Best Cheap Auto Insurance in Graham, KY (2021)

The average Graham, KY auto insurance rates are $360 per month. The minimum auto insurance in Graham is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Graham, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Graham for teen drivers is Travelers
  • The minimum auto insurance required in Graham, Kentucky is 25/50/25
  • The cheapest auto insurance company in Graham is USAA

Graham, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Graham can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Graham, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Graham to other Kentucky cities, including Elizabeth auto insurance rates, Nicholasville auto insurance rates, and Covington auto insurance rates to see how Graham, Kentucky auto insurance rates stack up.

Before you buy Graham, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Graham, Kentucky auto insurance quotes.

Minimum Auto Insurance in Graham, Kentucky

Graham, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Graham, Kentucky.

Minimum Required Auto Insurance Coverage in Graham, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Graham, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Graham, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Graham, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,288 $2,953 $3,152 $11,617 $13,044 $3,718 $3,959
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,777 $3,010 $2,368 $2,642 $11,434 $12,633 $2,903 $3,017
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,063 $1,972 $1,840 $1,858 $9,726 $10,980 $2,556 $2,614
State Farm $2,129 $2,129 $1,904 $1,904 $6,450 $8,132 $2,375 $2,677
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Graham, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Graham, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Graham, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Graham, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,617 $13,044
GEICO $6,831 $8,150
Liberty Mutual $11,434 $12,633
Nationwide $6,037 $7,550
Progressive $9,726 $10,980
State Farm $6,450 $8,132
Travelers $10,963 $17,628
USAA $4,875 $5,165

Cheap Graham, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Graham, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Graham, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,953 $3,152
GEICO $3,608 $3,267
Liberty Mutual $2,368 $2,642
Nationwide $2,519 $2,640
Progressive $1,840 $1,858
State Farm $1,904 $1,904
Travelers $2,234 $2,240
USAA $1,693 $1,740

Cheap Graham, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Graham, Kentucky compared to the annual auto insurance rates with a clean record in Graham, Kentucky.

Annual Graham, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,720 $6,084 $6,432 $5,280
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,249 $6,538 $5,086 $4,520
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,479 $5,128 $3,969 $4,228
State Farm $3,158 $3,767 $3,462 $3,462
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,103 $2,980 $3,541 $2,530

Cheap Graham, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Graham, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Graham, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Graham, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,432
GEICO $6,862
Liberty Mutual $5,086
Nationwide $4,997
Progressive $3,969
State Farm $3,462
Travelers $6,931
USAA $3,541

Cheap Graham, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Graham, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Graham, Kentucky

Insurance Company Poor Fair Good
Allstate $7,456 $5,135 $4,296
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,295 $4,473 $3,527
Nationwide $4,672 $3,666 $3,197
Progressive $4,710 $4,089 $3,804
State Farm $5,006 $3,023 $2,358
Travelers $5,965 $5,051 $5,031
USAA $4,165 $2,317 $1,884

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Cheap Graham, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Graham, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Graham, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Graham, Kentucky

ZIP Code Average Annual Rates
42344 $3,861

Cheap Graham, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Graham, Kentucky auto insurance. Find the cheapest annual Graham, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Graham, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,629 $5,629
GEICO $4,191 $4,270
Liberty Mutual $5,098 $5,098
Nationwide $3,845 $3,845
Progressive $4,201 $4,201
State Farm $3,381 $3,544
Travelers $5,349 $5,349
USAA $2,683 $2,894

Cheap Graham, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Graham, Kentucky? Check out the comparison of annual Graham, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Graham, Kentucky

Insurance Company Low Medium High
Allstate $5,298 $5,610 $5,979
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,858 $5,066 $5,371
Nationwide $3,908 $3,801 $3,826
Progressive $3,904 $4,157 $4,542
State Farm $3,282 $3,458 $3,647
Travelers $5,074 $5,374 $5,599
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Graham, Kentucky

Compare the cheapest auto insurance companies in Graham, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Graham, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Graham, Kentucky Auto Insurance Companies

What auto insurance companies in Graham, Kentucky are the cheapest? Compare the top Graham, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Graham, Kentucky

Insurance Company Average Annual Rates
Allstate $5,629
GEICO $4,231
Liberty Mutual $5,098
Nationwide $3,845
Progressive $4,201
State Farm $3,462
Travelers $5,349
USAA $2,789

Compare Graham, Kentucky Auto Insurance Quotes

Before you buy Graham, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Graham, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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