Best Cheap Auto Insurance in Grape Creek, TX (2021)

The average Grape Creek, TX auto insurance rates are $263 per month. The minimum auto insurance in Grape Creek is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Grape Creek, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Grape Creek is 27.2 minutes
  • Average auto insurance rates in Grape Creek, TX for senior drivers are $1,946 per year
  • The minimum auto insurance required in Grape Creek, Texas is 30/60/25

Grape Creek, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Grape Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grape Creek, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Grape Creek to other Texas cities, including Houston auto insurance rates, Austin auto insurance rates, and San Antonio auto insurance rates to see how Grape Creek, Texas auto insurance rates stack up.

Before you buy Grape Creek, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grape Creek, Texas auto insurance quotes.

Minimum Auto Insurance in Grape Creek, Texas

Grape Creek, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grape Creek, Texas.

Minimum Required Auto Insurance Coverage in Grape Creek, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grape Creek, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grape Creek, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grape Creek, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,290 $2,537 $2,144 $2,441 $5,990 $7,896 $3,263 $3,731
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $1,909 $1,950 $1,687 $1,794 $5,194 $6,706 $2,219 $2,407
Progressive $1,932 $1,873 $1,701 $1,748 $7,372 $8,193 $2,298 $2,363
State Farm $1,702 $1,702 $1,516 $1,516 $4,062 $5,175 $1,850 $1,908
USAA $1,420 $1,442 $1,348 $1,356 $3,813 $4,192 $1,896 $2,062

Cheap Grape Creek, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grape Creek, Texas is a challenge. Take a look at the annual teen auto insurance rates in Grape Creek, Texas.

Annual Auto Insurance Rates for Teen Drivers in Grape Creek, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $5,990 $7,896
GEICO $4,399 $4,600
Nationwide $5,194 $6,706
Progressive $7,372 $8,193
State Farm $4,062 $5,175
USAA $3,813 $4,192

Cheap Grape Creek, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Grape Creek, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grape Creek, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,144 $2,441
GEICO $1,960 $2,185
Nationwide $1,687 $1,794
Progressive $1,701 $1,748
State Farm $1,516 $1,516
USAA $1,348 $1,356

Cheap Grape Creek, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grape Creek, Texas compared to the annual auto insurance rates with a clean record in Grape Creek, Texas.

Annual Grape Creek, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $3,455 $4,388 $3,849 $3,455
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $2,585 $2,585 $3,839 $2,923
Progressive $3,013 $3,812 $3,513 $3,402
State Farm $2,160 $2,475 $2,921 $2,160
USAA $1,647 $2,402 $2,827 $1,889

Cheap Grape Creek, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grape Creek, Texas is not easy. Compare the annual rates for DUI auto insurance in Grape Creek, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Grape Creek, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $3,849
GEICO $2,582
Nationwide $3,839
Progressive $3,513
State Farm $2,921
USAA $2,827

Cheap Grape Creek, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grape Creek, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grape Creek, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $5,238 $3,259 $2,863
GEICO $4,203 $2,396 $1,610
Nationwide $3,576 $2,869 $2,505
Progressive $3,901 $3,330 $3,074
State Farm $3,436 $2,142 $1,708
USAA $3,238 $1,851 $1,484

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Cheap Grape Creek, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grape Creek, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Grape Creek, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grape Creek, Texas

ZIP Code Average Annual Rates
76901 $4,552

Cheap Grape Creek, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Grape Creek, Texas auto insurance. Find the cheapest annual Grape Creek, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grape Creek, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,440 $4,645
American Family $3,787 $3,787
GEICO $2,684 $2,788
Nationwide $2,983 $2,983
Progressive $3,435 $3,435
State Farm $2,429 $2,429
USAA $2,163 $2,219

Cheap Grape Creek, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grape Creek, Texas? Check out the comparison of annual Grape Creek, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grape Creek, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $3,560 $3,670 $4,130
GEICO $2,617 $2,710 $2,881
Nationwide $3,247 $2,855 $2,847
Progressive $3,341 $3,423 $3,542
State Farm $2,308 $2,424 $2,554
USAA $2,127 $2,184 $2,263

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Best By Category: Cheapest Auto Insurance in Grape Creek, Texas

Compare the cheapest auto insurance companies in Grape Creek, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grape Creek, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Grape Creek, Texas Auto Insurance Companies

What auto insurance companies in Grape Creek, Texas are the cheapest? Compare the top Grape Creek, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grape Creek, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $3,787
GEICO $2,736
Nationwide $2,983
Progressive $3,435
State Farm $2,429
USAA $2,191

What affects auto insurance rates in Grape Creek, Texas?

There are a lot of reasons why auto insurance rates in Grape Creek, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grape Creek, Texas. Many local factors may affect your Grape Creek auto insurance rates.

Grape Creek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grape Creek, Texas commute length is 27.2 minutes according to City-Data.

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Compare Grape Creek, Texas Auto Insurance Quotes

Before you buy Grape Creek, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grape Creek, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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