Best Cheap Auto Insurance in Greenfield, OH (2021)

The average Greenfield, OH auto insurance rates are $232 per month. The minimum auto insurance in Greenfield is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Greenfield, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Greenfield for teen drivers is Liberty Mutual
  • Average auto insurance rates in Greenfield, OH for senior drivers are $1,454 per year
  • The cheapest auto insurance company in Greenfield is USAA

Greenfield, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Greenfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greenfield, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Greenfield to other Ohio cities, including Toledo auto insurance rates, Columbus auto insurance rates, and Dayton auto insurance rates to see how Greenfield, Ohio auto insurance rates stack up.

Before you buy Greenfield, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greenfield, Ohio auto insurance quotes.

Minimum Auto Insurance in Greenfield, Ohio

Greenfield, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greenfield, Ohio.

Minimum Required Auto Insurance Coverage in Greenfield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Greenfield, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Greenfield, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Greenfield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,054 $2,047 $1,849 $1,977 $5,662 $6,477 $2,162 $2,312
American Family $980 $1,020 $883 $891 $2,835 $3,095 $1,203 $1,271
Farmers $1,812 $1,809 $1,597 $1,682 $7,865 $8,167 $2,031 $2,128
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,718 $1,638 $1,430 $1,473 $7,208 $8,133 $2,059 $2,122
State Farm $1,575 $1,575 $1,394 $1,394 $4,682 $5,894 $1,823 $2,087
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $915 $923 $869 $869 $2,815 $3,137 $1,225 $1,325

Cheap Greenfield, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Greenfield, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Greenfield, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Greenfield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,662 $6,477
American Family $2,835 $3,095
Farmers $7,865 $8,167
GEICO $3,458 $3,218
Liberty Mutual $10,393 $11,738
Nationwide $5,646 $7,298
Progressive $7,208 $8,133
State Farm $4,682 $5,894
Travelers $6,363 $10,040
USAA $2,815 $3,137

Cheap Greenfield, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Greenfield, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Greenfield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,977
American Family $883 $891
Farmers $1,597 $1,682
GEICO $1,219 $1,222
Liberty Mutual $1,509 $1,835
Nationwide $2,007 $2,025
Progressive $1,430 $1,473
State Farm $1,394 $1,394
Travelers $1,486 $1,480
USAA $869 $869

Cheap Greenfield, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greenfield, Ohio compared to the annual auto insurance rates with a clean record in Greenfield, Ohio.

Annual Greenfield, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,582 $3,117 $3,653 $2,918
American Family $1,458 $1,543 $1,543 $1,543
Farmers $2,795 $3,593 $3,504 $3,653
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $2,786 $3,754 $2,964 $3,386
State Farm $2,340 $2,766 $2,553 $2,553
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,160 $1,554 $2,039 $1,286

Cheap Greenfield, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Greenfield, Ohio is not easy. Compare the annual rates for DUI auto insurance in Greenfield, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Greenfield, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,653
American Family $1,543
Farmers $3,504
GEICO $2,528
Liberty Mutual $4,671
Nationwide $4,311
Progressive $2,964
State Farm $2,553
Travelers $4,657
USAA $2,039

Cheap Greenfield, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Greenfield, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Greenfield, Ohio

Insurance Company Poor Fair Good
Allstate $3,941 $2,867 $2,395
American Family $2,016 $1,380 $1,170
Farmers $3,841 $3,236 $3,082
GEICO $2,156 $1,799 $1,441
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $4,017 $3,235 $2,731
Progressive $3,645 $3,120 $2,902
State Farm $3,639 $2,248 $1,772
Travelers $3,608 $3,134 $2,925
USAA $1,963 $1,386 $1,180

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Cheap Greenfield, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Greenfield, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Greenfield, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Greenfield, Ohio

ZIP Code Average Annual Rates
45123 $2,658

Cheap Greenfield, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Greenfield, Ohio auto insurance. Find the cheapest annual Greenfield, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Greenfield, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,067 $3,067
American Family $1,504 $1,541
Farmers $3,386 $3,386
GEICO $1,766 $1,831
Liberty Mutual $4,242 $4,242
Nationwide $3,328 $3,328
Progressive $3,223 $3,223
State Farm $2,492 $2,614
Travelers $3,222 $3,222
USAA $1,452 $1,567

Cheap Greenfield, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Greenfield, Ohio? Check out the comparison of annual Greenfield, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Greenfield, Ohio

Insurance Company Low Medium High
Allstate $2,971 $3,062 $3,170
American Family $1,502 $1,534 $1,531
Farmers $3,218 $3,336 $3,605
GEICO $1,745 $1,791 $1,860
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,681 $3,226 $3,077
Progressive $3,103 $3,196 $3,369
State Farm $2,449 $2,559 $2,651
Travelers $3,142 $3,265 $3,260
USAA $1,448 $1,508 $1,573

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Best By Category: Cheapest Auto Insurance in Greenfield, Ohio

Compare the cheapest auto insurance companies in Greenfield, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Greenfield, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Greenfield, Ohio Auto Insurance Companies

What auto insurance companies in Greenfield, Ohio are the cheapest? Compare the top Greenfield, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Greenfield, Ohio

Insurance Company Average Annual Rates
Allstate $3,067
American Family $1,522
Farmers $3,386
GEICO $1,799
Liberty Mutual $4,242
Nationwide $3,328
Progressive $3,223
State Farm $2,553
Travelers $3,222
USAA $1,510

What affects auto insurance rates in Greenfield, Ohio?

There are a lot of reasons why auto insurance rates in Greenfield, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greenfield, Ohio. Many local factors may affect your Greenfield auto insurance rates.

Greenfield Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Greenfield, Ohio auto theft statistics, there have been 20 auto thefts in the city.

Greenfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greenfield, Ohio commute length is 22.6 minutes according to City-Data.

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Compare Greenfield, Ohio Auto Insurance Quotes

Before you buy Greenfield, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greenfield, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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