Best Cheap Auto Insurance in Grand Junction, MI (2021)

The average Grand Junction, MI auto insurance rates are $760 per month. The minimum auto insurance in Grand Junction is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Grand Junction, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Average auto insurance rates in Grand Junction, MI for senior drivers are $6,010 per year
  • The minimum auto insurance required in Grand Junction, Michigan is 20/40/10
  • The most expensive auto insurance company in Grand Junction for teen drivers is Allstate

Grand Junction, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Grand Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Junction, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Junction to other Michigan cities, including Sterling Heights auto insurance rates, Lansing auto insurance rates, and Warren auto insurance rates to see how Grand Junction, Michigan auto insurance rates stack up.

Before you buy Grand Junction, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Junction, Michigan auto insurance quotes.

Minimum Auto Insurance in Grand Junction, Michigan

Grand Junction, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Junction, Michigan.

Minimum Required Auto Insurance Coverage in Grand Junction, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Grand Junction, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Junction, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Junction, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,891 $14,891 $13,798 $13,798 $37,598 $37,598 $15,699 $15,699
Farmers $4,195 $4,195 $3,919 $3,919 $9,228 $9,228 $4,713 $4,713
GEICO $3,765 $3,765 $3,848 $3,848 $10,766 $10,766 $3,604 $3,604
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,942 $3,942 $3,505 $3,505 $10,508 $10,508 $4,327 $4,327
Progressive $3,159 $2,933 $2,787 $3,118 $11,612 $12,371 $3,680 $3,398
State Farm $6,721 $6,721 $6,227 $6,227 $23,405 $23,405 $7,885 $7,885
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,632 $2,491 $2,476 $2,336 $6,478 $6,156 $3,211 $3,078

Cheap Grand Junction, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Junction, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Grand Junction, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Grand Junction, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,598 $37,598
Farmers $9,228 $9,228
GEICO $10,766 $10,766
Liberty Mutual $32,196 $32,196
Nationwide $10,508 $10,508
Progressive $11,612 $12,371
State Farm $23,405 $23,405
Travelers $13,395 $13,395
USAA $6,478 $6,156

Cheap Grand Junction, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Grand Junction, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Junction, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,798 $13,798
Farmers $3,919 $3,919
GEICO $3,848 $3,848
Liberty Mutual $13,578 $13,578
Nationwide $3,505 $3,505
Progressive $2,787 $3,118
State Farm $6,227 $6,227
Travelers $3,858 $3,858
USAA $2,476 $2,336

Cheap Grand Junction, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Junction, Michigan compared to the annual auto insurance rates with a clean record in Grand Junction, Michigan.

Annual Grand Junction, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,940 $13,272 $44,822 $13,954
Farmers $4,636 $5,899 $5,829 $5,690
GEICO $1,922 $4,093 $12,398 $3,569
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,779 $6,351 $5,780 $5,371
Progressive $4,562 $5,999 $5,382 $5,588
State Farm $7,067 $8,455 $18,177 $10,539
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,901 $3,622 $4,745 $3,162

Cheap Grand Junction, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Junction, Michigan is not easy. Compare the annual rates for DUI auto insurance in Grand Junction, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Junction, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,822
Farmers $5,829
GEICO $12,398
Liberty Mutual $28,745
Nationwide $5,780
Progressive $5,382
State Farm $18,177
Travelers $10,331
USAA $4,745

Cheap Grand Junction, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Junction, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Junction, Michigan

Insurance Company Poor Fair Good
Allstate $31,031 $17,216 $13,242
Farmers $7,315 $4,801 $4,425
GEICO $7,063 $5,195 $4,228
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $6,950 $5,268 $4,492
Progressive $6,213 $5,227 $4,707
State Farm $17,933 $9,078 $6,167
Travelers $6,813 $6,608 $6,525
USAA $5,396 $3,080 $2,346

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Cheap Grand Junction, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grand Junction, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Grand Junction, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grand Junction, Michigan

ZIP Code Average Annual Rates
49056 $6,410

Cheap Grand Junction, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Junction, Michigan auto insurance. Find the cheapest annual Grand Junction, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Junction, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,497 $20,497
Farmers $5,514 $5,514
GEICO $5,372 $5,619
Liberty Mutual $17,672 $18,928
Nationwide $5,570 $5,570
Progressive $5,383 $5,383
State Farm $10,761 $11,358
Travelers $6,611 $6,686
USAA $3,566 $3,648

Cheap Grand Junction, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Junction, Michigan? Check out the comparison of annual Grand Junction, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Junction, Michigan

Insurance Company Low Medium High
Allstate $20,014 $20,539 $20,937
Farmers $5,382 $5,502 $5,657
GEICO $5,148 $5,448 $5,891
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,814 $5,480 $5,417
Progressive $5,247 $5,387 $5,514
State Farm $10,510 $11,127 $11,541
Travelers $6,575 $6,656 $6,715
USAA $3,496 $3,616 $3,709

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Best By Category: Cheapest Auto Insurance in Grand Junction, Michigan

Compare the cheapest auto insurance companies in Grand Junction, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Junction, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grand Junction, Michigan Auto Insurance Companies

What auto insurance companies in Grand Junction, Michigan are the cheapest? Compare the top Grand Junction, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Junction, Michigan

Insurance Company Average Annual Rates
Allstate $20,497
Farmers $5,514
GEICO $5,496
Liberty Mutual $18,300
Nationwide $5,570
Progressive $5,383
State Farm $11,059
Travelers $6,649
USAA $3,607

Compare Grand Junction, Michigan Auto Insurance Quotes

Before you buy Grand Junction, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Junction, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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