Best Cheap Auto Insurance in Grapevine, TX (2021)

The average Grapevine, TX auto insurance rates are $311 per month. The minimum auto insurance in Grapevine is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Grapevine, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Grapevine, TX for senior drivers are $2,266 per year
  • The average commute length in Grapevine is 23.9 minutes
  • The most expensive auto insurance company in Grapevine for teen drivers is Allstate

Grapevine, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Grapevine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grapevine, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Grapevine to other Texas cities, including Arlington auto insurance rates, Laredo auto insurance rates, and Houston auto insurance rates to see how Grapevine, Texas auto insurance rates stack up.

Before you buy Grapevine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grapevine, Texas auto insurance quotes.

Minimum Auto Insurance in Grapevine, Texas

Grapevine, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grapevine, Texas.

Minimum Required Auto Insurance Coverage in Grapevine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grapevine, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grapevine, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grapevine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,496 $3,515 $3,448 $3,448 $9,405 $11,320 $4,317 $4,480
American Family $2,707 $3,017 $2,539 $2,911 $7,256 $9,500 $3,903 $4,453
GEICO $2,366 $2,557 $2,288 $2,604 $5,245 $5,411 $2,562 $2,547
Nationwide $2,185 $2,219 $1,934 $2,044 $6,218 $7,968 $2,570 $2,777
Progressive $2,190 $2,092 $1,954 $1,990 $9,169 $10,232 $2,604 $2,656
State Farm $2,059 $2,059 $1,845 $1,845 $5,055 $6,464 $2,248 $2,313
USAA $1,510 $1,509 $1,449 $1,426 $4,320 $4,673 $2,002 $2,123

Cheap Grapevine, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grapevine, Texas is a challenge. Take a look at the annual teen auto insurance rates in Grapevine, Texas.

Annual Auto Insurance Rates for Teen Drivers in Grapevine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,405 $11,320
American Family $7,256 $9,500
GEICO $5,245 $5,411
Nationwide $6,218 $7,968
Progressive $9,169 $10,232
State Farm $5,055 $6,464
USAA $4,320 $4,673

Cheap Grapevine, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Grapevine, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grapevine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,448
American Family $2,539 $2,911
GEICO $2,288 $2,604
Nationwide $1,934 $2,044
Progressive $1,954 $1,990
State Farm $1,845 $1,845
USAA $1,449 $1,426

Cheap Grapevine, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grapevine, Texas compared to the annual auto insurance rates with a clean record in Grapevine, Texas.

Annual Grapevine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,170 $6,540 $6,833 $4,170
American Family $4,127 $5,273 $4,616 $4,127
GEICO $2,713 $3,599 $2,989 $3,489
Nationwide $3,030 $3,030 $4,478 $3,419
Progressive $3,589 $4,630 $4,184 $4,039
State Farm $2,640 $3,046 $3,619 $2,640
USAA $1,766 $2,620 $3,094 $2,026

Cheap Grapevine, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grapevine, Texas is not easy. Compare the annual rates for DUI auto insurance in Grapevine, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Grapevine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,833
American Family $4,616
GEICO $2,989
Nationwide $4,478
Progressive $4,184
State Farm $3,619
USAA $3,094

Cheap Grapevine, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grapevine, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grapevine, Texas

Insurance Company Poor Fair Good
Allstate $6,888 $5,059 $4,338
American Family $6,224 $3,942 $3,441
GEICO $4,932 $2,795 $1,866
Nationwide $4,177 $3,365 $2,926
Progressive $4,621 $4,001 $3,710
State Farm $4,215 $2,636 $2,107
USAA $3,474 $2,024 $1,633

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Cheap Grapevine, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grapevine, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Grapevine, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grapevine, Texas

ZIP Code Average Annual Rates
76051 $5,518

Cheap Grapevine, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Grapevine, Texas auto insurance. Find the cheapest annual Grapevine, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grapevine, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,292 $5,565
American Family $4,536 $4,536
GEICO $3,140 $3,254
Nationwide $3,489 $3,489
Progressive $4,111 $4,111
State Farm $2,986 $2,986
USAA $2,347 $2,406

Cheap Grapevine, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grapevine, Texas? Check out the comparison of annual Grapevine, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grapevine, Texas

Insurance Company Low Medium High
Allstate $5,302 $5,381 $5,603
American Family $4,248 $4,389 $4,971
GEICO $3,027 $3,163 $3,402
Nationwide $3,757 $3,343 $3,367
Progressive $3,945 $4,095 $4,292
State Farm $2,824 $2,981 $3,153
USAA $2,290 $2,367 $2,473

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Best By Category: Cheapest Auto Insurance in Grapevine, Texas

Compare the cheapest auto insurance companies in Grapevine, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grapevine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Grapevine, Texas Auto Insurance Companies

What auto insurance companies in Grapevine, Texas are the cheapest? Compare the top Grapevine, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grapevine, Texas

Insurance Company Average Annual Rates
Allstate $5,428
American Family $4,536
GEICO $3,197
Nationwide $3,489
Progressive $4,111
State Farm $2,986
USAA $2,377

What affects auto insurance rates in Grapevine, Texas?

There are a lot of reasons why auto insurance rates in Grapevine, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grapevine, Texas. Many local factors may affect your Grapevine auto insurance rates.

Grapevine Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Grapevine, Texas auto theft statistics, there have been 136 auto thefts in the city.

Grapevine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grapevine, Texas commute length is 23.9 minutes according to City-Data.

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Compare Grapevine, Texas Auto Insurance Quotes

Before you buy Grapevine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grapevine, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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