Best Cheap Auto Insurance in Grand Rivers, KY (2021)

The average Grand Rivers, KY auto insurance rates are $355 per month. The minimum auto insurance in Grand Rivers is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Grand Rivers, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Grand Rivers, Kentucky is 25/50/25
  • The cheapest auto insurance company in Grand Rivers is USAA
  • The average commute length in Grand Rivers is 17.8 minutes

Grand Rivers, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Grand Rivers can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Rivers, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Rivers to other Kentucky cities, including Nicholasville auto insurance rates, Owensboro auto insurance rates, and Bowling Green auto insurance rates to see how Grand Rivers, Kentucky auto insurance rates stack up.

Before you buy Grand Rivers, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Rivers, Kentucky auto insurance quotes.

Minimum Auto Insurance in Grand Rivers, Kentucky

Grand Rivers, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Rivers, Kentucky.

Minimum Required Auto Insurance Coverage in Grand Rivers, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grand Rivers, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Rivers, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Rivers, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,207 $3,199 $2,868 $3,064 $11,285 $12,676 $3,619 $3,855
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,538 $2,756 $2,160 $2,416 $9,773 $10,826 $2,663 $2,788
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,080 $1,999 $1,846 $1,868 $9,571 $10,818 $2,580 $2,650
State Farm $2,553 $2,553 $2,281 $2,281 $7,653 $9,627 $2,844 $3,214
Travelers $2,246 $2,288 $2,196 $2,202 $10,579 $16,924 $2,344 $2,726
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

Cheap Grand Rivers, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Rivers, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Grand Rivers, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Grand Rivers, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,285 $12,676
GEICO $6,831 $8,150
Liberty Mutual $9,773 $10,826
Nationwide $6,037 $7,550
Progressive $9,571 $10,818
State Farm $7,653 $9,627
Travelers $10,579 $16,924
USAA $4,521 $4,786

Cheap Grand Rivers, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Grand Rivers, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Rivers, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,868 $3,064
GEICO $3,608 $3,267
Liberty Mutual $2,160 $2,416
Nationwide $2,519 $2,640
Progressive $1,846 $1,868
State Farm $2,281 $2,281
Travelers $2,196 $2,202
USAA $1,580 $1,623

Cheap Grand Rivers, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Rivers, Kentucky compared to the annual auto insurance rates with a clean record in Grand Rivers, Kentucky.

Annual Grand Rivers, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,592 $5,914 $6,247 $5,133
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,762 $5,738 $4,474 $3,985
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,461 $5,084 $3,949 $4,212
State Farm $3,768 $4,484 $4,126 $4,126
Travelers $4,526 $4,658 $6,714 $4,854
USAA $1,957 $2,767 $3,284 $2,352

Cheap Grand Rivers, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Rivers, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Grand Rivers, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Rivers, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,247
GEICO $6,862
Liberty Mutual $4,474
Nationwide $4,997
Progressive $3,949
State Farm $4,126
Travelers $6,714
USAA $3,284

Cheap Grand Rivers, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Rivers, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Rivers, Kentucky

Insurance Company Poor Fair Good
Allstate $7,240 $4,993 $4,181
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,421 $3,932 $3,117
Nationwide $4,672 $3,666 $3,197
Progressive $4,699 $4,060 $3,771
State Farm $5,955 $3,605 $2,818
Travelers $5,792 $4,896 $4,876
USAA $3,862 $2,154 $1,754

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Cheap Grand Rivers, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grand Rivers, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Grand Rivers, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grand Rivers, Kentucky

ZIP Code Average Annual Rates
42045 $3,797

Cheap Grand Rivers, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Rivers, Kentucky auto insurance. Find the cheapest annual Grand Rivers, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Rivers, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,472 $5,472
GEICO $4,191 $4,270
Liberty Mutual $4,490 $4,490
Nationwide $3,845 $3,845
Progressive $4,176 $4,176
State Farm $4,031 $4,221
Travelers $5,188 $5,188
USAA $2,492 $2,688

Cheap Grand Rivers, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Rivers, Kentucky? Check out the comparison of annual Grand Rivers, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Rivers, Kentucky

Insurance Company Low Medium High
Allstate $5,149 $5,453 $5,813
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,290 $4,464 $4,716
Nationwide $3,908 $3,801 $3,826
Progressive $3,889 $4,130 $4,510
State Farm $3,936 $4,121 $4,321
Travelers $4,946 $5,214 $5,404
USAA $2,475 $2,584 $2,710

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Best By Category: Cheapest Auto Insurance in Grand Rivers, Kentucky

Compare the cheapest auto insurance companies in Grand Rivers, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Rivers, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grand Rivers, Kentucky Auto Insurance Companies

What auto insurance companies in Grand Rivers, Kentucky are the cheapest? Compare the top Grand Rivers, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Rivers, Kentucky

Insurance Company Average Annual Rates
Allstate $5,472
GEICO $4,231
Liberty Mutual $4,490
Nationwide $3,845
Progressive $4,176
State Farm $4,126
Travelers $5,188
USAA $2,590

What affects auto insurance rates in Grand Rivers, Kentucky?

There are a lot of reasons why auto insurance rates in Grand Rivers, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grand Rivers, Kentucky. Many local factors may affect your Grand Rivers auto insurance rates.

Grand Rivers Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grand Rivers, Kentucky commute length is 17.8 minutes according to City-Data.

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Compare Grand Rivers, Kentucky Auto Insurance Quotes

Before you buy Grand Rivers, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Rivers, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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