Best Cheap Auto Insurance in Grass Lake, MI (2021)

The average Grass Lake, MI auto insurance rates are $781 per month. The minimum auto insurance in Grass Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Grass Lake, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Grass Lake for teen drivers is Allstate
  • The minimum auto insurance required in Grass Lake, Michigan is 20/40/10
  • Average auto insurance rates in Grass Lake, MI for senior drivers are $6,176 per year

Grass Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Grass Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grass Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Grass Lake to other Michigan cities, including Grand Rapids auto insurance rates, Livonia auto insurance rates, and Detroit auto insurance rates to see how Grass Lake, Michigan auto insurance rates stack up.

Before you buy Grass Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grass Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Grass Lake, Michigan

Grass Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grass Lake, Michigan.

Minimum Required Auto Insurance Coverage in Grass Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Grass Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grass Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grass Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,509 $15,509 $14,412 $14,412 $38,395 $38,395 $16,339 $16,339
Farmers $3,675 $3,675 $3,435 $3,435 $8,182 $8,182 $4,125 $4,125
GEICO $4,167 $4,167 $4,259 $4,259 $11,800 $11,800 $3,983 $3,983
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,637 $3,637 $3,251 $3,251 $9,316 $9,316 $3,973 $3,973
Progressive $2,846 $2,648 $2,517 $2,808 $10,280 $10,936 $3,308 $3,058
State Farm $6,565 $6,565 $6,071 $6,071 $22,838 $22,838 $7,706 $7,706
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,451 $2,316 $2,307 $2,176 $5,923 $5,610 $2,973 $2,844

Cheap Grass Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grass Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Grass Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Grass Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,395 $38,395
Farmers $8,182 $8,182
GEICO $11,800 $11,800
Liberty Mutual $31,732 $31,732
Nationwide $9,316 $9,316
Progressive $10,280 $10,936
State Farm $22,838 $22,838
Travelers $20,864 $20,864
USAA $5,923 $5,610

Cheap Grass Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Grass Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grass Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,412 $14,412
Farmers $3,435 $3,435
GEICO $4,259 $4,259
Liberty Mutual $13,352 $13,352
Nationwide $3,251 $3,251
Progressive $2,517 $2,808
State Farm $6,071 $6,071
Travelers $5,902 $5,902
USAA $2,307 $2,176

Cheap Grass Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grass Lake, Michigan compared to the annual auto insurance rates with a clean record in Grass Lake, Michigan.

Annual Grass Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,314 $13,798 $46,120 $14,422
Farmers $4,084 $5,196 $5,131 $5,005
GEICO $2,110 $4,503 $13,671 $3,924
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,326 $5,753 $5,235 $4,862
Progressive $4,074 $5,340 $4,806 $4,980
State Farm $6,895 $8,251 $17,747 $10,286
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,680 $3,339 $4,362 $2,918

Cheap Grass Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grass Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Grass Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Grass Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,120
Farmers $5,131
GEICO $13,671
Liberty Mutual $28,191
Nationwide $5,235
Progressive $4,806
State Farm $17,747
Travelers $16,054
USAA $4,362

Cheap Grass Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grass Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grass Lake, Michigan

Insurance Company Poor Fair Good
Allstate $32,096 $17,780 $13,615
Farmers $6,398 $4,245 $3,920
GEICO $7,785 $5,720 $4,652
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,305 $4,764 $4,063
Progressive $5,539 $4,661 $4,200
State Farm $17,500 $8,862 $6,023
Travelers $10,538 $10,219 $10,090
USAA $4,963 $2,844 $2,168

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Cheap Grass Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grass Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Grass Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grass Lake, Michigan

ZIP Code Average Annual Rates
49240 $6,692

Cheap Grass Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Grass Lake, Michigan auto insurance. Find the cheapest annual Grass Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grass Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,164 $21,164
Farmers $4,854 $4,854
GEICO $5,915 $6,190
Liberty Mutual $17,393 $18,634
Nationwide $5,044 $5,044
Progressive $4,800 $4,800
State Farm $10,510 $11,080
Travelers $10,223 $10,341
USAA $3,287 $3,363

Cheap Grass Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grass Lake, Michigan? Check out the comparison of annual Grass Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grass Lake, Michigan

Insurance Company Low Medium High
Allstate $20,511 $21,222 $21,759
Farmers $4,727 $4,844 $4,992
GEICO $5,662 $5,999 $6,495
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,245 $4,969 $4,919
Progressive $4,661 $4,806 $4,934
State Farm $10,290 $10,857 $11,238
Travelers $10,181 $10,292 $10,373
USAA $3,231 $3,332 $3,411

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Best By Category: Cheapest Auto Insurance in Grass Lake, Michigan

Compare the cheapest auto insurance companies in Grass Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grass Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grass Lake, Michigan Auto Insurance Companies

What auto insurance companies in Grass Lake, Michigan are the cheapest? Compare the top Grass Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grass Lake, Michigan

Insurance Company Average Annual Rates
Allstate $21,164
Farmers $4,854
GEICO $6,052
Liberty Mutual $18,013
Nationwide $5,044
Progressive $4,800
State Farm $10,795
Travelers $10,282
USAA $3,325

What affects auto insurance rates in Grass Lake, Michigan?

There are a lot of reasons why auto insurance rates in Grass Lake, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grass Lake, Michigan. Many local factors may affect your Grass Lake auto insurance rates.

Grass Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grass Lake, Michigan commute length is 27.8 minutes according to City-Data.

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Compare Grass Lake, Michigan Auto Insurance Quotes

Before you buy Grass Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grass Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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