Best Cheap Auto Insurance in Granite, CO (2021)

The average Granite, CO auto insurance rates are $314 per month. The minimum auto insurance in Granite is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Granite, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Granite, Colorado is 25/50/15
  • The most expensive auto insurance company in Granite for teen drivers is Allstate
  • The cheapest auto insurance company in Granite is GEICO

Granite, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Granite can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Granite, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Granite to other Colorado cities, including Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Westminster auto insurance rates to see how Granite, Colorado auto insurance rates stack up.

Before you buy Granite, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Granite, Colorado auto insurance quotes.

Minimum Auto Insurance in Granite, Colorado

Granite, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Granite, Colorado.

Minimum Required Auto Insurance Coverage in Granite, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Granite, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Granite, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Granite, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,652 $3,411 $3,268 $3,305 $12,716 $13,336 $4,044 $4,082
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $3,000 $2,980 $2,716 $2,911 $11,182 $11,317 $3,311 $3,376
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,633 $2,461 $2,295 $2,286 $9,051 $10,119 $2,969 $2,885
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Granite, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Granite, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Granite, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Granite, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,716 $13,336
American Family $6,284 $8,441
Farmers $11,182 $11,317
GEICO $5,302 $5,671
Liberty Mutual $5,421 $5,933
Nationwide $5,513 $7,064
Progressive $9,051 $10,119
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheap Granite, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Granite, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Granite, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,305
American Family $2,333 $2,333
Farmers $2,716 $2,911
GEICO $1,751 $1,963
Liberty Mutual $1,607 $1,763
Nationwide $1,977 $2,093
Progressive $2,295 $2,286
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheap Granite, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Granite, Colorado compared to the annual auto insurance rates with a clean record in Granite, Colorado.

Annual Granite, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $5,852 $7,197 $5,774
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,312 $5,527 $5,450 $5,107
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,751 $5,263 $3,960 $4,376
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheap Granite, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Granite, Colorado is not easy. Compare the annual rates for DUI auto insurance in Granite, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Granite, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,197
American Family $5,208
Farmers $5,450
GEICO $3,404
Liberty Mutual $3,008
Nationwide $4,398
Progressive $3,960
State Farm $2,717
USAA $4,987

Cheap Granite, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Granite, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Granite, Colorado

Insurance Company Poor Fair Good
Allstate $7,626 $5,871 $4,432
American Family $4,927 $3,507 $2,935
Farmers $5,913 $4,811 $4,574
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $3,990 $3,154 $2,751
Progressive $4,934 $4,212 $3,867
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

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Cheap Granite, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Granite, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Granite, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Granite, Colorado

ZIP Code Average Annual Rates
81228 $3,482

Cheap Granite, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Granite, Colorado auto insurance. Find the cheapest annual Granite, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Granite, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,976 $5,976
American Family $3,709 $3,871
Farmers $5,099 $5,099
GEICO $2,618 $2,726
Liberty Mutual $2,810 $2,810
Nationwide $3,298 $3,298
Progressive $4,337 $4,337
State Farm $2,651 $2,783
USAA $3,115 $3,296

Cheap Granite, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Granite, Colorado? Check out the comparison of annual Granite, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Granite, Colorado

Insurance Company Low Medium High
Allstate $5,697 $5,959 $6,273
American Family $3,623 $3,868 $3,879
Farmers $4,530 $5,034 $5,734
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,323 $3,295 $3,276
Progressive $3,998 $4,351 $4,663
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Granite, Colorado

Compare the cheapest auto insurance companies in Granite, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Granite, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Granite, Colorado Auto Insurance Companies

What auto insurance companies in Granite, Colorado are the cheapest? Compare the top Granite, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Granite, Colorado

Insurance Company Average Annual Rates
Allstate $5,976
American Family $3,790
Farmers $5,099
GEICO $2,672
Liberty Mutual $2,810
Nationwide $3,298
Progressive $4,337
State Farm $2,717
USAA $3,206

Compare Granite, Colorado Auto Insurance Quotes

Before you buy Granite, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Granite, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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