Best Cheap Auto Insurance in Gridley, CA (2021)

The average Gridley, CA auto insurance rates are $263 per month. The minimum auto insurance in Gridley is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Gridley, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gridley, CA for senior drivers are $1,905 per year
  • The average commute length in Gridley is 26.9 minutes
  • The cheapest auto insurance company in Gridley is Progressive

Gridley, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Gridley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gridley, California, including driving record, credit, commute time, and more.

Compare auto insurance in Gridley to other California cities, including Anaheim auto insurance rates, Bakersfield auto insurance rates, and Sacramento auto insurance rates to see how Gridley, California auto insurance rates stack up.

Before you buy Gridley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gridley, California auto insurance quotes.

Minimum Auto Insurance in Gridley, California

Gridley, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gridley, California.

Minimum Required Auto Insurance Coverage in Gridley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Gridley, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gridley, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gridley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,504 $2,510 $1,826 $1,849 $6,868 $8,643 $3,217 $3,551
Farmers $2,187 $2,187 $1,963 $1,963 $7,032 $11,613 $2,596 $2,893
GEICO $1,571 $1,572 $1,479 $1,479 $4,747 $4,831 $2,252 $2,307
Liberty Mutual $2,181 $2,066 $2,022 $1,959 $4,718 $5,021 $2,460 $2,483
Nationwide $2,795 $2,670 $2,455 $2,315 $7,047 $7,792 $3,321 $3,279
Progressive $1,399 $1,438 $1,207 $1,421 $3,736 $4,475 $2,015 $2,161
State Farm $2,830 $2,830 $2,528 $2,528 $5,169 $6,416 $3,128 $3,225
Travelers $2,158 $2,093 $1,908 $1,888 $4,371 $4,987 $2,783 $2,730
USAA $1,792 $1,698 $1,751 $1,757 $4,077 $4,084 $2,467 $2,332

Cheap Gridley, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gridley, California is a challenge. Take a look at the annual teen auto insurance rates in Gridley, California.

Annual Auto Insurance Rates for Teen Drivers in Gridley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $8,643
Farmers $7,032 $11,613
GEICO $4,747 $4,831
Liberty Mutual $4,718 $5,021
Nationwide $7,047 $7,792
Progressive $3,736 $4,475
State Farm $5,169 $6,416
Travelers $4,371 $4,987
USAA $4,077 $4,084

Cheap Gridley, California Auto Insurance for Seniors

What are senior auto insurance rates in Gridley, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gridley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,826 $1,849
Farmers $1,963 $1,963
GEICO $1,479 $1,479
Liberty Mutual $2,022 $1,959
Nationwide $2,455 $2,315
Progressive $1,207 $1,421
State Farm $2,528 $2,528
Travelers $1,908 $1,888
USAA $1,751 $1,757

Cheap Gridley, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gridley, California compared to the annual auto insurance rates with a clean record in Gridley, California.

Annual Gridley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,335 $3,932 $6,156 $3,061
Farmers $2,994 $4,079 $5,090 $4,055
GEICO $1,771 $2,723 $3,428 $2,197
Liberty Mutual $2,484 $3,331 $3,006 $2,634
Nationwide $2,766 $3,544 $5,983 $3,544
Progressive $1,463 $2,486 $2,872 $2,105
State Farm $2,552 $3,046 $5,764 $2,964
Travelers $1,932 $3,109 $3,606 $2,812
USAA $1,659 $2,464 $4,039 $1,817

Cheap Gridley, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gridley, California is not easy. Compare the annual rates for DUI auto insurance in Gridley, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Gridley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,156
Farmers $5,090
GEICO $3,428
Liberty Mutual $3,006
Nationwide $5,983
Progressive $2,872
State Farm $5,764
Travelers $3,606
USAA $4,039

Cheap Gridley, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gridley, California can vary. Compare the annual cost of auto insurance by ZIP code in Gridley, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gridley, California

ZIP Code Average Annual Rates
95948 $4,320

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Cheap Gridley, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Gridley, California auto insurance. Find the cheapest annual Gridley, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gridley, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,493 $4,249
Farmers $3,680 $4,429
GEICO $2,298 $2,761
Liberty Mutual $2,629 $3,099
Nationwide $3,500 $4,419
Progressive $2,025 $2,437
State Farm $3,451 $3,713
Travelers $2,583 $3,146
USAA $2,298 $2,692

Cheap Gridley, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gridley, California? Check out the comparison of annual Gridley, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gridley, California

Insurance Company Low Medium High
Allstate $3,674 $3,903 $4,036
Farmers $3,811 $4,084 $4,268
GEICO $2,281 $2,558 $2,750
Liberty Mutual $2,671 $2,888 $3,033
Nationwide $3,542 $4,028 $4,309
Progressive $1,969 $2,307 $2,419
State Farm $3,248 $3,635 $3,863
Travelers $2,503 $2,938 $3,154
USAA $2,248 $2,546 $2,691

Best By Category: Cheapest Auto Insurance in Gridley, California

Compare the cheapest auto insurance companies in Gridley, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gridley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Gridley, California Auto Insurance Companies

What auto insurance companies in Gridley, California are the cheapest? Compare the top Gridley, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gridley, California

Insurance Company Average Annual Rates
Allstate $3,871
Farmers $4,054
GEICO $2,530
Liberty Mutual $2,864
Nationwide $3,959
Progressive $2,231
State Farm $3,582
Travelers $2,865
USAA $2,495

What affects auto insurance rates in Gridley, California?

There are a lot of reasons why auto insurance rates in Gridley, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gridley, California. Many local factors may affect your Gridley auto insurance rates.

Gridley Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gridley, California auto theft statistics, there have been 10 auto thefts in the city.

Gridley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gridley, California commute length is 26.9 minutes according to City-Data.

Compare Gridley, California Auto Insurance Quotes

Before you buy Gridley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gridley, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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