Best Cheap Auto Insurance in Grayson, LA (2021)

The average Grayson, LA auto insurance rates are $419 per month. The minimum auto insurance in Grayson is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Grayson, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Grayson, LA for senior drivers are $3,121 per year
  • The average commute length in Grayson is 40.2 minutes
  • The minimum auto insurance required in Grayson, Louisiana is 15/30/25

Grayson, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Grayson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grayson, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Grayson to other Louisiana cities, including Baton Rouge auto insurance rates, Houma auto insurance rates, and Kenner auto insurance rates to see how Grayson, Louisiana auto insurance rates stack up.

Before you buy Grayson, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grayson, Louisiana auto insurance quotes.

Minimum Auto Insurance in Grayson, Louisiana

Grayson, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grayson, Louisiana.

Minimum Required Auto Insurance Coverage in Grayson, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grayson, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grayson, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grayson, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,055 $3,517 $3,594 $4,342 $11,494 $12,228 $2,966 $2,919
Progressive $3,262 $3,052 $2,731 $2,933 $13,325 $14,836 $3,762 $3,908
State Farm $2,467 $2,467 $2,241 $2,241 $7,113 $8,938 $2,748 $3,090
USAA $2,521 $2,484 $2,436 $2,426 $7,418 $8,740 $3,096 $3,392

Cheap Grayson, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grayson, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Grayson, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Grayson, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,494 $12,228
Progressive $13,325 $14,836
State Farm $7,113 $8,938
USAA $7,418 $8,740

Cheap Grayson, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Grayson, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grayson, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,594 $4,342
Progressive $2,731 $2,933
State Farm $2,241 $2,241
USAA $2,436 $2,426

Cheap Grayson, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grayson, Louisiana compared to the annual auto insurance rates with a clean record in Grayson, Louisiana.

Annual Grayson, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,757 $6,063 $7,410 $4,827
Progressive $4,974 $6,700 $6,410 $5,821
State Farm $3,603 $4,223 $3,913 $3,913
USAA $3,102 $4,285 $5,172 $3,697

Cheap Grayson, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grayson, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Grayson, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Grayson, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,410
Progressive $6,410
State Farm $3,913
USAA $5,172

Cheap Grayson, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grayson, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grayson, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,559 $5,692 $4,292
Progressive $6,747 $5,790 $5,392
State Farm $5,438 $3,489 $2,812
USAA $5,631 $3,578 $2,982

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Cheap Grayson, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grayson, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Grayson, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grayson, Louisiana

ZIP Code Average Annual Rates
71435 $4,697

Cheap Grayson, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Grayson, Louisiana auto insurance. Find the cheapest annual Grayson, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grayson, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,409 $5,620
Progressive $5,976 $5,976
State Farm $3,814 $4,012
USAA $3,939 $4,190

Cheap Grayson, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grayson, Louisiana? Check out the comparison of annual Grayson, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grayson, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,699 $5,533 $6,311
Progressive $5,149 $5,934 $6,845
State Farm $3,458 $3,905 $4,377
USAA $3,575 $4,122 $4,495

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Best By Category: Cheapest Auto Insurance in Grayson, Louisiana

Compare the cheapest auto insurance companies in Grayson, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grayson, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Grayson, Louisiana Auto Insurance Companies

What auto insurance companies in Grayson, Louisiana are the cheapest? Compare the top Grayson, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grayson, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,514
Progressive $5,976
State Farm $3,913
USAA $4,064

What affects auto insurance rates in Grayson, Louisiana?

There are a lot of reasons why auto insurance rates in Grayson, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grayson, Louisiana. Many local factors may affect your Grayson auto insurance rates.

Grayson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grayson, Louisiana commute length is 40.2 minutes according to City-Data.

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Compare Grayson, Louisiana Auto Insurance Quotes

Before you buy Grayson, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grayson, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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