Best Cheap Auto Insurance in Grafton, WI (2021)

The average Grafton, WI auto insurance rates are $227 per month. The minimum auto insurance in Grafton is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Grafton, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Grafton, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Grafton for teen drivers is Allstate
  • Average auto insurance rates in Grafton, WI for senior drivers are $1,473 per year

Grafton, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Grafton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grafton, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Grafton to other Wisconsin cities, including Eau Claire auto insurance rates, Janesville auto insurance rates, and Madison auto insurance rates to see how Grafton, Wisconsin auto insurance rates stack up.

Before you buy Grafton, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grafton, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Grafton, Wisconsin

Grafton, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grafton, Wisconsin.

Minimum Required Auto Insurance Coverage in Grafton, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Grafton, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Grafton, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grafton, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,255 $2,358 $2,109 $2,325 $8,014 $10,305 $2,252 $2,432
American Family $936 $974 $908 $908 $3,185 $3,489 $1,126 $1,197
Farmers $1,664 $1,660 $1,470 $1,565 $8,193 $8,483 $1,893 $1,971
GEICO $1,086 $1,212 $1,156 $1,353 $3,720 $4,000 $1,002 $1,019
Liberty Mutual $1,535 $1,663 $1,235 $1,393 $5,868 $6,561 $1,631 $1,755
Nationwide $2,973 $3,114 $2,486 $2,608 $6,349 $9,795 $3,635 $4,250
Progressive $1,496 $1,400 $1,231 $1,294 $6,124 $6,872 $1,789 $1,936
State Farm $1,286 $1,286 $1,164 $1,164 $3,937 $4,956 $1,457 $1,668
USAA $1,173 $1,163 $1,073 $1,080 $3,070 $3,536 $1,510 $1,644

Cheap Grafton, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Grafton, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Grafton, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Grafton, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,014 $10,305
American Family $3,185 $3,489
Farmers $8,193 $8,483
GEICO $3,720 $4,000
Liberty Mutual $5,868 $6,561
Nationwide $6,349 $9,795
Progressive $6,124 $6,872
State Farm $3,937 $4,956
USAA $3,070 $3,536

Cheap Grafton, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Grafton, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Grafton, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,325
American Family $908 $908
Farmers $1,470 $1,565
GEICO $1,156 $1,353
Liberty Mutual $1,235 $1,393
Nationwide $2,486 $2,608
Progressive $1,231 $1,294
State Farm $1,164 $1,164
USAA $1,073 $1,080

Cheap Grafton, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grafton, Wisconsin compared to the annual auto insurance rates with a clean record in Grafton, Wisconsin.

Annual Grafton, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,230 $4,493 $4,233 $4,068
American Family $1,521 $1,614 $1,614 $1,614
Farmers $2,926 $3,710 $3,506 $3,307
GEICO $1,245 $2,039 $2,389 $1,601
Liberty Mutual $2,050 $2,969 $3,048 $2,755
Nationwide $3,723 $4,305 $5,273 $4,305
Progressive $2,526 $3,091 $2,632 $2,822
State Farm $1,928 $2,302 $2,115 $2,115
USAA $1,393 $1,762 $2,379 $1,591

Cheap Grafton, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Grafton, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Grafton, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Grafton, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,233
American Family $1,614
Farmers $3,506
GEICO $2,389
Liberty Mutual $3,048
Nationwide $5,273
Progressive $2,632
State Farm $2,115
USAA $2,379

Cheap Grafton, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Grafton, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Grafton, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,254 $3,615 $3,149
American Family $2,130 $1,403 $1,238
Farmers $3,791 $3,220 $3,077
GEICO $2,382 $1,703 $1,370
Liberty Mutual $3,877 $2,375 $1,863
Nationwide $4,946 $4,129 $4,129
Progressive $3,115 $2,682 $2,506
State Farm $3,155 $1,811 $1,379
USAA $2,724 $1,454 $1,166

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Cheap Grafton, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Grafton, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Grafton, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Grafton, Wisconsin

ZIP Code Average Annual Rates
53024 $2,679

Cheap Grafton, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Grafton, Wisconsin auto insurance. Find the cheapest annual Grafton, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Grafton, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,909 $4,103
American Family $1,563 $1,618
Farmers $3,362 $3,362
GEICO $1,785 $1,852
Liberty Mutual $2,705 $2,705
Nationwide $4,401 $4,401
Progressive $2,768 $2,768
State Farm $2,061 $2,169
USAA $1,758 $1,804

Cheap Grafton, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Grafton, Wisconsin? Check out the comparison of annual Grafton, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grafton, Wisconsin

Insurance Company Low Medium High
Allstate $3,807 $3,995 $4,217
American Family $1,561 $1,606 $1,604
Farmers $3,074 $3,336 $3,677
GEICO $1,670 $1,819 $1,967
Liberty Mutual $2,487 $2,732 $2,897
Nationwide $4,246 $4,400 $4,558
Progressive $2,552 $2,798 $2,954
State Farm $1,970 $2,124 $2,251
USAA $1,709 $1,783 $1,851

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Best By Category: Cheapest Auto Insurance in Grafton, Wisconsin

Compare the cheapest auto insurance companies in Grafton, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Grafton, Wisconsin

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Grafton, Wisconsin Auto Insurance Companies

What auto insurance companies in Grafton, Wisconsin are the cheapest? Compare the top Grafton, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Grafton, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,006
American Family $1,590
Farmers $3,362
GEICO $1,819
Liberty Mutual $2,705
Nationwide $4,401
Progressive $2,768
State Farm $2,115
USAA $1,781

What affects auto insurance rates in Grafton, Wisconsin?

There are a lot of reasons why auto insurance rates in Grafton, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grafton, Wisconsin. Many local factors may affect your Grafton auto insurance rates.

Grafton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Grafton, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Grafton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grafton, Wisconsin commute length is 22.2 minutes according to City-Data.

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Compare Grafton, Wisconsin Auto Insurance Quotes

Before you buy Grafton, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grafton, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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