Best Cheap Auto Insurance in Greenville, TX (2021)

The average Greenville, TX auto insurance rates are $300 per month. The minimum auto insurance in Greenville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Greenville, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Greenville, Texas is 30/60/25
  • The cheapest auto insurance company in Greenville is USAA
  • The average commute length in Greenville is 24.8 minutes

Greenville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Greenville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greenville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Greenville to other Texas cities, including Arlington auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Greenville, Texas auto insurance rates stack up.

Before you buy Greenville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greenville, Texas auto insurance quotes.

Minimum Auto Insurance in Greenville, Texas

Greenville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greenville, Texas.

Minimum Required Auto Insurance Coverage in Greenville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Greenville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Greenville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greenville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $2,318 $2,572 $2,170 $2,476 $6,067 $7,956 $3,307 $3,770
GEICO $2,223 $2,395 $2,153 $2,434 $4,811 $4,986 $2,396 $2,385
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,171 $2,073 $1,936 $1,970 $9,021 $10,084 $2,579 $2,631
State Farm $1,953 $1,953 $1,740 $1,740 $4,711 $6,010 $2,125 $2,191
USAA $1,506 $1,517 $1,437 $1,428 $4,215 $4,597 $2,008 $2,158

Cheap Greenville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Greenville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Greenville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Greenville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $6,067 $7,956
GEICO $4,811 $4,986
Nationwide $6,366 $8,151
Progressive $9,021 $10,084
State Farm $4,711 $6,010
USAA $4,215 $4,597

Cheap Greenville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Greenville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Greenville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,170 $2,476
GEICO $2,153 $2,434
Nationwide $2,010 $2,124
Progressive $1,936 $1,970
State Farm $1,740 $1,740
USAA $1,437 $1,428

Cheap Greenville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greenville, Texas compared to the annual auto insurance rates with a clean record in Greenville, Texas.

Annual Greenville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $3,499 $4,428 $3,893 $3,499
GEICO $2,526 $3,330 $2,788 $3,247
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,543 $4,569 $4,134 $3,986
State Farm $2,487 $2,857 $3,380 $2,487
USAA $1,761 $2,593 $3,060 $2,020

Cheap Greenville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Greenville, Texas is not easy. Compare the annual rates for DUI auto insurance in Greenville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Greenville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,950
American Family $3,893
GEICO $2,788
Nationwide $4,603
Progressive $4,134
State Farm $3,380
USAA $3,060

Cheap Greenville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Greenville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Greenville, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $5,276 $3,309 $2,904
GEICO $4,577 $2,600 $1,741
Nationwide $4,312 $3,463 $3,008
Progressive $4,568 $3,947 $3,658
State Farm $3,969 $2,471 $1,969
USAA $3,468 $1,999 $1,607

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Cheap Greenville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Greenville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Greenville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Greenville, Texas

ZIP Code Average Annual Rates
75401 $5,323
75402 $5,253

Cheap Greenville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Greenville, Texas auto insurance. Find the cheapest annual Greenville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Greenville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,405 $5,681
American Family $3,830 $3,830
GEICO $2,919 $3,027
Nationwide $3,594 $3,594
Progressive $4,058 $4,058
State Farm $2,803 $2,803
USAA $2,329 $2,388

Cheap Greenville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Greenville, Texas? Check out the comparison of annual Greenville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Greenville, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $3,565 $3,690 $4,233
GEICO $2,814 $2,936 $3,168
Nationwide $3,859 $3,443 $3,482
Progressive $3,877 $4,042 $4,255
State Farm $2,658 $2,794 $2,956
USAA $2,283 $2,349 $2,443

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Best By Category: Cheapest Auto Insurance in Greenville, Texas

Compare the cheapest auto insurance companies in Greenville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Greenville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Greenville, Texas Auto Insurance Companies

What auto insurance companies in Greenville, Texas are the cheapest? Compare the top Greenville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Greenville, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $3,830
GEICO $2,973
Nationwide $3,594
Progressive $4,058
State Farm $2,803
USAA $2,358

What affects auto insurance rates in Greenville, Texas?

There are a lot of reasons why auto insurance rates in Greenville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greenville, Texas. Many local factors may affect your Greenville auto insurance rates.

Greenville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Greenville, Texas auto theft statistics, there have been 46 auto thefts in the city.

Greenville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greenville, Texas commute length is 24.8 minutes according to City-Data.

Greenville Traffic

How does Greenville, Texas rank for traffic? According to Inrix Greenville, Texas is the 652nd most congested worldwide.

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Compare Greenville, Texas Auto Insurance Quotes

Before you buy Greenville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greenville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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