Best Cheap Auto Insurance in Grand Bay, AL (2021)

The average Grand Bay, AL auto insurance rates are $344 per month. The minimum auto insurance in Grand Bay is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Grand Bay, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Grand Bay is 28.0 minutes
  • The most expensive auto insurance company in Grand Bay for teen drivers is Progressive
  • Average auto insurance rates in Grand Bay, AL for senior drivers are $2,166 per year

Grand Bay, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Grand Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grand Bay, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Grand Bay to other Alabama cities, including Hoover auto insurance rates, Montgomery auto insurance rates, and Tuscaloosa auto insurance rates to see how Grand Bay, Alabama auto insurance rates stack up.

Before you buy Grand Bay, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grand Bay, Alabama auto insurance quotes.

Minimum Auto Insurance in Grand Bay, Alabama

Grand Bay, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grand Bay, Alabama.

Minimum Required Auto Insurance Coverage in Grand Bay, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Grand Bay, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grand Bay, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grand Bay, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,043 $1,956 $1,993 $7,673 $8,241 $2,387 $2,432
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,173 $2,165 $2,074 $2,157 $5,812 $5,692 $2,299 $2,128
Liberty Mutual $3,286 $3,552 $2,696 $3,022 $12,199 $13,573 $3,488 $3,702
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $3,043 $2,842 $2,493 $2,686 $12,332 $13,716 $3,533 $3,697
State Farm $3,076 $3,076 $2,790 $2,790 $9,464 $11,842 $3,480 $4,022
Travelers $1,619 $1,643 $1,527 $1,521 $9,017 $14,274 $1,529 $1,735
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

Cheap Grand Bay, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grand Bay, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Grand Bay, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Grand Bay, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,673 $8,241
Farmers $10,860 $11,179
GEICO $5,812 $5,692
Liberty Mutual $12,199 $13,573
Nationwide $5,017 $6,468
Progressive $12,332 $13,716
State Farm $9,464 $11,842
Travelers $9,017 $14,274
USAA $4,236 $4,692

Cheap Grand Bay, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Grand Bay, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grand Bay, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,956 $1,993
Farmers $2,519 $2,677
GEICO $2,074 $2,157
Liberty Mutual $2,696 $3,022
Nationwide $1,705 $1,765
Progressive $2,493 $2,686
State Farm $2,790 $2,790
Travelers $1,527 $1,521
USAA $1,318 $1,292

Cheap Grand Bay, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grand Bay, Alabama compared to the annual auto insurance rates with a clean record in Grand Bay, Alabama.

Annual Grand Bay, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,054 $3,613 $4,307 $3,464
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,054 $3,326 $4,135 $2,734
Liberty Mutual $4,461 $6,216 $6,071 $6,010
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,999 $6,287 $5,393 $5,492
State Farm $4,564 $5,683 $5,011 $5,011
Travelers $3,418 $3,585 $5,271 $4,159
USAA $1,747 $2,196 $3,254 $1,889

Cheap Grand Bay, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grand Bay, Alabama is not easy. Compare the annual rates for DUI auto insurance in Grand Bay, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Grand Bay, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,307
Farmers $5,225
GEICO $4,135
Liberty Mutual $6,071
Nationwide $3,692
Progressive $5,393
State Farm $5,011
Travelers $5,271
USAA $3,254

Cheap Grand Bay, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grand Bay, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grand Bay, Alabama

Insurance Company Poor Fair Good
Allstate $4,450 $3,509 $2,870
Farmers $5,519 $4,743 $4,496
GEICO $3,897 $2,778 $2,512
Liberty Mutual $8,141 $5,003 $3,925
Nationwide $3,490 $2,724 $2,465
Progressive $6,259 $5,364 $5,005
State Farm $8,226 $4,157 $2,820
Travelers $4,474 $3,886 $3,964
USAA $3,037 $1,993 $1,784

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Cheap Grand Bay, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grand Bay, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Grand Bay, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grand Bay, Alabama

ZIP Code Average Annual Rates
36541 $4,271

Cheap Grand Bay, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Grand Bay, Alabama auto insurance. Find the cheapest annual Grand Bay, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grand Bay, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,610 $3,610
Farmers $4,920 $4,920
GEICO $3,008 $3,117
Liberty Mutual $5,690 $5,690
Nationwide $2,893 $2,893
Progressive $5,543 $5,543
State Farm $4,944 $5,190
Travelers $4,108 $4,108
USAA $2,167 $2,376

Cheap Grand Bay, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grand Bay, Alabama? Check out the comparison of annual Grand Bay, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grand Bay, Alabama

Insurance Company Low Medium High
Allstate $3,463 $3,603 $3,763
Farmers $4,629 $4,851 $5,279
GEICO $2,812 $3,049 $3,326
Liberty Mutual $5,398 $5,660 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,899 $5,502 $6,228
State Farm $4,791 $5,063 $5,349
Travelers $3,888 $4,190 $4,246
USAA $2,180 $2,258 $2,376

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Best By Category: Cheapest Auto Insurance in Grand Bay, Alabama

Compare the cheapest auto insurance companies in Grand Bay, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grand Bay, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Grand Bay, Alabama Auto Insurance Companies

What auto insurance companies in Grand Bay, Alabama are the cheapest? Compare the top Grand Bay, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grand Bay, Alabama

Insurance Company Average Annual Rates
Allstate $3,610
Farmers $4,920
GEICO $3,062
Liberty Mutual $5,690
Nationwide $2,893
Progressive $5,543
State Farm $5,067
Travelers $4,108
USAA $2,271

What affects auto insurance rates in Grand Bay, Alabama?

There are a lot of reasons why auto insurance rates in Grand Bay, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grand Bay, Alabama. Many local factors may affect your Grand Bay auto insurance rates.

Grand Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grand Bay, Alabama commute length is 28.0 minutes according to City-Data.

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Compare Grand Bay, Alabama Auto Insurance Quotes

Before you buy Grand Bay, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grand Bay, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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