Best Cheap Auto Insurance in Gravity, IA (2021)

The average Gravity, IA auto insurance rates are $265 per month. The minimum auto insurance in Gravity is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Gravity, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Gravity is USAA
  • Average auto insurance rates in Gravity, IA for senior drivers are $1,778 per year
  • The average commute length in Gravity is 27.9 minutes

Gravity, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Gravity can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gravity, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Gravity to other Iowa cities, including Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and West Des Moines auto insurance rates to see how Gravity, Iowa auto insurance rates stack up.

Before you buy Gravity, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gravity, Iowa auto insurance quotes.

Minimum Auto Insurance in Gravity, Iowa

Gravity, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gravity, Iowa.

Minimum Required Auto Insurance Coverage in Gravity, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Gravity, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gravity, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gravity, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,156 $2,346 $1,891 $2,300 $10,106 $11,385 $2,443 $2,698
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $2,113 $2,057 $1,740 $1,798 $4,820 $5,464 $2,547 $2,750
State Farm $1,571 $1,571 $1,358 $1,358 $3,934 $5,028 $1,758 $1,985
Travelers $2,756 $2,814 $2,671 $2,676 $11,988 $19,010 $2,864 $3,411
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Cheap Gravity, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gravity, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Gravity, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Gravity, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,106 $11,385
Nationwide $4,255 $5,540
Progressive $4,820 $5,464
State Farm $3,934 $5,028
Travelers $11,988 $19,010
USAA $3,336 $3,568

Cheap Gravity, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Gravity, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gravity, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,891 $2,300
Nationwide $1,676 $1,797
Progressive $1,740 $1,798
State Farm $1,358 $1,358
Travelers $2,671 $2,676
USAA $1,170 $1,207

Cheap Gravity, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gravity, Iowa compared to the annual auto insurance rates with a clean record in Gravity, Iowa.

Annual Gravity, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,816 $4,711 $4,818 $4,316
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,349 $3,803 $2,545 $2,947
State Farm $2,169 $2,472 $2,320 $2,320
Travelers $4,392 $5,847 $7,830 $6,026
USAA $1,452 $1,935 $2,518 $1,664

Cheap Gravity, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gravity, Iowa is not easy. Compare the annual rates for DUI auto insurance in Gravity, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Gravity, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,818
Nationwide $3,838
Progressive $2,545
State Farm $2,320
Travelers $7,830
USAA $2,518

Cheap Gravity, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gravity, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gravity, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,308 $3,880 $3,058
Nationwide $3,281 $2,555 $2,242
Progressive $3,469 $2,770 $2,495
State Farm $3,305 $2,044 $1,612
Travelers $6,786 $5,782 $5,503
USAA $2,498 $1,705 $1,473

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Cheap Gravity, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gravity, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Gravity, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gravity, Iowa

ZIP Code Average Annual Rates
50848 $2,684

Cheap Gravity, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Gravity, Iowa auto insurance. Find the cheapest annual Gravity, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gravity, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,693 $2,693
Progressive $2,911 $2,911
State Farm $2,265 $2,376
Travelers $6,024 $6,024
USAA $1,823 $1,962

Cheap Gravity, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gravity, Iowa? Check out the comparison of annual Gravity, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gravity, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,236 $4,406 $4,604
Nationwide $2,822 $2,674 $2,582
Progressive $2,759 $2,917 $3,056
State Farm $2,228 $2,331 $2,403
Travelers $5,692 $6,114 $6,266
USAA $1,802 $1,898 $1,977

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Best By Category: Cheapest Auto Insurance in Gravity, Iowa

Compare the cheapest auto insurance companies in Gravity, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gravity, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gravity, Iowa Auto Insurance Companies

What auto insurance companies in Gravity, Iowa are the cheapest? Compare the top Gravity, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gravity, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,693
Progressive $2,911
State Farm $2,320
Travelers $6,024
USAA $1,892

What affects auto insurance rates in Gravity, Iowa?

There are a lot of reasons why auto insurance rates in Gravity, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gravity, Iowa. Many local factors may affect your Gravity auto insurance rates.

Gravity Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gravity, Iowa commute length is 27.9 minutes according to City-Data.

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Compare Gravity, Iowa Auto Insurance Quotes

Before you buy Gravity, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gravity, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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