Best Cheap Auto Insurance in Grandfalls, TX (2021)

The average Grandfalls, TX auto insurance rates are $300 per month. The minimum auto insurance in Grandfalls is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Grandfalls, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Grandfalls for teen drivers is Allstate
  • The cheapest auto insurance company in Grandfalls is USAA
  • Average auto insurance rates in Grandfalls, TX for senior drivers are $2,187 per year

Grandfalls, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Grandfalls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grandfalls, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Grandfalls to other Texas cities, including Plano auto insurance rates, El Paso auto insurance rates, and Austin auto insurance rates to see how Grandfalls, Texas auto insurance rates stack up.

Before you buy Grandfalls, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grandfalls, Texas auto insurance quotes.

Minimum Auto Insurance in Grandfalls, Texas

Grandfalls, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grandfalls, Texas.

Minimum Required Auto Insurance Coverage in Grandfalls, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grandfalls, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grandfalls, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grandfalls, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,536 $3,440 $3,440 $8,940 $10,875 $4,333 $4,559
American Family $2,788 $3,091 $2,595 $2,961 $7,380 $9,805 $3,998 $4,594
GEICO $2,145 $2,282 $2,010 $2,224 $4,510 $4,742 $2,321 $2,355
Nationwide $2,416 $2,465 $2,128 $2,262 $6,803 $8,778 $2,832 $3,074
Progressive $2,150 $2,042 $1,909 $1,953 $8,782 $9,738 $2,533 $2,564
State Farm $1,651 $1,651 $1,467 $1,467 $3,895 $4,954 $1,791 $1,849
USAA $1,455 $1,481 $1,376 $1,388 $3,873 $4,274 $1,944 $2,125

Cheap Grandfalls, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grandfalls, Texas is a challenge. Take a look at the annual teen auto insurance rates in Grandfalls, Texas.

Annual Auto Insurance Rates for Teen Drivers in Grandfalls, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,940 $10,875
American Family $7,380 $9,805
GEICO $4,510 $4,742
Nationwide $6,803 $8,778
Progressive $8,782 $9,738
State Farm $3,895 $4,954
USAA $3,873 $4,274

Cheap Grandfalls, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Grandfalls, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grandfalls, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,595 $2,961
GEICO $2,010 $2,224
Nationwide $2,128 $2,262
Progressive $1,909 $1,953
State Farm $1,467 $1,467
USAA $1,376 $1,388

Cheap Grandfalls, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grandfalls, Texas compared to the annual auto insurance rates with a clean record in Grandfalls, Texas.

Annual Grandfalls, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $6,306 $6,571 $4,212
American Family $4,238 $5,402 $4,728 $4,238
GEICO $2,402 $3,118 $2,678 $3,097
Nationwide $3,325 $3,325 $4,962 $3,766
Progressive $3,461 $4,446 $4,032 $3,896
State Farm $2,086 $2,384 $2,805 $2,086
USAA $1,687 $2,453 $2,884 $1,935

Cheap Grandfalls, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grandfalls, Texas is not easy. Compare the annual rates for DUI auto insurance in Grandfalls, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Grandfalls, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,571
American Family $4,728
GEICO $2,678
Nationwide $4,962
Progressive $4,032
State Farm $2,805
USAA $2,884

Cheap Grandfalls, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grandfalls, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grandfalls, Texas

Insurance Company Poor Fair Good
Allstate $6,775 $4,962 $4,239
American Family $6,454 $3,989 $3,511
GEICO $4,341 $2,471 $1,658
Nationwide $4,619 $3,698 $3,217
Progressive $4,461 $3,849 $3,566
State Farm $3,312 $2,064 $1,646
USAA $3,325 $1,886 $1,508

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grandfalls, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grandfalls, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Grandfalls, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grandfalls, Texas

ZIP Code Average Annual Rates
79742 $5,282

Cheap Grandfalls, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Grandfalls, Texas auto insurance. Find the cheapest annual Grandfalls, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grandfalls, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,206 $5,445
American Family $4,652 $4,652
GEICO $2,766 $2,881
Nationwide $3,845 $3,845
Progressive $3,959 $3,959
State Farm $2,341 $2,341
USAA $2,211 $2,268

Cheap Grandfalls, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grandfalls, Texas? Check out the comparison of annual Grandfalls, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grandfalls, Texas

Insurance Company Low Medium High
Allstate $5,241 $5,294 $5,441
American Family $4,387 $4,518 $5,049
GEICO $2,711 $2,796 $2,963
Nationwide $4,176 $3,679 $3,679
Progressive $3,796 $3,937 $4,143
State Farm $2,228 $2,336 $2,458
USAA $2,181 $2,233 $2,305

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Grandfalls, Texas

Compare the cheapest auto insurance companies in Grandfalls, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grandfalls, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Grandfalls, Texas Auto Insurance Companies

What auto insurance companies in Grandfalls, Texas are the cheapest? Compare the top Grandfalls, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grandfalls, Texas

Insurance Company Average Annual Rates
Allstate $5,325
American Family $4,652
GEICO $2,824
Nationwide $3,845
Progressive $3,959
State Farm $2,341
USAA $2,240

What affects auto insurance rates in Grandfalls, Texas?

There are a lot of reasons why auto insurance rates in Grandfalls, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grandfalls, Texas. Many local factors may affect your Grandfalls auto insurance rates.

Grandfalls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grandfalls, Texas commute length is 25.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Grandfalls, Texas Auto Insurance Quotes

Before you buy Grandfalls, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grandfalls, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption