Best Cheap Auto Insurance in Granite Falls, MN (2021)

The average Granite Falls, MN auto insurance rates are $341 per month. The minimum auto insurance in Granite Falls is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Granite Falls, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Granite Falls for teen drivers is Liberty Mutual
  • The average commute length in Granite Falls is 13.5 minutes
  • The cheapest auto insurance company in Granite Falls is State Farm

Granite Falls, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Granite Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Granite Falls, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Granite Falls to other Minnesota cities, including Woodbury auto insurance rates, Maple Grove auto insurance rates, and Rochester auto insurance rates to see how Granite Falls, Minnesota auto insurance rates stack up.

Before you buy Granite Falls, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Granite Falls, Minnesota auto insurance quotes.

Minimum Auto Insurance in Granite Falls, Minnesota

Granite Falls, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Granite Falls, Minnesota.

Minimum Required Auto Insurance Coverage in Granite Falls, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Granite Falls, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Granite Falls, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granite Falls, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,791 $2,791 $2,686 $2,686 $6,377 $9,224 $3,403 $3,563
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,877 $1,877 $1,808 $1,908 $5,303 $5,363 $2,461 $2,449
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,365 $1,365 $1,215 $1,215 $2,943 $3,629 $1,582 $1,305
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Cheap Granite Falls, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Granite Falls, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Granite Falls, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Granite Falls, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,377 $9,224
American Family $5,302 $7,684
Farmers $5,303 $5,363
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $2,943 $3,629
USAA $4,819 $5,295

Cheap Granite Falls, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Granite Falls, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Granite Falls, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,686 $2,686
American Family $1,777 $1,777
Farmers $1,808 $1,908
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,215 $1,215
USAA $1,654 $1,658

Cheap Granite Falls, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Granite Falls, Minnesota compared to the annual auto insurance rates with a clean record in Granite Falls, Minnesota.

Annual Granite Falls, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,416 $5,297 $3,997
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,470 $3,098 $3,132 $2,823
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,681 $1,974 $1,827 $1,827
USAA $2,042 $2,596 $3,918 $2,431

Cheap Granite Falls, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Granite Falls, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Granite Falls, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Granite Falls, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,297
American Family $4,144
Farmers $3,132
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,827
USAA $3,918

Cheap Granite Falls, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Granite Falls, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Granite Falls, Minnesota

Insurance Company Poor Fair Good
Allstate $6,149 $3,333 $3,089
American Family $4,165 $2,804 $2,267
Farmers $3,581 $2,615 $2,446
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,664 $1,629 $1,189
USAA $4,327 $2,096 $1,817

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Cheap Granite Falls, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Granite Falls, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Granite Falls, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Granite Falls, Minnesota

ZIP Code Average Annual Rates
56241 $3,128

Cheap Granite Falls, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Granite Falls, Minnesota auto insurance. Find the cheapest annual Granite Falls, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Granite Falls, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,190 $4,190
American Family $3,043 $3,114
Farmers $2,881 $2,881
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,778 $1,876
USAA $2,711 $2,783

Cheap Granite Falls, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Granite Falls, Minnesota? Check out the comparison of annual Granite Falls, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granite Falls, Minnesota

Insurance Company Low Medium High
Allstate $4,135 $4,186 $4,250
American Family $3,067 $3,163 $3,006
Farmers $2,787 $2,891 $2,964
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,755 $1,833 $1,894
USAA $2,671 $2,745 $2,824

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Best By Category: Cheapest Auto Insurance in Granite Falls, Minnesota

Compare the cheapest auto insurance companies in Granite Falls, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Granite Falls, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Granite Falls, Minnesota Auto Insurance Companies

What auto insurance companies in Granite Falls, Minnesota are the cheapest? Compare the top Granite Falls, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Granite Falls, Minnesota

Insurance Company Average Annual Rates
Allstate $4,190
American Family $3,078
Farmers $2,881
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,827
USAA $2,747

What affects auto insurance rates in Granite Falls, Minnesota?

There are a lot of reasons why auto insurance rates in Granite Falls, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Granite Falls, Minnesota. Many local factors may affect your Granite Falls auto insurance rates.

Granite Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Granite Falls, Minnesota commute length is 13.5 minutes according to City-Data.

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Compare Granite Falls, Minnesota Auto Insurance Quotes

Before you buy Granite Falls, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Granite Falls, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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