Best Cheap Auto Insurance in Gresham, OR (2021)

The average Gresham, OR auto insurance rates are $394 per month. The minimum auto insurance in Gresham is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Gresham, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Gresham, Oregon is 25/50/20
  • The cheapest auto insurance company in Gresham is USAA
  • Average auto insurance rates in Gresham, OR for senior drivers are $2,731 per year

Gresham, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Gresham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gresham, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Gresham to other Oregon cities, including Beaverton auto insurance rates, Salem auto insurance rates, and Medford auto insurance rates to see how Gresham, Oregon auto insurance rates stack up.

Before you buy Gresham, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gresham, Oregon auto insurance quotes.

Minimum Auto Insurance in Gresham, Oregon

Gresham, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gresham, Oregon.

Minimum Required Auto Insurance Coverage in Gresham, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Gresham, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gresham, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gresham, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,476 $3,467 $3,480 $11,468 $12,623 $3,877 $3,845
American Family $3,252 $3,252 $2,895 $2,895 $8,104 $12,713 $3,252 $3,394
Farmers $2,832 $2,787 $2,495 $2,664 $12,288 $12,647 $3,165 $3,229
GEICO $3,113 $3,007 $2,938 $2,995 $8,158 $7,362 $3,315 $2,811
Liberty Mutual $3,598 $3,786 $3,126 $3,484 $11,639 $12,514 $3,407 $3,398
Nationwide $3,352 $3,306 $2,983 $3,104 $7,859 $9,768 $3,936 $4,114
Progressive $2,694 $2,410 $2,345 $2,424 $11,781 $12,904 $3,193 $2,955
State Farm $2,440 $2,440 $2,251 $2,251 $7,966 $10,022 $2,776 $3,164
Travelers $2,706 $2,725 $2,468 $2,570 $7,973 $9,853 $2,813 $2,856
USAA $1,940 $1,874 $1,937 $1,857 $6,041 $6,454 $2,509 $2,591

Cheap Gresham, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gresham, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Gresham, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Gresham, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,468 $12,623
American Family $8,104 $12,713
Farmers $12,288 $12,647
GEICO $8,158 $7,362
Liberty Mutual $11,639 $12,514
Nationwide $7,859 $9,768
Progressive $11,781 $12,904
State Farm $7,966 $10,022
Travelers $7,973 $9,853
USAA $6,041 $6,454

Cheap Gresham, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Gresham, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gresham, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,480
American Family $2,895 $2,895
Farmers $2,495 $2,664
GEICO $2,938 $2,995
Liberty Mutual $3,126 $3,484
Nationwide $2,983 $3,104
Progressive $2,345 $2,424
State Farm $2,251 $2,251
Travelers $2,468 $2,570
USAA $1,937 $1,857

Cheap Gresham, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gresham, Oregon compared to the annual auto insurance rates with a clean record in Gresham, Oregon.

Annual Gresham, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,612 $6,295 $6,461 $5,643
American Family $3,471 $5,223 $6,729 $4,454
Farmers $4,444 $5,733 $5,605 $5,271
GEICO $2,746 $4,442 $5,876 $3,785
Liberty Mutual $4,974 $5,575 $6,391 $5,536
Nationwide $4,053 $4,351 $6,207 $4,600
Progressive $3,789 $7,074 $4,938 $4,552
State Farm $3,677 $4,844 $4,066 $4,066
Travelers $3,416 $4,386 $5,004 $4,177
USAA $2,273 $3,195 $4,464 $2,669

Cheap Gresham, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gresham, Oregon is not easy. Compare the annual rates for DUI auto insurance in Gresham, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Gresham, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,461
American Family $6,729
Farmers $5,605
GEICO $5,876
Liberty Mutual $6,391
Nationwide $6,207
Progressive $4,938
State Farm $4,066
Travelers $5,004
USAA $4,464

Cheap Gresham, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gresham, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gresham, Oregon

Insurance Company Poor Fair Good
Allstate $7,572 $5,313 $4,373
American Family $6,336 $4,659 $3,912
Farmers $6,053 $4,998 $4,740
GEICO $5,088 $4,212 $3,337
Liberty Mutual $8,282 $4,851 $3,724
Nationwide $5,836 $4,601 $3,971
Progressive $5,713 $4,947 $4,604
State Farm $5,823 $3,707 $2,961
Travelers $5,298 $4,169 $3,270
USAA $4,732 $2,629 $2,090

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Cheap Gresham, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gresham, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Gresham, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gresham, Oregon

ZIP Code Average Annual Rates
97030 $4,289
97080 $4,313

Cheap Gresham, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Gresham, Oregon auto insurance. Find the cheapest annual Gresham, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gresham, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,753 $5,753
American Family $4,889 $5,049
Farmers $5,263 $5,263
GEICO $4,143 $4,281
Liberty Mutual $5,619 $5,619
Nationwide $4,803 $4,803
Progressive $5,088 $5,088
State Farm $4,051 $4,276
Travelers $4,073 $4,418
USAA $3,060 $3,241

Cheap Gresham, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gresham, Oregon? Check out the comparison of annual Gresham, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gresham, Oregon

Insurance Company Low Medium High
Allstate $5,470 $5,740 $6,049
American Family $4,942 $5,262 $4,704
Farmers $4,867 $5,181 $5,742
GEICO $3,786 $4,238 $4,613
Liberty Mutual $5,228 $5,602 $6,027
Nationwide $4,532 $4,937 $4,939
Progressive $4,852 $5,057 $5,355
State Farm $3,904 $4,175 $4,412
Travelers $3,900 $4,215 $4,621
USAA $3,006 $3,155 $3,291

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Best By Category: Cheapest Auto Insurance in Gresham, Oregon

Compare the cheapest auto insurance companies in Gresham, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gresham, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gresham, Oregon Auto Insurance Companies

What auto insurance companies in Gresham, Oregon are the cheapest? Compare the top Gresham, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gresham, Oregon

Insurance Company Average Annual Rates
Allstate $5,753
American Family $4,969
Farmers $5,263
GEICO $4,212
Liberty Mutual $5,619
Nationwide $4,803
Progressive $5,088
State Farm $4,164
Travelers $4,245
USAA $3,150

What affects auto insurance rates in Gresham, Oregon?

There are a lot of reasons why auto insurance rates in Gresham, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gresham, Oregon. Many local factors may affect your Gresham auto insurance rates.

Gresham Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gresham, Oregon auto theft statistics, there have been 1,265 auto thefts in the city.

Gresham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gresham, Oregon commute length is 29.9 minutes according to City-Data.

Gresham Traffic

How does Gresham, Oregon rank for traffic? According to Inrix Gresham, Oregon is the 699th most congested worldwide.

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Compare Gresham, Oregon Auto Insurance Quotes

Before you buy Gresham, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gresham, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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