm $1,668 $1,668 $1,456 $1,456 $4,363 $5,572 $1,873 $2,111
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Gridley, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gridley, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Gridley, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Gridley, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,047 $3,651
Farmers $6,736 $6,960
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,497 $9,589
State Farm $4,363 $5,572
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheap Gridley, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Gridley, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gridley, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,431 $1,431
Farmers $2,209 $2,310
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,847 $1,930
State Farm $1,456 $1,456
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheap Gridley, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gridley, Kansas compared to the annual auto insurance rates with a clean record in Gridley, Kansas.

Annual Gridley, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,974 $2,124 $1,974 $1,974
Farmers $3,037 $3,912 $3,814 $3,669
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,692 $4,314 $3,856 $4,117
State Farm $2,344 $2,698 $2,521 $2,521
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheap Gridley, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gridley, Kansas is not easy. Compare the annual rates for DUI auto insurance in Gridley, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Gridley, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $1,974
Farmers $3,814
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $3,856
State Farm $2,521
Travelers $5,466
USAA $3,494

Cheap Gridley, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gridley, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gridley, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,625 $1,859 $1,550
Farmers $4,257 $3,381 $3,187
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,579 $3,849 $3,556
State Farm $3,670 $2,194 $1,699
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

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Cheap Gridley, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gridley, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Gridley, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gridley, Kansas

ZIP Code Average Annual Rates
66852 $3,513

Cheap Gridley, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Gridley, Kansas auto insurance. Find the cheapest annual Gridley, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gridley, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $1,986 $2,037
Farmers $3,608 $3,608
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $3,995 $3,995
State Farm $2,458 $2,583
Travelers $4,168 $4,168
USAA $2,341 $2,485

Cheap Gridley, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gridley, Kansas? Check out the comparison of annual Gridley, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gridley, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,032 $2,113 $1,889
Farmers $3,460 $3,588 $3,776
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,772 $3,964 $4,249
State Farm $2,432 $2,528 $2,603
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Gridley, Kansas

Compare the cheapest auto insurance companies in Gridley, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gridley, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Gridley, Kansas Auto Insurance Companies

What auto insurance companies in Gridley, Kansas are the cheapest? Compare the top Gridley, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gridley, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,011
Farmers $3,608
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $3,995
State Farm $2,521
Travelers $4,168
USAA $2,413

What affects auto insurance rates in Gridley, Kansas?

There are a lot of reasons why auto insurance rates in Gridley, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gridley, Kansas. Many local factors may affect your Gridley auto insurance rates.

Gridley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gridley, Kansas commute length is 22.5 minutes according to City-Data.

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Compare Gridley, Kansas Auto Insurance Quotes

Before you buy Gridley, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gridley, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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