Best Cheap Auto Insurance in Grayson, KY (2021)

The average Grayson, KY auto insurance rates are $397 per month. The minimum auto insurance in Grayson is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Grayson, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Grayson is 20.3 minutes
  • The cheapest auto insurance company in Grayson is USAA
  • The most expensive auto insurance company in Grayson for teen drivers is Liberty Mutual

Grayson, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Grayson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grayson, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Grayson to other Kentucky cities, including Elizabeth auto insurance rates, George auto insurance rates, and Nicholasville auto insurance rates to see how Grayson, Kentucky auto insurance rates stack up.

Before you buy Grayson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grayson, Kentucky auto insurance quotes.

Minimum Auto Insurance in Grayson, Kentucky

Grayson, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grayson, Kentucky.

Minimum Required Auto Insurance Coverage in Grayson, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grayson, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grayson, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grayson, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,521 $3,497 $3,170 $3,384 $12,780 $14,344 $3,930 $4,164
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,316 $3,597 $2,856 $3,189 $13,447 $14,820 $3,437 $3,527
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,205 $2,098 $1,977 $1,984 $10,757 $12,196 $2,739 $2,809
State Farm $2,005 $2,005 $1,791 $1,791 $5,987 $7,562 $2,235 $2,509
Travelers $2,241 $2,281 $2,200 $2,204 $10,717 $17,223 $2,338 $2,703
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap Grayson, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grayson, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Grayson, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Grayson, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,780 $14,344
GEICO $8,902 $10,417
Liberty Mutual $13,447 $14,820
Nationwide $7,480 $9,251
Progressive $10,757 $12,196
State Farm $5,987 $7,562
Travelers $10,717 $17,223
USAA $4,861 $5,119

Cheap Grayson, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Grayson, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grayson, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,170 $3,384
GEICO $4,595 $4,158
Liberty Mutual $2,856 $3,189
Nationwide $3,200 $3,331
Progressive $1,977 $1,984
State Farm $1,791 $1,791
Travelers $2,200 $2,204
USAA $1,649 $1,680

Cheap Grayson, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grayson, Kentucky compared to the annual auto insurance rates with a clean record in Grayson, Kentucky.

Annual Grayson, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,086 $6,595 $7,002 $5,713
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,012 $7,739 $6,006 $5,339
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,801 $5,624 $4,338 $4,621
State Farm $2,956 $3,515 $3,236 $3,236
Travelers $4,569 $4,701 $6,784 $4,900
USAA $2,057 $2,908 $3,474 $2,473

Cheap Grayson, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grayson, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Grayson, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Grayson, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,002
GEICO $8,597
Liberty Mutual $6,006
Nationwide $6,176
Progressive $4,338
State Farm $3,236
Travelers $6,784
USAA $3,474

Cheap Grayson, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grayson, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grayson, Kentucky

Insurance Company Poor Fair Good
Allstate $8,089 $5,566 $4,642
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,632 $5,283 $4,156
Nationwide $5,864 $4,565 $3,953
Progressive $5,134 $4,478 $4,174
State Farm $4,675 $2,826 $2,206
Travelers $5,846 $4,944 $4,925
USAA $4,060 $2,272 $1,851

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Cheap Grayson, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grayson, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Grayson, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grayson, Kentucky

ZIP Code Average Annual Rates
41143 $4,217

Cheap Grayson, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Grayson, Kentucky auto insurance. Find the cheapest annual Grayson, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grayson, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,099 $6,099
GEICO $5,341 $5,438
Liberty Mutual $6,024 $6,024
Nationwide $4,794 $4,794
Progressive $4,596 $4,596
State Farm $3,158 $3,313
Travelers $5,238 $5,238
USAA $2,626 $2,829

Cheap Grayson, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grayson, Kentucky? Check out the comparison of annual Grayson, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grayson, Kentucky

Insurance Company Low Medium High
Allstate $5,664 $6,075 $6,557
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,689 $5,977 $6,405
Nationwide $4,753 $4,727 $4,902
Progressive $4,266 $4,541 $4,980
State Farm $3,057 $3,231 $3,419
Travelers $4,965 $5,259 $5,491
USAA $2,605 $2,721 $2,858

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Best By Category: Cheapest Auto Insurance in Grayson, Kentucky

Compare the cheapest auto insurance companies in Grayson, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grayson, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Grayson, Kentucky Auto Insurance Companies

What auto insurance companies in Grayson, Kentucky are the cheapest? Compare the top Grayson, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grayson, Kentucky

Insurance Company Average Annual Rates
Allstate $6,099
GEICO $5,390
Liberty Mutual $6,024
Nationwide $4,794
Progressive $4,596
State Farm $3,236
Travelers $5,238
USAA $2,728

What affects auto insurance rates in Grayson, Kentucky?

There are a lot of reasons why auto insurance rates in Grayson, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grayson, Kentucky. Many local factors may affect your Grayson auto insurance rates.

Grayson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grayson, Kentucky commute length is 20.3 minutes according to City-Data.

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Compare Grayson, Kentucky Auto Insurance Quotes

Before you buy Grayson, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grayson, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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