Best Cheap Auto Insurance in Gratiot, WI (2021)

The average Gratiot, WI auto insurance rates are $240 per month. The minimum auto insurance in Gratiot is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Gratiot, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Gratiot for teen drivers is Nationwide
  • The cheapest auto insurance company in Gratiot is American Family
  • The average commute length in Gratiot is 22.7 minutes

Gratiot, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Gratiot can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gratiot, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Gratiot to other Wisconsin cities, including Madison auto insurance rates, Eau Claire auto insurance rates, and Janesville auto insurance rates to see how Gratiot, Wisconsin auto insurance rates stack up.

Before you buy Gratiot, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gratiot, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Gratiot, Wisconsin

Gratiot, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gratiot, Wisconsin.

Minimum Required Auto Insurance Coverage in Gratiot, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gratiot, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gratiot, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gratiot, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,234 $2,354 $2,063 $2,280 $7,216 $9,250 $2,268 $2,464
American Family $992 $1,038 $930 $937 $2,829 $3,128 $1,175 $1,253
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,281 $1,405 $1,312 $1,488 $4,196 $4,524 $1,188 $1,228
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,708 $1,626 $1,399 $1,458 $6,571 $7,413 $2,058 $2,247
State Farm $1,319 $1,319 $1,169 $1,169 $3,723 $4,705 $1,486 $1,700
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

Cheap Gratiot, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gratiot, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Gratiot, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Gratiot, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,216 $9,250
American Family $2,829 $3,128
Farmers $8,463 $8,739
GEICO $4,196 $4,524
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $6,571 $7,413
State Farm $3,723 $4,705
USAA $3,539 $4,109

Cheap Gratiot, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Gratiot, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gratiot, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,063 $2,280
American Family $930 $937
Farmers $1,637 $1,732
GEICO $1,312 $1,488
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,399 $1,458
State Farm $1,169 $1,169
USAA $1,248 $1,268

Cheap Gratiot, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gratiot, Wisconsin compared to the annual auto insurance rates with a clean record in Gratiot, Wisconsin.

Annual Gratiot, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,078 $4,226 $3,948 $3,812
American Family $1,468 $1,558 $1,558 $1,558
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,448 $2,332 $2,641 $1,890
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,801 $3,396 $2,906 $3,137
State Farm $1,910 $2,238 $2,074 $2,074
USAA $1,631 $2,057 $2,787 $1,860

Cheap Gratiot, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gratiot, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Gratiot, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Gratiot, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,948
American Family $1,558
Farmers $3,712
GEICO $2,641
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,906
State Farm $2,074
USAA $2,787

Cheap Gratiot, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gratiot, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gratiot, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,946 $3,402 $2,950
American Family $2,050 $1,356 $1,199
Farmers $4,041 $3,401 $3,253
GEICO $2,726 $1,945 $1,562
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,478 $2,954 $2,747
State Farm $3,093 $1,776 $1,352
USAA $3,213 $1,690 $1,347

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Gratiot, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gratiot, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Gratiot, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gratiot, Wisconsin

ZIP Code Average Annual Rates
53541 $2,808

Cheap Gratiot, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Gratiot, Wisconsin auto insurance. Find the cheapest annual Gratiot, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gratiot, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,676 $3,857
American Family $1,509 $1,561
Farmers $3,565 $3,565
GEICO $2,035 $2,121
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $3,060 $3,060
State Farm $2,023 $2,124
USAA $2,057 $2,111

Cheap Gratiot, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gratiot, Wisconsin? Check out the comparison of annual Gratiot, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gratiot, Wisconsin

Insurance Company Low Medium High
Allstate $3,602 $3,757 $3,939
American Family $1,522 $1,550 $1,534
Farmers $3,307 $3,540 $3,849
GEICO $1,961 $2,078 $2,195
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,902 $3,082 $3,195
State Farm $1,967 $2,079 $2,174
USAA $2,012 $2,085 $2,153

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Gratiot, Wisconsin

Compare the cheapest auto insurance companies in Gratiot, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gratiot, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Gratiot, Wisconsin Auto Insurance Companies

What auto insurance companies in Gratiot, Wisconsin are the cheapest? Compare the top Gratiot, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gratiot, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,766
American Family $1,535
Farmers $3,565
GEICO $2,078
Liberty Mutual $2,421
Nationwide $5,344
Progressive $3,060
State Farm $2,074
USAA $2,084

What affects auto insurance rates in Gratiot, Wisconsin?

There are a lot of reasons why auto insurance rates in Gratiot, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gratiot, Wisconsin. Many local factors may affect your Gratiot auto insurance rates.

Gratiot Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gratiot, Wisconsin commute length is 22.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Gratiot, Wisconsin Auto Insurance Quotes

Before you buy Gratiot, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gratiot, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption