Best Cheap Auto Insurance in Grapeland, TX (2021)

The average Grapeland, TX auto insurance rates are $320 per month. The minimum auto insurance in Grapeland is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Grapeland, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Grapeland, Texas is 30/60/25
  • The average commute length in Grapeland is 18.1 minutes
  • The most expensive auto insurance company in Grapeland for teen drivers is Progressive

Grapeland, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Grapeland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grapeland, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Grapeland to other Texas cities, including El Paso auto insurance rates, Austin auto insurance rates, and Fort Worth auto insurance rates to see how Grapeland, Texas auto insurance rates stack up.

Before you buy Grapeland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grapeland, Texas auto insurance quotes.

Minimum Auto Insurance in Grapeland, Texas

Grapeland, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grapeland, Texas.

Minimum Required Auto Insurance Coverage in Grapeland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grapeland, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grapeland, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grapeland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $2,863 $3,191 $2,664 $3,057 $7,566 $9,878 $4,113 $4,680
GEICO $2,319 $2,495 $2,238 $2,522 $4,983 $5,186 $2,500 $2,496
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,685 $2,539 $2,386 $2,432 $11,321 $12,634 $3,175 $3,212
State Farm $2,079 $2,079 $1,841 $1,841 $4,858 $6,171 $2,252 $2,326
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

Cheap Grapeland, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grapeland, Texas is a challenge. Take a look at the annual teen auto insurance rates in Grapeland, Texas.

Annual Auto Insurance Rates for Teen Drivers in Grapeland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $7,566 $9,878
GEICO $4,983 $5,186
Nationwide $6,237 $8,009
Progressive $11,321 $12,634
State Farm $4,858 $6,171
USAA $4,353 $4,751

Cheap Grapeland, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Grapeland, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grapeland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $2,664 $3,057
GEICO $2,238 $2,522
Nationwide $1,965 $2,080
Progressive $2,386 $2,432
State Farm $1,841 $1,841
USAA $1,481 $1,473

Cheap Grapeland, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grapeland, Texas compared to the annual auto insurance rates with a clean record in Grapeland, Texas.

Annual Grapeland, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $4,327 $5,518 $4,834 $4,327
GEICO $2,627 $3,455 $2,905 $3,383
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,396 $5,703 $5,143 $4,951
State Farm $2,618 $2,985 $3,503 $2,618
USAA $1,817 $2,677 $3,159 $2,086

Cheap Grapeland, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grapeland, Texas is not easy. Compare the annual rates for DUI auto insurance in Grapeland, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Grapeland, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,355
American Family $4,834
GEICO $2,905
Nationwide $4,526
Progressive $5,143
State Farm $3,503
USAA $3,159

Cheap Grapeland, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grapeland, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grapeland, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $6,517 $4,137 $3,601
GEICO $4,766 $2,704 $1,807
Nationwide $4,227 $3,394 $2,952
Progressive $5,687 $4,910 $4,548
State Farm $4,156 $2,582 $2,055
USAA $3,583 $2,063 $1,658

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Cheap Grapeland, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grapeland, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Grapeland, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grapeland, Texas

ZIP Code Average Annual Rates
75844 $5,742

Cheap Grapeland, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Grapeland, Texas auto insurance. Find the cheapest annual Grapeland, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grapeland, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,971 $5,211
American Family $4,752 $4,752
GEICO $3,034 $3,150
Nationwide $3,524 $3,524
Progressive $5,048 $5,048
State Farm $2,931 $2,931
USAA $2,404 $2,465

Cheap Grapeland, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grapeland, Texas? Check out the comparison of annual Grapeland, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grapeland, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $4,410 $4,564 $5,280
GEICO $2,931 $3,052 $3,294
Nationwide $3,795 $3,373 $3,404
Progressive $4,781 $5,021 $5,343
State Farm $2,791 $2,922 $3,080
USAA $2,357 $2,425 $2,522

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Best By Category: Cheapest Auto Insurance in Grapeland, Texas

Compare the cheapest auto insurance companies in Grapeland, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grapeland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Grapeland, Texas Auto Insurance Companies

What auto insurance companies in Grapeland, Texas are the cheapest? Compare the top Grapeland, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grapeland, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,752
GEICO $3,092
Nationwide $3,524
Progressive $5,048
State Farm $2,931
USAA $2,435

What affects auto insurance rates in Grapeland, Texas?

There are a lot of reasons why auto insurance rates in Grapeland, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grapeland, Texas. Many local factors may affect your Grapeland auto insurance rates.

Grapeland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Grapeland, Texas auto theft statistics, there have been 2 auto thefts in the city.

Grapeland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grapeland, Texas commute length is 18.1 minutes according to City-Data.

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Compare Grapeland, Texas Auto Insurance Quotes

Before you buy Grapeland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grapeland, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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