Best Cheap Auto Insurance in Gramercy, LA (2021)

The average Gramercy, LA auto insurance rates are $517 per month. The minimum auto insurance in Gramercy is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Gramercy, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Gramercy, LA for senior drivers are $3,929 per year
  • The average commute length in Gramercy is 25.5 minutes
  • The cheapest auto insurance company in Gramercy is USAA

Gramercy, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Gramercy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gramercy, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Gramercy to other Louisiana cities, including Monroe auto insurance rates, New Orleans auto insurance rates, and Kenner auto insurance rates to see how Gramercy, Louisiana auto insurance rates stack up.

Before you buy Gramercy, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gramercy, Louisiana auto insurance quotes.

Minimum Auto Insurance in Gramercy, Louisiana

Gramercy, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gramercy, Louisiana.

Minimum Required Auto Insurance Coverage in Gramercy, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gramercy, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gramercy, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gramercy, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,885 $4,487 $4,708 $5,831 $14,367 $15,008 $3,732 $3,562
Progressive $4,158 $3,873 $3,487 $3,774 $16,550 $18,378 $4,733 $4,797
State Farm $3,020 $3,020 $2,787 $2,787 $9,034 $11,331 $3,372 $3,775
USAA $3,019 $2,968 $2,949 $2,921 $8,998 $10,542 $3,692 $4,033

Cheap Gramercy, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gramercy, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Gramercy, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Gramercy, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,367 $15,008
Progressive $16,550 $18,378
State Farm $9,034 $11,331
USAA $8,998 $10,542

Cheap Gramercy, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Gramercy, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gramercy, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,708 $5,831
Progressive $3,487 $3,774
State Farm $2,787 $2,787
USAA $2,949 $2,921

Cheap Gramercy, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gramercy, Louisiana compared to the annual auto insurance rates with a clean record in Gramercy, Louisiana.

Annual Gramercy, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,709 $7,606 $9,435 $6,040
Progressive $6,220 $8,353 $8,026 $7,276
State Farm $4,476 $5,306 $4,891 $4,891
USAA $3,732 $5,179 $6,193 $4,457

Cheap Gramercy, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gramercy, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Gramercy, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Gramercy, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,435
Progressive $8,026
State Farm $4,891
USAA $6,193

Cheap Gramercy, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gramercy, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gramercy, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,268 $7,172 $5,403
Progressive $8,437 $7,237 $6,733
State Farm $6,779 $4,366 $3,528
USAA $6,759 $4,313 $3,599

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Cheap Gramercy, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gramercy, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Gramercy, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gramercy, Louisiana

ZIP Code Average Annual Rates
70052 $5,788

Cheap Gramercy, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Gramercy, Louisiana auto insurance. Find the cheapest annual Gramercy, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gramercy, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,804 $7,091
Progressive $7,469 $7,469
State Farm $4,764 $5,018
USAA $4,738 $5,042

Cheap Gramercy, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gramercy, Louisiana? Check out the comparison of annual Gramercy, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gramercy, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,543 $6,971 $8,329
Progressive $6,128 $7,401 $8,877
State Farm $4,192 $4,879 $5,602
USAA $4,242 $4,967 $5,462

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Best By Category: Cheapest Auto Insurance in Gramercy, Louisiana

Compare the cheapest auto insurance companies in Gramercy, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gramercy, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Gramercy, Louisiana Auto Insurance Companies

What auto insurance companies in Gramercy, Louisiana are the cheapest? Compare the top Gramercy, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gramercy, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,947
Progressive $7,469
State Farm $4,891
USAA $4,890

What affects auto insurance rates in Gramercy, Louisiana?

There are a lot of reasons why auto insurance rates in Gramercy, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gramercy, Louisiana. Many local factors may affect your Gramercy auto insurance rates.

Gramercy Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Gramercy, Louisiana auto theft statistics, there have been 4 auto thefts in the city.

Gramercy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gramercy, Louisiana commute length is 25.5 minutes according to City-Data.

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Compare Gramercy, Louisiana Auto Insurance Quotes

Before you buy Gramercy, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gramercy, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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