Best Cheap Auto Insurance in Grand Island, FL (2021)

The average Grand Island, FL auto insurance rates are $320 per month. The minimum auto insurance in Grand Island is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Grand Island, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Grand Island is USAA
  • Average auto insurance rates in Grand Island, FL for senior drivers are $2,337 per year
  • The minimum auto insurance required in Grand Island, Florida is 10/20/10

Grand Island, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Grand Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Island, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Island to other Florida cities, including Orlando auto insurance rates, Tallahassee auto insurance rates, and Fort Lauderdale auto insurance rates to see how Grand Island, Florida auto insurance rates stack up.

Before you buy Grand Island, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Island, Florida auto insurance quotes.

Minimum Auto Insurance in Grand Island, Florida

Grand Island, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Island, Florida.

Minimum Required Auto Insurance Coverage in Grand Island, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grand Island, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Island, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Island, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,806 $3,665 $3,330 $3,396 $13,122 $14,312 $3,841 $3,912
GEICO $2,611 $2,621 $2,448 $2,448 $4,648 $5,813 $2,872 $2,908
Liberty Mutual $2,735 $2,735 $2,520 $2,520 $5,587 $8,515 $2,735 $3,647
Nationwide $2,524 $2,496 $2,257 $2,334 $6,074 $7,495 $2,780 $2,899
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Cheap Grand Island, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Island, Florida is a challenge. Take a look at the annual teen auto insurance rates in Grand Island, Florida.

Annual Auto Insurance Rates for Teen Drivers in Grand Island, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,122 $14,312
GEICO $4,648 $5,813
Liberty Mutual $5,587 $8,515
Nationwide $6,074 $7,495
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Cheap Grand Island, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Grand Island, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Island, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,330 $3,396
GEICO $2,448 $2,448
Liberty Mutual $2,520 $2,520
Nationwide $2,257 $2,334
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Cheap Grand Island, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Island, Florida compared to the annual auto insurance rates with a clean record in Grand Island, Florida.

Annual Grand Island, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,331 $6,360 $7,086 $5,916
GEICO $2,301 $2,936 $4,363 $3,585
Liberty Mutual $2,839 $3,638 $5,203 $3,817
Nationwide $3,086 $3,380 $4,540 $3,424
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Cheap Grand Island, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Island, Florida is not easy. Compare the annual rates for DUI auto insurance in Grand Island, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Island, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,086
GEICO $4,363
Liberty Mutual $5,203
Nationwide $4,540
Progressive $4,982
State Farm $2,499
USAA $3,348

Cheap Grand Island, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Island, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Island, Florida

Insurance Company Poor Fair Good
Allstate $8,606 $5,465 $4,449
GEICO $4,793 $2,908 $2,187
Liberty Mutual $4,943 $3,671 $3,008
Nationwide $4,500 $3,317 $3,006
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Grand Island, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grand Island, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Grand Island, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grand Island, Florida

ZIP Code Average Annual Rates
32735 $2,969

Cheap Grand Island, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Island, Florida auto insurance. Find the cheapest annual Grand Island, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Island, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,995 $6,351
GEICO $3,280 $3,312
Liberty Mutual $3,754 $3,994
Nationwide $3,607 $3,607
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Cheap Grand Island, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Island, Florida? Check out the comparison of annual Grand Island, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Island, Florida

Insurance Company Low Medium High
Allstate $4,804 $6,482 $7,234
GEICO $2,706 $3,410 $3,772
Liberty Mutual $3,555 $3,927 $4,140
Nationwide $2,861 $3,748 $4,213
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Grand Island, Florida

Compare the cheapest auto insurance companies in Grand Island, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Island, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Grand Island, Florida Auto Insurance Companies

What auto insurance companies in Grand Island, Florida are the cheapest? Compare the top Grand Island, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Island, Florida

Insurance Company Average Annual Rates
Allstate $6,173
GEICO $3,296
Liberty Mutual $3,874
Nationwide $3,607
Progressive $5,068
State Farm $2,499
USAA $2,342

Compare Grand Island, Florida Auto Insurance Quotes

Before you buy Grand Island, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Island, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption