Best Cheap Auto Insurance in Granite, OK (2021)

The average Granite, OK auto insurance rates are $323 per month. The minimum auto insurance in Granite is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Granite, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Granite is State Farm
  • Average auto insurance rates in Granite, OK for senior drivers are $2,292 per year
  • The average commute length in Granite is 21.6 minutes

Granite, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Granite can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Granite, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Granite to other Oklahoma cities, including Lawton auto insurance rates, Norman auto insurance rates, and Midwest City auto insurance rates to see how Granite, Oklahoma auto insurance rates stack up.

Before you buy Granite, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Granite, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Granite, Oklahoma

Granite, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Granite, Oklahoma.

Minimum Required Auto Insurance Coverage in Granite, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Granite, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Granite, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granite, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,209 $2,219 $2,032 $2,133 $6,784 $7,965 $2,387 $2,524
Farmers $2,177 $2,163 $1,959 $2,065 $8,081 $8,283 $2,468 $2,589
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,415 $4,662 $3,880 $4,219 $12,113 $13,289 $4,595 $4,766
Progressive $2,464 $2,345 $2,028 $2,147 $9,735 $10,913 $2,882 $3,017
State Farm $1,938 $1,938 $1,690 $1,690 $4,568 $5,793 $2,024 $2,264
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

Cheap Granite, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Granite, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Granite, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Granite, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,784 $7,965
Farmers $8,081 $8,283
GEICO $6,078 $6,489
Liberty Mutual $12,113 $13,289
Progressive $9,735 $10,913
State Farm $4,568 $5,793
USAA $5,709 $6,407

Cheap Granite, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Granite, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Granite, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,133
Farmers $1,959 $2,065
GEICO $2,260 $2,500
Liberty Mutual $3,880 $4,219
Progressive $2,028 $2,147
State Farm $1,690 $1,690
USAA $1,722 $1,756

Cheap Granite, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Granite, Oklahoma compared to the annual auto insurance rates with a clean record in Granite, Oklahoma.

Annual Granite, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,036 $3,557 $4,116 $3,417
Farmers $3,146 $4,031 $3,933 $3,781
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,372 $7,307 $8,270 $6,021
Progressive $3,461 $6,421 $3,820 $4,064
State Farm $2,564 $2,912 $2,738 $2,738
USAA $2,232 $3,186 $3,916 $2,742

Cheap Granite, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Granite, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Granite, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Granite, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,116
Farmers $3,933
GEICO $3,899
Liberty Mutual $8,270
Progressive $3,820
State Farm $2,738
USAA $3,916

Cheap Granite, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Granite, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Granite, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,361 $3,311 $2,922
Farmers $4,288 $3,526 $3,355
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,335 $5,684 $4,458
Progressive $5,046 $4,291 $3,988
State Farm $3,808 $2,441 $1,966
USAA $4,497 $2,541 $2,020

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Cheap Granite, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Granite, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Granite, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Granite, Oklahoma

ZIP Code Average Annual Rates
73547 $3,832

Cheap Granite, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Granite, Oklahoma auto insurance. Find the cheapest annual Granite, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Granite, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,723 $3,723
GEICO $3,136 $3,262
Liberty Mutual $6,492 $6,492
Progressive $4,442 $4,442
State Farm $2,691 $2,785
USAA $2,983 $3,056

Cheap Granite, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Granite, Oklahoma? Check out the comparison of annual Granite, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granite, Oklahoma

Insurance Company Low Medium High
Allstate $3,330 $3,518 $3,747
Farmers $3,572 $3,684 $3,912
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,172 $6,469 $6,835
Progressive $4,113 $4,412 $4,799
State Farm $2,592 $2,718 $2,904
USAA $2,918 $3,012 $3,128

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Best By Category: Cheapest Auto Insurance in Granite, Oklahoma

Compare the cheapest auto insurance companies in Granite, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Granite, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Granite, Oklahoma Auto Insurance Companies

What auto insurance companies in Granite, Oklahoma are the cheapest? Compare the top Granite, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Granite, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,723
GEICO $3,199
Liberty Mutual $6,492
Progressive $4,442
State Farm $2,738
USAA $3,019

What affects auto insurance rates in Granite, Oklahoma?

There are a lot of reasons why auto insurance rates in Granite, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Granite, Oklahoma. Many local factors may affect your Granite auto insurance rates.

Granite Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Granite, Oklahoma commute length is 21.6 minutes according to City-Data.

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Compare Granite, Oklahoma Auto Insurance Quotes

Before you buy Granite, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Granite, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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