Best Cheap Auto Insurance in Graysville, TN (2021)

The average Graysville, TN auto insurance rates are $299 per month. The minimum auto insurance in Graysville is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Graysville, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Graysville, Tennessee is 25/50/15
  • The cheapest auto insurance company in Graysville is State Farm
  • The average commute length in Graysville is 23.2 minutes

Graysville, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Graysville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Graysville, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Graysville to other Tennessee cities, including Chattanooga auto insurance rates, Clarksville auto insurance rates, and Johnson City auto insurance rates to see how Graysville, Tennessee auto insurance rates stack up.

Before you buy Graysville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Graysville, Tennessee auto insurance quotes.

Minimum Auto Insurance in Graysville, Tennessee

Graysville, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Graysville, Tennessee.

Minimum Required Auto Insurance Coverage in Graysville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Graysville, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Graysville, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Graysville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,553 $2,449 $2,301 $2,388 $9,615 $10,462 $2,715 $2,807
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,356 $2,378 $2,171 $2,171 $7,151 $7,280 $2,393 $2,469
Liberty Mutual $3,614 $129 $2,972 $3,319 $14,381 $15,979 $3,877 $4,139
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,806 $1,705 $1,471 $1,537 $8,089 $9,110 $2,178 $2,381
State Farm $1,365 $1,365 $1,226 $1,226 $4,103 $5,128 $1,540 $1,795
Travelers $1,690 $1,778 $1,535 $1,633 $4,688 $5,793 $1,800 $1,894
USAA $1,479 $1,507 $1,334 $1,335 $5,211 $5,976 $1,927 $2,058

Cheap Graysville, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Graysville, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Graysville, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Graysville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,615 $10,462
Farmers $8,958 $9,479
GEICO $7,151 $7,280
Liberty Mutual $14,381 $15,979
Nationwide $5,607 $7,245
Progressive $8,089 $9,110
State Farm $4,103 $5,128
Travelers $4,688 $5,793
USAA $5,211 $5,976

Cheap Graysville, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Graysville, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Graysville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,301 $2,388
Farmers $1,992 $2,177
GEICO $2,171 $2,171
Liberty Mutual $2,972 $3,319
Nationwide $1,864 $1,897
Progressive $1,471 $1,537
State Farm $1,226 $1,226
Travelers $1,535 $1,633
USAA $1,334 $1,335

Cheap Graysville, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Graysville, Tennessee compared to the annual auto insurance rates with a clean record in Graysville, Tennessee.

Annual Graysville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,692 $4,402 $5,326 $4,226
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,575 $3,453 $5,581 $2,575
Liberty Mutual $4,912 $7,064 $6,577 $5,651
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,114 $4,040 $3,316 $3,668
State Farm $2,026 $2,411 $2,219 $2,219
Travelers $2,113 $2,707 $2,989 $2,597
USAA $1,897 $2,834 $3,334 $2,350

Cheap Graysville, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Graysville, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Graysville, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Graysville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,326
Farmers $4,500
GEICO $5,581
Liberty Mutual $6,577
Nationwide $4,187
Progressive $3,316
State Farm $2,219
Travelers $2,989
USAA $3,334

Cheap Graysville, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Graysville, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Graysville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,623 $4,312 $3,299
Farmers $4,951 $3,864 $3,654
GEICO $4,024 $3,446 $3,169
Liberty Mutual $8,690 $5,309 $4,154
Nationwide $3,874 $3,072 $2,719
Progressive $3,977 $3,426 $3,201
State Farm $3,219 $1,934 $1,503
Travelers $3,312 $2,596 $1,897
USAA $3,778 $2,210 $1,822

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Cheap Graysville, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Graysville, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Graysville, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Graysville, Tennessee

ZIP Code Average Annual Rates
37338 $3,657

Cheap Graysville, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Graysville, Tennessee auto insurance. Find the cheapest annual Graysville, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Graysville, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,411 $4,411
Farmers $4,157 $4,157
GEICO $3,525 $3,568
Liberty Mutual $6,051 $6,051
Nationwide $3,222 $3,222
Progressive $3,535 $3,535
State Farm $2,167 $2,270
Travelers $2,500 $2,703
USAA $2,530 $2,677

Cheap Graysville, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Graysville, Tennessee? Check out the comparison of annual Graysville, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Graysville, Tennessee

Insurance Company Low Medium High
Allstate $4,249 $4,400 $4,584
Farmers $3,931 $4,136 $4,402
GEICO $3,385 $3,539 $3,715
Liberty Mutual $5,792 $6,047 $6,314
Nationwide $3,248 $3,150 $3,267
Progressive $3,325 $3,536 $3,743
State Farm $2,105 $2,227 $2,323
Travelers $2,449 $2,599 $2,756
USAA $2,523 $2,595 $2,693

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Best By Category: Cheapest Auto Insurance in Graysville, Tennessee

Compare the cheapest auto insurance companies in Graysville, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Graysville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Graysville, Tennessee Auto Insurance Companies

What auto insurance companies in Graysville, Tennessee are the cheapest? Compare the top Graysville, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Graysville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,411
Farmers $4,157
GEICO $3,546
Liberty Mutual $6,051
Nationwide $3,222
Progressive $3,535
State Farm $2,219
Travelers $2,602
USAA $2,603

What affects auto insurance rates in Graysville, Tennessee?

There are a lot of reasons why auto insurance rates in Graysville, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Graysville, Tennessee. Many local factors may affect your Graysville auto insurance rates.

Graysville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Graysville, Tennessee commute length is 23.2 minutes according to City-Data.

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Compare Graysville, Tennessee Auto Insurance Quotes

Before you buy Graysville, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Graysville, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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