Best Cheap Auto Insurance in Graham, TX (2021)

The average Graham, TX auto insurance rates are $302 per month. The minimum auto insurance in Graham is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Graham, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Graham for teen drivers is Progressive
  • The average commute length in Graham is 16.9 minutes
  • Average auto insurance rates in Graham, TX for senior drivers are $2,216 per year

Graham, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Graham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Graham, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Graham to other Texas cities, including San Antonio auto insurance rates, Austin auto insurance rates, and Houston auto insurance rates to see how Graham, Texas auto insurance rates stack up.

Before you buy Graham, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Graham, Texas auto insurance quotes.

Minimum Auto Insurance in Graham, Texas

Graham, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Graham, Texas.

Minimum Required Auto Insurance Coverage in Graham, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Graham, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Graham, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Graham, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,227 $3,150 $3,150 $8,480 $10,264 $3,968 $4,150
American Family $3,425 $3,732 $2,880 $3,237 $7,010 $9,297 $4,543 $5,144
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,225 $2,138 $1,974 $2,016 $9,068 $10,121 $2,652 $2,716
State Farm $1,715 $1,715 $1,519 $1,519 $3,969 $5,035 $1,855 $1,917
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Graham, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Graham, Texas is a challenge. Take a look at the annual teen auto insurance rates in Graham, Texas.

Annual Auto Insurance Rates for Teen Drivers in Graham, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,480 $10,264
American Family $7,010 $9,297
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $9,068 $10,121
State Farm $3,969 $5,035
USAA $3,911 $4,274

Cheap Graham, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Graham, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Graham, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,150
American Family $2,880 $3,237
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $1,974 $2,016
State Farm $1,519 $1,519
USAA $1,350 $1,345

Cheap Graham, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Graham, Texas compared to the annual auto insurance rates with a clean record in Graham, Texas.

Annual Graham, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,853 $5,902 $6,183 $3,853
American Family $4,520 $5,634 $4,958 $4,520
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,594 $4,613 $4,195 $4,052
State Farm $2,152 $2,449 $2,868 $2,152
USAA $1,651 $2,423 $2,856 $1,894

Cheap Graham, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Graham, Texas is not easy. Compare the annual rates for DUI auto insurance in Graham, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Graham, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,183
American Family $4,958
GEICO $2,819
Nationwide $4,888
Progressive $4,195
State Farm $2,868
USAA $2,856

Cheap Graham, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Graham, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Graham, Texas

Insurance Company Poor Fair Good
Allstate $6,275 $4,616 $3,952
American Family $7,023 $4,136 $3,566
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $4,643 $3,998 $3,700
State Farm $3,407 $2,120 $1,689
USAA $3,249 $1,868 $1,500

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Cheap Graham, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Graham, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Graham, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Graham, Texas

ZIP Code Average Annual Rates
76450 $5,226

Cheap Graham, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Graham, Texas auto insurance. Find the cheapest annual Graham, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Graham, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,833 $5,062
American Family $4,908 $4,908
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $4,114 $4,114
State Farm $2,406 $2,406
USAA $2,178 $2,234

Cheap Graham, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Graham, Texas? Check out the comparison of annual Graham, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Graham, Texas

Insurance Company Low Medium High
Allstate $4,864 $4,916 $5,063
American Family $4,709 $4,804 $5,212
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $3,965 $4,099 $4,278
State Farm $2,293 $2,399 $2,525
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Graham, Texas

Compare the cheapest auto insurance companies in Graham, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Graham, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Graham, Texas Auto Insurance Companies

What auto insurance companies in Graham, Texas are the cheapest? Compare the top Graham, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Graham, Texas

Insurance Company Average Annual Rates
Allstate $4,948
American Family $4,908
GEICO $2,994
Nationwide $3,793
Progressive $4,114
State Farm $2,406
USAA $2,206

What affects auto insurance rates in Graham, Texas?

There are a lot of reasons why auto insurance rates in Graham, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Graham, Texas. Many local factors may affect your Graham auto insurance rates.

Graham Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Graham, Texas auto theft statistics, there have been 2 auto thefts in the city.

Graham Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Graham, Texas commute length is 16.9 minutes according to City-Data.

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Compare Graham, Texas Auto Insurance Quotes

Before you buy Graham, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Graham, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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