Best Cheap Auto Insurance in Grayson, GA (2021)

The average Grayson, GA auto insurance rates are $481 per month. The minimum auto insurance in Grayson is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Grayson, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Grayson, GA for senior drivers are $3,163 per year
  • The minimum auto insurance required in Grayson, Georgia is 25/50/25
  • The average commute length in Grayson is 40.5 minutes

Grayson, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Grayson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grayson, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Grayson to other Georgia cities, including Columbus auto insurance rates, Roswell auto insurance rates, and Albany auto insurance rates to see how Grayson, Georgia auto insurance rates stack up.

Before you buy Grayson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grayson, Georgia auto insurance quotes.

Minimum Auto Insurance in Grayson, Georgia

Grayson, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grayson, Georgia.

Minimum Required Auto Insurance Coverage in Grayson, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grayson, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grayson, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grayson, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,541 $3,541 $8,709 $11,215 $4,132 $4,511
GEICO $2,151 $2,139 $2,099 $2,099 $6,813 $8,162 $2,840 $3,156
Liberty Mutual $5,901 $6,417 $4,832 $5,492 $26,073 $29,111 $6,229 $6,591
Nationwide $3,885 $4,016 $3,876 $4,254 $12,258 $15,745 $4,758 $5,156
Progressive $3,749 $3,408 $3,233 $3,419 $12,285 $13,587 $4,309 $4,476
State Farm $2,440 $2,440 $2,203 $2,203 $6,726 $8,815 $2,686 $2,911
USAA $1,862 $1,855 $1,751 $1,743 $6,951 $8,195 $2,319 $2,549

Cheap Grayson, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grayson, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Grayson, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Grayson, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,709 $11,215
GEICO $6,813 $8,162
Liberty Mutual $26,073 $29,111
Nationwide $12,258 $15,745
Progressive $12,285 $13,587
State Farm $6,726 $8,815
USAA $6,951 $8,195

Cheap Grayson, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Grayson, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grayson, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,541 $3,541
GEICO $2,099 $2,099
Liberty Mutual $4,832 $5,492
Nationwide $3,876 $4,254
Progressive $3,233 $3,419
State Farm $2,203 $2,203
USAA $1,751 $1,743

Cheap Grayson, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grayson, Georgia compared to the annual auto insurance rates with a clean record in Grayson, Georgia.

Annual Grayson, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,408 $6,876 $5,582 $4,646
GEICO $2,496 $3,113 $6,363 $2,758
Liberty Mutual $8,596 $11,772 $13,515 $11,439
Nationwide $5,196 $6,101 $9,380 $6,298
Progressive $4,689 $8,459 $5,618 $5,467
State Farm $3,450 $4,157 $3,803 $3,803
USAA $2,598 $3,309 $4,804 $2,901

Cheap Grayson, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grayson, Georgia is not easy. Compare the annual rates for DUI auto insurance in Grayson, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Grayson, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,582
GEICO $6,363
Liberty Mutual $13,515
Nationwide $9,380
Progressive $5,618
State Farm $3,803
USAA $4,804

Cheap Grayson, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grayson, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grayson, Georgia

Insurance Company Poor Fair Good
Allstate $6,973 $4,845 $4,317
GEICO $4,632 $3,226 $3,189
Liberty Mutual $16,192 $9,982 $7,818
Nationwide $8,012 $6,516 $5,702
Progressive $6,779 $5,912 $5,484
State Farm $5,392 $3,357 $2,660
USAA $4,412 $3,124 $2,673

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Cheap Grayson, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grayson, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Grayson, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grayson, Georgia

ZIP Code Average Annual Rates
30017 $5,643

Cheap Grayson, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Grayson, Georgia auto insurance. Find the cheapest annual Grayson, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grayson, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,501
GEICO $3,622 $3,743
Liberty Mutual $11,331 $11,331
Nationwide $6,744 $6,744
Progressive $6,058 $6,058
State Farm $3,803 $3,803
USAA $3,248 $3,558

Cheap Grayson, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grayson, Georgia? Check out the comparison of annual Grayson, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grayson, Georgia

Insurance Company Low Medium High
Allstate $4,951 $5,437 $5,746
GEICO $3,398 $3,705 $3,945
Liberty Mutual $10,823 $11,262 $11,907
Nationwide $6,504 $6,879 $6,848
Progressive $5,470 $5,946 $6,759
State Farm $3,541 $3,807 $4,061
USAA $3,237 $3,385 $3,588

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Best By Category: Cheapest Auto Insurance in Grayson, Georgia

Compare the cheapest auto insurance companies in Grayson, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grayson, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Grayson, Georgia Auto Insurance Companies

What auto insurance companies in Grayson, Georgia are the cheapest? Compare the top Grayson, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grayson, Georgia

Insurance Company Average Annual Rates
Allstate $5,378
GEICO $3,683
Liberty Mutual $11,331
Nationwide $6,744
Progressive $6,058
State Farm $3,803
USAA $3,403

What affects auto insurance rates in Grayson, Georgia?

There are a lot of reasons why auto insurance rates in Grayson, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grayson, Georgia. Many local factors may affect your Grayson auto insurance rates.

Grayson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grayson, Georgia commute length is 40.5 minutes according to City-Data.

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Compare Grayson, Georgia Auto Insurance Quotes

Before you buy Grayson, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grayson, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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