Best Cheap Auto Insurance in Grandville, MI (2021)

The average Grandville, MI auto insurance rates are $698 per month. The minimum auto insurance in Grandville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Grandville, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Grandville for teen drivers is Allstate
  • The average commute length in Grandville is 19.1 minutes
  • The cheapest auto insurance company in Grandville is USAA

Grandville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Grandville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grandville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Grandville to other Michigan cities, including Flint auto insurance rates, Grand Rapids auto insurance rates, and Ann Arbor auto insurance rates to see how Grandville, Michigan auto insurance rates stack up.

Before you buy Grandville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grandville, Michigan auto insurance quotes.

Minimum Auto Insurance in Grandville, Michigan

Grandville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grandville, Michigan.

Minimum Required Auto Insurance Coverage in Grandville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Grandville, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grandville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grandville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,785 $14,785 $13,703 $13,703 $37,271 $37,271 $15,585 $15,585
Farmers $3,418 $3,418 $3,187 $3,187 $7,844 $7,844 $3,843 $3,843
GEICO $3,398 $3,398 $3,503 $3,503 $10,118 $10,118 $3,260 $3,260
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $3,069 $3,069 $2,751 $2,751 $7,809 $7,809 $3,348 $3,348
Progressive $2,483 $2,339 $2,212 $2,417 $9,542 $10,361 $2,898 $2,765
State Farm $5,499 $5,499 $5,095 $5,095 $19,283 $19,283 $6,464 $6,464
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,305 $2,193 $2,168 $2,051 $5,724 $5,478 $2,817 $2,716

Cheap Grandville, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grandville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Grandville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Grandville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,271 $37,271
Farmers $7,844 $7,844
GEICO $10,118 $10,118
Liberty Mutual $31,321 $31,321
Nationwide $7,809 $7,809
Progressive $9,542 $10,361
State Farm $19,283 $19,283
Travelers $13,395 $13,395
USAA $5,724 $5,478

Cheap Grandville, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Grandville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grandville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,703 $13,703
Farmers $3,187 $3,187
GEICO $3,503 $3,503
Liberty Mutual $13,258 $13,258
Nationwide $2,751 $2,751
Progressive $2,212 $2,417
State Farm $5,095 $5,095
Travelers $3,858 $3,858
USAA $2,168 $2,051

Cheap Grandville, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grandville, Michigan compared to the annual auto insurance rates with a clean record in Grandville, Michigan.

Annual Grandville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,855 $13,158 $44,490 $13,841
Farmers $3,846 $4,900 $4,832 $4,715
GEICO $1,741 $3,777 $11,486 $3,275
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,655 $4,830 $4,398 $4,094
Progressive $3,753 $4,862 $4,360 $4,533
State Farm $5,754 $6,912 $15,024 $8,651
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,564 $3,194 $4,174 $2,794

Cheap Grandville, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grandville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Grandville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Grandville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,490
Farmers $4,832
GEICO $11,486
Liberty Mutual $28,135
Nationwide $4,398
Progressive $4,360
State Farm $15,024
Travelers $10,331
USAA $4,174

Cheap Grandville, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grandville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grandville, Michigan

Insurance Company Poor Fair Good
Allstate $30,810 $17,083 $13,116
Farmers $5,970 $4,024 $3,726
GEICO $6,512 $4,793 $3,904
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $5,275 $4,018 $3,439
Progressive $4,990 $4,258 $3,883
State Farm $14,703 $7,466 $5,087
Travelers $6,813 $6,608 $6,525
USAA $4,740 $2,718 $2,087

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Cheap Grandville, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grandville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Grandville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grandville, Michigan

ZIP Code Average Annual Rates
49418 $5,879

Cheap Grandville, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Grandville, Michigan auto insurance. Find the cheapest annual Grandville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grandville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,336 $20,336
Farmers $4,573 $4,573
GEICO $4,959 $5,181
Liberty Mutual $17,230 $18,449
Nationwide $4,244 $4,244
Progressive $4,377 $4,377
State Farm $8,853 $9,318
Travelers $6,611 $6,686
USAA $3,146 $3,217

Cheap Grandville, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grandville, Michigan? Check out the comparison of annual Grandville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grandville, Michigan

Insurance Company Low Medium High
Allstate $19,896 $20,375 $20,737
Farmers $4,445 $4,562 $4,713
GEICO $4,752 $5,027 $5,430
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $4,438 $4,173 $4,121
Progressive $4,266 $4,382 $4,483
State Farm $8,684 $9,134 $9,437
Travelers $6,575 $6,656 $6,715
USAA $3,091 $3,188 $3,265

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Best By Category: Cheapest Auto Insurance in Grandville, Michigan

Compare the cheapest auto insurance companies in Grandville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grandville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grandville, Michigan Auto Insurance Companies

What auto insurance companies in Grandville, Michigan are the cheapest? Compare the top Grandville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grandville, Michigan

Insurance Company Average Annual Rates
Allstate $20,336
Farmers $4,573
GEICO $5,070
Liberty Mutual $17,840
Nationwide $4,244
Progressive $4,377
State Farm $9,085
Travelers $6,649
USAA $3,182

What affects auto insurance rates in Grandville, Michigan?

There are a lot of reasons why auto insurance rates in Grandville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grandville, Michigan. Many local factors may affect your Grandville auto insurance rates.

Grandville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Grandville, Michigan auto theft statistics, there have been 22 auto thefts in the city.

Grandville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grandville, Michigan commute length is 19.1 minutes according to City-Data.

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Compare Grandville, Michigan Auto Insurance Quotes

Before you buy Grandville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grandville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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