Best Cheap Auto Insurance in Grand Ledge, MI (2021)

The average Grand Ledge, MI auto insurance rates are $679 per month. The minimum auto insurance in Grand Ledge is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Grand Ledge, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Grand Ledge, Michigan is 20/40/10
  • The most expensive auto insurance company in Grand Ledge for teen drivers is Allstate
  • The cheapest auto insurance company in Grand Ledge is USAA

Grand Ledge, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Grand Ledge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Ledge, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Ledge to other Michigan cities, including Grand Rapids auto insurance rates, Detroit auto insurance rates, and Dearborn auto insurance rates to see how Grand Ledge, Michigan auto insurance rates stack up.

Before you buy Grand Ledge, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Ledge, Michigan auto insurance quotes.

Minimum Auto Insurance in Grand Ledge, Michigan

Grand Ledge, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Ledge, Michigan.

Minimum Required Auto Insurance Coverage in Grand Ledge, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grand Ledge, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Ledge, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Ledge, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,483 $12,483 $11,505 $11,505 $32,263 $32,263 $13,179 $13,179
Farmers $3,521 $3,521 $3,282 $3,282 $7,958 $7,958 $3,959 $3,959
GEICO $3,402 $3,402 $3,491 $3,491 $9,831 $9,831 $3,259 $3,259
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,379 $3,379 $3,019 $3,019 $8,756 $8,756 $3,696 $3,696
Progressive $2,502 $2,347 $2,221 $2,452 $9,135 $9,805 $2,907 $2,732
State Farm $6,457 $6,457 $6,002 $6,002 $22,691 $22,691 $7,579 $7,579
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,587 $2,459 $2,432 $2,299 $6,466 $6,181 $3,171 $3,055

Cheap Grand Ledge, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Ledge, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Grand Ledge, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Grand Ledge, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,263 $32,263
Farmers $7,958 $7,958
GEICO $9,831 $9,831
Liberty Mutual $28,951 $28,951
Nationwide $8,756 $8,756
Progressive $9,135 $9,805
State Farm $22,691 $22,691
Travelers $13,395 $13,395
USAA $6,466 $6,181

Cheap Grand Ledge, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Grand Ledge, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Ledge, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,505 $11,505
Farmers $3,282 $3,282
GEICO $3,491 $3,491
Liberty Mutual $12,215 $12,215
Nationwide $3,019 $3,019
Progressive $2,221 $2,452
State Farm $6,002 $6,002
Travelers $3,858 $3,858
USAA $2,432 $2,299

Cheap Grand Ledge, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Ledge, Michigan compared to the annual auto insurance rates with a clean record in Grand Ledge, Michigan.

Annual Grand Ledge, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,563 $11,352 $37,606 $11,909
Farmers $3,937 $5,011 $4,943 $4,830
GEICO $1,742 $3,724 $11,276 $3,240
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,054 $5,362 $4,889 $4,547
Progressive $3,642 $4,731 $4,258 $4,419
State Farm $6,778 $8,136 $17,642 $10,173
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,879 $3,595 $4,712 $3,139

Cheap Grand Ledge, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Ledge, Michigan is not easy. Compare the annual rates for DUI auto insurance in Grand Ledge, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Ledge, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $37,606
Farmers $4,943
GEICO $11,276
Liberty Mutual $25,819
Nationwide $4,889
Progressive $4,258
State Farm $17,642
Travelers $10,331
USAA $4,712

Cheap Grand Ledge, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Ledge, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Ledge, Michigan

Insurance Company Poor Fair Good
Allstate $26,143 $14,557 $11,373
Farmers $6,126 $4,110 $3,804
GEICO $6,416 $4,723 $3,848
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $5,865 $4,459 $3,814
Progressive $4,892 $4,142 $3,754
State Farm $17,315 $8,770 $5,962
Travelers $6,813 $6,608 $6,525
USAA $5,357 $3,053 $2,333

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grand Ledge, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grand Ledge, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Grand Ledge, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grand Ledge, Michigan

ZIP Code Average Annual Rates
48837 $5,757

Cheap Grand Ledge, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Ledge, Michigan auto insurance. Find the cheapest annual Grand Ledge, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Ledge, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,357 $17,357
Farmers $4,680 $4,680
GEICO $4,885 $5,107
Liberty Mutual $15,895 $17,024
Nationwide $4,713 $4,713
Progressive $4,263 $4,263
State Farm $10,393 $10,971
Travelers $6,611 $6,686
USAA $3,541 $3,622

Cheap Grand Ledge, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Ledge, Michigan? Check out the comparison of annual Grand Ledge, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Ledge, Michigan

Insurance Company Low Medium High
Allstate $16,890 $17,399 $17,783
Farmers $4,565 $4,670 $4,806
GEICO $4,682 $4,953 $5,352
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $4,893 $4,643 $4,602
Progressive $4,148 $4,267 $4,372
State Farm $10,136 $10,749 $11,161
Travelers $6,575 $6,656 $6,715
USAA $3,474 $3,590 $3,680

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Grand Ledge, Michigan

Compare the cheapest auto insurance companies in Grand Ledge, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Ledge, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Grand Ledge, Michigan Auto Insurance Companies

What auto insurance companies in Grand Ledge, Michigan are the cheapest? Compare the top Grand Ledge, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Ledge, Michigan

Insurance Company Average Annual Rates
Allstate $17,357
Farmers $4,680
GEICO $4,996
Liberty Mutual $16,459
Nationwide $4,713
Progressive $4,263
State Farm $10,682
Travelers $6,649
USAA $3,581

What affects auto insurance rates in Grand Ledge, Michigan?

There are a lot of reasons why auto insurance rates in Grand Ledge, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grand Ledge, Michigan. Many local factors may affect your Grand Ledge auto insurance rates.

Grand Ledge Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Grand Ledge, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Grand Ledge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grand Ledge, Michigan commute length is 20.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Grand Ledge, Michigan Auto Insurance Quotes

Before you buy Grand Ledge, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Ledge, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption