Best Cheap Auto Insurance in Greenwood, MS (2021)

The average Greenwood, MS auto insurance rates are $293 per month. The minimum auto insurance in Greenwood is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Greenwood, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Greenwood, Mississippi is 25/50/25
  • The average commute length in Greenwood is 15.0 minutes
  • The most expensive auto insurance company in Greenwood for teen drivers is Travelers

Greenwood, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Greenwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greenwood, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Greenwood to other Mississippi cities, including Southaven auto insurance rates, Jackson auto insurance rates, and Oxford auto insurance rates to see how Greenwood, Mississippi auto insurance rates stack up.

Before you buy Greenwood, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greenwood, Mississippi auto insurance quotes.

Minimum Auto Insurance in Greenwood, Mississippi

Greenwood, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greenwood, Mississippi.

Minimum Required Auto Insurance Coverage in Greenwood, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Greenwood, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Greenwood, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greenwood, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,608 $2,497 $2,331 $2,383 $10,100 $10,756 $2,962 $3,041
GEICO $2,692 $2,546 $2,439 $2,266 $6,683 $6,272 $4,478 $2,173
Liberty Mutual $2,555 $2,769 $2,060 $2,314 $8,987 $9,998 $2,709 $2,847
Nationwide $2,178 $2,244 $1,948 $2,073 $4,297 $5,499 $2,460 $2,673
Progressive $2,187 $2,039 $1,782 $1,728 $7,666 $8,581 $2,242 $2,314
State Farm $1,892 $1,892 $1,684 $1,684 $5,319 $6,707 $2,103 $2,378
Travelers $1,793 $1,825 $1,711 $1,711 $8,111 $12,839 $1,883 $2,178
USAA $1,428 $1,415 $1,327 $1,346 $3,532 $4,202 $1,746 $1,928

Cheap Greenwood, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Greenwood, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Greenwood, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Greenwood, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,100 $10,756
GEICO $6,683 $6,272
Liberty Mutual $8,987 $9,998
Nationwide $4,297 $5,499
Progressive $7,666 $8,581
State Farm $5,319 $6,707
Travelers $8,111 $12,839
USAA $3,532 $4,202

Cheap Greenwood, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Greenwood, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Greenwood, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,331 $2,383
GEICO $2,439 $2,266
Liberty Mutual $2,060 $2,314
Nationwide $1,948 $2,073
Progressive $1,782 $1,728
State Farm $1,684 $1,684
Travelers $1,711 $1,711
USAA $1,327 $1,346

Cheap Greenwood, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greenwood, Mississippi compared to the annual auto insurance rates with a clean record in Greenwood, Mississippi.

Annual Greenwood, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,882 $4,560 $5,513 $4,383
GEICO $2,300 $3,487 $5,302 $3,686
Liberty Mutual $3,043 $4,843 $4,965 $4,268
Nationwide $2,322 $2,979 $3,808 $2,578
Progressive $3,062 $4,075 $3,539 $3,593
State Farm $2,699 $3,273 $2,929 $2,929
Travelers $3,498 $3,663 $5,043 $3,822
USAA $1,652 $2,108 $2,866 $1,837

Cheap Greenwood, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Greenwood, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Greenwood, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Greenwood, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,513
GEICO $5,302
Liberty Mutual $4,965
Nationwide $3,808
Progressive $3,539
State Farm $2,929
Travelers $5,043
USAA $2,866

Cheap Greenwood, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Greenwood, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Greenwood, Mississippi

Insurance Company Poor Fair Good
Allstate $5,309 $4,700 $3,745
GEICO $5,569 $3,155 $2,357
Liberty Mutual $6,139 $3,750 $2,951
Nationwide $3,435 $2,790 $2,540
Progressive $4,060 $3,446 $3,196
State Farm $4,266 $2,584 $2,021
Travelers $4,546 $3,709 $3,764
USAA $2,899 $1,881 $1,567

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Cheap Greenwood, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Greenwood, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Greenwood, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Greenwood, Mississippi

ZIP Code Average Annual Rates
38930 $3,032
38945 $3,287

Cheap Greenwood, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Greenwood, Mississippi auto insurance. Find the cheapest annual Greenwood, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Greenwood, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,585 $4,585
GEICO $3,683 $3,705
Liberty Mutual $4,280 $4,280
Nationwide $2,922 $2,922
Progressive $3,568 $3,568
State Farm $2,885 $3,029
Travelers $4,006 $4,006
USAA $2,050 $2,181

Cheap Greenwood, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Greenwood, Mississippi? Check out the comparison of annual Greenwood, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Greenwood, Mississippi

Insurance Company Low Medium High
Allstate $4,358 $4,578 $4,818
GEICO $3,453 $3,724 $3,905
Liberty Mutual $3,995 $4,259 $4,585
Nationwide $2,770 $2,913 $3,082
Progressive $3,176 $3,614 $3,913
State Farm $2,796 $2,945 $3,131
Travelers $3,798 $4,031 $4,190
USAA $1,984 $2,105 $2,258

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Best By Category: Cheapest Auto Insurance in Greenwood, Mississippi

Compare the cheapest auto insurance companies in Greenwood, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Greenwood, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Greenwood, Mississippi Auto Insurance Companies

What auto insurance companies in Greenwood, Mississippi are the cheapest? Compare the top Greenwood, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Greenwood, Mississippi

Insurance Company Average Annual Rates
Allstate $4,585
GEICO $3,694
Liberty Mutual $4,280
Nationwide $2,922
Progressive $3,567
State Farm $2,957
Travelers $4,006
USAA $2,116

What affects auto insurance rates in Greenwood, Mississippi?

There are a lot of reasons why auto insurance rates in Greenwood, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greenwood, Mississippi. Many local factors may affect your Greenwood auto insurance rates.

Greenwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greenwood, Mississippi commute length is 15.0 minutes according to City-Data.

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Compare Greenwood, Mississippi Auto Insurance Quotes

Before you buy Greenwood, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greenwood, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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