Best Cheap Auto Insurance in Grand Island, NE (2021)

The average Grand Island, NE auto insurance rates are $263 per month. The minimum auto insurance in Grand Island is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Grand Island, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Grand Island for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Grand Island is American Family
  • The minimum auto insurance required in Grand Island, Nebraska is 25/50/25

Grand Island, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Grand Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Island, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Island to other Nebraska cities, including Norfolk auto insurance rates, Bellevue auto insurance rates, and Kearney auto insurance rates to see how Grand Island, Nebraska auto insurance rates stack up.

Before you buy Grand Island, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Island, Nebraska auto insurance quotes.

Minimum Auto Insurance in Grand Island, Nebraska

Grand Island, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Island, Nebraska.

Minimum Required Auto Insurance Coverage in Grand Island, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grand Island, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Island, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Island, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,824 $1,738 $1,632 $1,647 $5,073 $5,358 $2,039 $2,075
American Family $1,599 $1,599 $1,460 $1,460 $2,701 $4,001 $1,564 $1,696
Farmers $2,145 $2,128 $1,920 $2,030 $8,437 $8,680 $2,431 $2,534
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $2,994 $3,249 $2,366 $2,879 $12,898 $14,496 $3,139 $3,477
Nationwide $1,738 $1,790 $1,560 $1,665 $4,129 $5,131 $2,017 $2,180
Progressive $1,814 $1,741 $1,491 $1,553 $7,196 $8,095 $2,167 $2,319
State Farm $1,428 $1,428 $1,264 $1,264 $4,042 $5,127 $1,581 $1,792
USAA $1,403 $1,400 $1,276 $1,314 $4,408 $5,283 $1,816 $2,027

Cheap Grand Island, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Island, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Grand Island, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Grand Island, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,073 $5,358
American Family $2,701 $4,001
Farmers $8,437 $8,680
GEICO $6,043 $7,918
Liberty Mutual $12,898 $14,496
Nationwide $4,129 $5,131
Progressive $7,196 $8,095
State Farm $4,042 $5,127
USAA $4,408 $5,283

Cheap Grand Island, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Grand Island, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Island, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,632 $1,647
American Family $1,460 $1,460
Farmers $1,920 $2,030
GEICO $2,841 $2,734
Liberty Mutual $2,366 $2,879
Nationwide $1,560 $1,665
Progressive $1,491 $1,553
State Farm $1,264 $1,264
USAA $1,276 $1,314

Cheap Grand Island, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Island, Nebraska compared to the annual auto insurance rates with a clean record in Grand Island, Nebraska.

Annual Grand Island, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,325 $2,620 $3,152 $2,595
American Family $1,964 $2,148 $1,964 $1,964
Farmers $3,199 $4,115 $4,013 $3,825
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $4,877 $5,747 $6,230 $5,894
Nationwide $1,805 $2,591 $3,670 $2,039
Progressive $2,799 $4,125 $3,132 $3,132
State Farm $2,069 $2,413 $2,241 $2,241
USAA $1,795 $2,260 $3,375 $2,033

Cheap Grand Island, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Island, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Grand Island, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Island, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,152
American Family $1,964
Farmers $4,013
GEICO $5,286
Liberty Mutual $6,230
Nationwide $3,670
Progressive $3,132
State Farm $2,241
USAA $3,375

Cheap Grand Island, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Island, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Island, Nebraska

Insurance Company Poor Fair Good
Allstate $3,302 $2,526 $2,192
American Family $2,695 $1,838 $1,497
Farmers $4,335 $3,602 $3,427
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,207 $4,958 $3,897
Nationwide $3,028 $2,424 $2,127
Progressive $3,769 $3,180 $2,941
State Farm $3,254 $1,952 $1,516
USAA $3,153 $2,133 $1,811

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Cheap Grand Island, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Island, Nebraska auto insurance. Find the cheapest annual Grand Island, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Island, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,673 $2,673
American Family $1,994 $2,026
Farmers $3,788 $3,788
GEICO $3,746 $3,863
Liberty Mutual $5,687 $5,687
Nationwide $2,526 $2,526
Progressive $3,297 $3,297
State Farm $2,184 $2,297
USAA $2,338 $2,393

Cheap Grand Island, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Island, Nebraska? Check out the comparison of annual Grand Island, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Island, Nebraska

Insurance Company Low Medium High
Allstate $2,601 $2,668 $2,751
American Family $1,989 $2,069 $1,972
Farmers $3,620 $3,732 $4,012
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,525 $5,656 $5,882
Nationwide $2,563 $2,519 $2,497
Progressive $3,135 $3,288 $3,468
State Farm $2,143 $2,237 $2,342
USAA $2,293 $2,363 $2,442

Best By Category: Cheapest Auto Insurance in Grand Island, Nebraska

Compare the cheapest auto insurance companies in Grand Island, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Island, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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The Cheapest Grand Island, Nebraska Auto Insurance Companies

What auto insurance companies in Grand Island, Nebraska are the cheapest? Compare the top Grand Island, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Island, Nebraska

Insurance Company Average Annual Rates
Allstate $2,673
American Family $2,010
Farmers $3,788
GEICO $3,805
Liberty Mutual $5,687
Nationwide $2,526
Progressive $3,297
State Farm $2,241
USAA $2,366

What affects auto insurance rates in Grand Island, Nebraska?

There are a lot of reasons why auto insurance rates in Grand Island, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grand Island, Nebraska. Many local factors may affect your Grand Island auto insurance rates.

Grand Island Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grand Island, Nebraska commute length is 17.3 minutes according to City-Data.

Compare Grand Island, Nebraska Auto Insurance Quotes

Before you buy Grand Island, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Island, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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